Insurance Australia Group (IAUGY) Fair Value & Analysis
Financial Services · US · Market cap $13.4B
Insurance Australia Group
IAUGY · US
Fair value as of: Jun 26, 2026
From 25 valuation models · updated 28 days ago
Fair value updated Jun 26, 2026, revised from $31.25 to $26.08 (−16.5%) since Jun 24, 2026. Share price +0.4% over the past month.
Price vs Fair Value (12 months)
12‑month range $21.13 – $30.71 · fair‑value band $19.56 – $32.60 · the $28.35 price screens above the $26.08 fair value. As of Jun 26, 2026.
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Insurance Australia Group (IAUGY) currently trades at $28.35, while our model-based Fair Value estimate is $26.08, implying the stock looks roughly 8.0% fairly valued today. We read business quality at 60/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).
Over the trailing twelve months, Insurance Australia Group generated revenue of $18.3B at a net margin of 6.0%. Revenue grew 10.3% year over year. It earns a return on equity of 15.7%. Net debt stands at $2.3B. Fundamentals as of Jun 26, 2026
Our scenario range runs from $19.56 (bear case) to $32.60 (bull case); at $28.35, the current price sits within that range. The share trades about 7% below its 52-week high and 31% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 85% fair-value upside, at -8%, IAUGY screens richer than that median.
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.
About the company
Insurance Australia Group Limited underwrites general insurance products and provides investment management services in Australia and New Zealand. The company's short-tail insurance products include motor vehicle; home and contents; lifestyle and leisure, including boat, veteran and classic car, and caravan; business packages; farm; commercial motor; commercial property; fleet motor; construction and engineering; rural; marine; and niche insurance, such as pleasure craft, boat, and caravan. It also provides long-tail insurance products, including professional indemnity; compulsory third party, including motor injury liability; workers' compensation; directors' and officers' liability; public and products liability; and commercial liability insurance. It sells its products through branches and agencies, call centers, online, insurance brokers, authorized representatives, motor dealerships, and financial institutions under the NRMA Insurance, CGU, ROLLiN, WFI, Swann Insurance, NZI, …
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Insurance Australia Group reported revenue of $14.8B in FY2025 versus $9.2B in FY2021, a compound +12.6%/yr. Reported net income was $1.4B in FY2025.
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Recent news
- 3 ASX Dividend Stocks Yielding Up To 25.5%
- Top 3 ASX Dividend Stocks To Enhance Your Portfolio
- ACCC Launches Phase 2 Review Of Insurance Australia Group - RAC Insurance Deal
- 3 ASX Dividend Stocks With Up To 6% Yield
External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection, not financial advice.
Similar stocks
10 more Insurance - Property & Casualty stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Chubb Limited C1BL34 | R$429.00 | R$86.39 | -80% |
| The Progressive Corporation PGR | $234.48 | $252.50 | +8% |
| Tokio Marine Holdings TKOMF | $42.80 | $44.64 | +4% |
| The Travelers Companies, Inc TRV | $303.36 | $342.77 | +13% |
| The Allstate Corporation ALL | $210.84 | $421.68 | +100% |
| The People's Insurance Company 601319 | ¥7.12 | ¥14.24 | +100% |
| PICC Property and Casualty Company PPCCY | $49.08 | $90.98 | +85% |
| MS&AD Insurance Group MSADF | $29.91 | $57.59 | +93% |
| Intact Financial Corporation IFC | C$277.10 | C$265.09 | -4% |
| Sompo Holdings SMPNY | $19.53 | $36.39 | +86% |
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.