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Jeffersonville Bancorp (JFBC) Fair Value & Analysis

Financial Services · US · Market cap $119M

Price$27.50
Fair Value$38.54
Upside+40.1%
Quality95/100
Evidence: High Range $28.90 – $48.17

Fair value as of: Jun 26, 2026

Analysis

Jeffersonville Bancorp (JFBC) currently trades at $27.50, while our model-based Fair Value estimate is $38.54 — implying the stock looks roughly 40.1% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

Jeffersonville Bancorp operates as the bank holding company for Jeff Bank that provides community banking products and services to individuals, small businesses, and local municipal governments primarily in Sullivan County, New York. The company offers various deposit products, such as checking, money market, savings, individual retirement arrangement, and NOW, as well as demand and time deposits. It also provides commercial mortgage, farmland, construction, agricultural, commercial, residential mortgage, home equity, construction, home improvement, debt consolidation, check, installment, and commercial vehicle/equipment and real estate, as well as auto, RV, motorcycle, and boat loans; commercial lines of credit; short term notes; and other financing services. In addition, the company provides credit cards; e-statements; bill pay services; safe deposit box rentals, teller checks, and wire transfers; and online and mobile banking services. Jeffersonville Bancorp was founded in 1913 a…

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Frequently asked questions

Is Jeffersonville Bancorp (JFBC) undervalued?
As of Jun 26, 2026, our model estimates a fair value of $38.54 versus a price of $27.50 — about +40% (undervalued). Model-based estimate, not financial advice.
What is the fair value of JFBC?
Our 21-model fair value for Jeffersonville Bancorp is $38.54 (as of Jun 26, 2026), built from audited fundamentals. The current price is $27.50.
What is the quality score of JFBC?
Jeffersonville Bancorp has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.