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JD Bancshares, Inc (JDVB) Fair Value & Analysis

Financial Services · US · Market cap $118M

Price$34.50
Fair Value$49.18
Upside+42.6%
Quality95/100
Evidence: High Range $36.88 – $61.47

Fair value as of: Jun 26, 2026

Analysis

JD Bancshares, Inc (JDVB) currently trades at $34.50, while our model-based Fair Value estimate is $49.18 — implying the stock looks roughly 42.6% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

JD Bancshares, Inc. operates as a bank holding company for JD Bank that provides various banking products and services to individuals and businesses primarily in southern Louisiana. The company offers deposit products, such as checking, demand, savings, money market, and individual retirement accounts, as well as certificates of deposit accounts. It also provides loans, including commercial, business, real estate, agricultural, mobile home, vehicle, consumer, and mortgage loans; debit and credit cards; and overdraft protection, wire transfer, bill payment, cash management, automatic clearance house origination, merchant, and other banking services. In addition, the company offers investment products and services comprising fixed and variable annuities, mutual funds, life insurance, stocks and bonds, tax-advantaged investments, retirement plans, money market funds, unit investment trusts, brokered certificates of deposit, and U.S. government obligations. Further, it provides estate a…

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Frequently asked questions

Is JD Bancshares, Inc (JDVB) undervalued?
As of Jun 26, 2026, our model estimates a fair value of $49.18 versus a price of $34.50 — about +43% (undervalued). Model-based estimate, not financial advice.
What is the fair value of JDVB?
Our 21-model fair value for JD Bancshares, Inc is $49.18 (as of Jun 26, 2026), built from audited fundamentals. The current price is $34.50.
What is the quality score of JDVB?
JD Bancshares, Inc has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.