Fairvalue-Calculator Fairvalue-Calculator
EN DE

First Internet Bancorp (INBK) Fair Value & Analysis

Financial Services · US · Market cap $225M

Price$27.41
Fair Value$14.99
Upside-45.3%
Quality95/100
Evidence: Low Range $14.00 – $15.99

Fair value as of: Jun 26, 2026

✦ Find undervalued quality stocks — 34,000+ analysed Find stocks →

Analysis

First Internet Bancorp (INBK) currently trades at $27.41, while our model-based Fair Value estimate is $14.99 — implying the stock looks roughly 45.3% overvalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: low).

About the company

First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides various commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States. The company offers noninterest-bearing and interest-bearing demand deposits, savings accounts, and money market accounts, as well as certificates of deposit and brokered deposits. It also provides commercial and industrial, owner-occupied commercial real estate, investor commercial real estate, construction, single tenant lease financing, single tenant lease, public, specialty, healthcare and finance, small business lending, commercial deposits and treasury management, franchise finance, residential mortgage, home equity, and other consumer loans. In addition, the company is involved in the provision of municipal finance lending and leasing products to government entities, as well as treasury management services; purchase, man…

Open the full interactive analysis →

Similar stocks

HDFC Bank Limited (HDFCBANK) +18% PT Bank Central Asia Tbk (BBCA) -1% KB Financial Group (105560) -4% PT Bank Rakyat Indonesia (Persero) Tbk (BBRI) +66% Banco Bradesco S.A (BBD) +100% Shinhan Financial Group (055550) +14%

Frequently asked questions

Is First Internet Bancorp (INBK) undervalued?
As of Jun 26, 2026, our model estimates a fair value of $14.99 versus a price of $27.41 — about −45% (overvalued). Model-based estimate, not financial advice.
What is the fair value of INBK?
Our 21-model fair value for First Internet Bancorp is $14.99 (as of Jun 26, 2026), built from audited fundamentals. The current price is $27.41.
What is the quality score of INBK?
First Internet Bancorp has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.