Fairvalue-Calculator Fairvalue-Calculator
EN DE

Juniata Valley Financial Corp (JUVF) Fair Value & Analysis

Financial Services · US · Market cap $75.7M

Price$15.35
Fair Value$20.62
Upside+34.3%
Quality95/100
Evidence: High Range $15.47 – $25.78

Fair value as of: Jun 26, 2026

✦ Find undervalued quality stocks — 34,000+ analysed Find stocks →

Analysis

Juniata Valley Financial Corp (JUVF) currently trades at $15.35, while our model-based Fair Value estimate is $20.62 — implying the stock looks roughly 34.3% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

Juniata Valley Financial Corp. operates as the bank holding company for The Juniata Valley Bank that provides retail and commercial banking services to small and mid-sized businesses in central and northern Pennsylvania, the United States. It offers consumer banking services that include online account opening, online banking, mobile banking, telephone banking, automated teller machines, personal checking accounts, checking overdraft privileges, money market deposit accounts, savings accounts, debit cards, certificates of deposit, individual retirement accounts, secured lines of credit, construction and mortgage loans, and safe deposit boxes. The company also provides commercial banking services, such as low and high-volume business checking accounts, online account management services, remote deposit capability, ACH origination, payroll direct deposit, commercial lines of credit, commercial letters of credit, mobile deposit for business customers, and commercial term and demand loa…

Open the full interactive analysis →

Similar stocks

HDFC Bank Limited (HDFCBANK) +77% PT Bank Central Asia Tbk (BBCA) +15% KB Financial Group (105560) +12% PT Bank Rakyat Indonesia (Persero) Tbk (BBRI) +100% Banco Bradesco S.A (BBD) +100% Shinhan Financial Group (055550) +21%

Frequently asked questions

Is Juniata Valley Financial Corp (JUVF) undervalued?
As of Jun 26, 2026, our model estimates a fair value of $20.62 versus a price of $15.35 — about +34% (undervalued). Model-based estimate, not financial advice.
What is the fair value of JUVF?
Our 21-model fair value for Juniata Valley Financial Corp is $20.62 (as of Jun 26, 2026), built from audited fundamentals. The current price is $15.35.
What is the quality score of JUVF?
Juniata Valley Financial Corp has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.