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Banca IFIS S.p.A (IF) Fair Value & Analysis

Financial Services · IT · Market cap €1.3B

Price€21.64
Fair Value€43.28
Upside+100.0%
Quality95/100
Evidence: High Range €32.46 – €54.10

Fair value as of: Jun 25, 2026

Analysis

Banca IFIS S.p.A (IF) currently trades at €21.64, while our model-based Fair Value estimate is €43.28 — implying the stock looks roughly 100.0% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

Banca IFIS S.p.A. provides financial services and solutions for enterprises. The company provides saving and current accounts, time deposits, and insurance; factoring, advisory and equity investment, structured finance, leasing, and medium/long term loans for industrial investments; salary-backed loan technology rental services; financial advisory/M&A; and factoring import/export, import/export loans, and other foreign banking services. It also engages in the purchase and management of non-performing loan portfolios. Banca IFIS S.p.A. was founded in 1983 and is headquartered in Mestre, Italy.

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Frequently asked questions

Is Banca IFIS S.p.A (IF) undervalued?
As of Jun 25, 2026, our model estimates a fair value of €43.28 versus a price of €21.64 — about +100% (undervalued). Model-based estimate, not financial advice.
What is the fair value of IF?
Our 21-model fair value for Banca IFIS S.p.A is €43.28 (as of Jun 25, 2026), built from audited fundamentals. The current price is €21.64.
What is the quality score of IF?
Banca IFIS S.p.A has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.