Fairvalue-Calculator Fairvalue-Calculator

Insurance Australia Group (IAUGF) Fair Value & Analysis

Financial Services · US · Market cap $13.0B

Price$5.57
Fair Value$5.22
Upside-6.2%
Quality93/100
Evidence: High Range $3.92 – $6.53

Analysis

Insurance Australia Group (IAUGF) currently trades at $5.57, while our model-based Fair Value estimate is $5.22 — implying the stock looks roughly 6.2% overvalued today. We read business quality at 93/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

About the company

Insurance Australia Group Limited underwrites general insurance products and provides investment management services in Australia and New Zealand. The company's short-tail insurance products include motor vehicle; home and contents; lifestyle and leisure, including boat, veteran and classic car, and caravan; business packages; farm; commercial motor; commercial property; fleet motor; construction and engineering; rural; marine; and niche insurance, such as pleasure craft, boat, and caravan. It also provides long-tail insurance products, including professional indemnity; compulsory third party, including motor injury liability; workers' compensation; directors' and officers' liability; public and products liability; and commercial liability insurance. It sells its products through branches and agencies, call centers, online, insurance brokers, authorized representatives, motor dealerships, and financial institutions under the NRMA Insurance, CGU, ROLLiN, WFI, Swann Insurance, NZI, St…

Open the full interactive analysis →

Similar stocks

Chubb Limited (C1BL34) +0% The Progressive Corporation (PGR) +55% Tokio Marine Holdings (TKOMF) +4% The Travelers Companies, Inc (TRV) -94% The Allstate Corporation (ALL) +100% PICC Property and Casualty Company (PPCCY) +33%

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.