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IntegraFin Holdings (IHP) Fair Value & Analysis

Financial Services · GB · Market cap 1.1B GBX

IH IntegraFin Holdings IHP · LSE
Price£3.54
Fair Value£0.9500
Upside-73.1%
Quality95/100
Evidence: High Range £0.7100 – £1.19

Fair value as of: Jun 26, 2026

From 19 valuation models · updated 4 days ago

Fair value updated Jun 26, 2026 — revised from £1.50 to £0.9500 (−36.7%) since Jun 24, 2026. Share price +4.7% over the past month.

Price vs Fair Value (12 months)

£3.67 £2.94 Fair Value £0.9500 Jul 2025 Jun 2026

12‑month range £2.94 – £3.67 · fair‑value band £0.7100 – £1.19 · the £3.54 price screens above the £0.9500 fair value. As of Jun 26, 2026.

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Analysis

IntegraFin Holdings (IHP) currently trades at £3.54, while our model-based Fair Value estimate is £0.9500 — implying the stock looks roughly 73.1% overvalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

Over the trailing twelve months, IntegraFin Holdings generated revenue of £165M at a net margin of 38.2%. Revenue grew 11.1% year over year. It earns a return on equity of 28.9%. The balance sheet holds a net cash position of £224M. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) 165M GBX
Revenue growth (YoY) +11.1%
Net margin 38.2%
Return on equity 28.9%
Free cash flow 336M GBX FY2025
P/E ratio 17.8
More key figures
Operating margin 63.1%
EPS (TTM) £0.1900
Dividend yield 3.5%
EPS growth (YoY) +58.5%
Net cash 224M GBX FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

IntegraFin Holdings plc, together with its subsidiaries, provides software and services for clients and UK financial advisers in the United Kingdom and Isle of Man. It operates through three segments: Investment Administration Services, Insurance and Life Assurance Business, and Adviser Back-Office Technology. The company operates Transact, a wrap platform that enable advisers to consolidate their client investments using tax efficient wrappers and provide range of investment choice; and Time4Advice, an adviser practice management solution. It also provides software provision and development, and maintenance; life insurance and assurance; financial planning software; and investment administration services. IntegraFin Holdings plc was founded in 1999 and is headquartered in London, the United Kingdom.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

IntegraFin Holdings reported revenue of £198M in FY2025 versus £124M in FY2021, a compound +12.5%/yr. Reported net income was £51.3M in FY2025, compounding +0.1%/yr from FY2021.

Revenue +12.5%/yr
FY21 £124M
FY22 £134M
FY23 £135M
FY24 £145M
FY25 £198M
Net income +0.1%/yr
FY21 £51.1M
FY22 £44.0M
FY23 £49.9M
FY24 £52.1M
FY25 £51.3M

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Frequently asked questions

Is IntegraFin Holdings (IHP) undervalued?
As of Jun 26, 2026, our model estimates a fair value of £0.9500 versus a price of £3.54 — about −73% (overvalued). Model-based estimate, not financial advice.
What is the fair value of IHP?
Our 21-model fair value for IntegraFin Holdings is £0.9500 (as of Jun 26, 2026), built from audited fundamentals. The current price is £3.54.
What is the quality score of IHP?
IntegraFin Holdings has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of IntegraFin Holdings (IHP)?
IntegraFin Holdings reported trailing-twelve-month revenue of about £165M (latest available figure, as of Jun 26, 2026).
What is the net profit margin of IHP?
The net profit margin of IntegraFin Holdings is about 38.2%, meaning it keeps roughly 38.2% of revenue as net income. Based on the latest reported figures.
Does IntegraFin Holdings pay a dividend?
IntegraFin Holdings currently shows a dividend yield of about 3.49% relative to its recent price (as of Jun 26, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.