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Prudential plc (K6S) Fair Value & Analysis

Financial Services · SG · Market cap $35.4B

PP Prudential plc K6S · SG
Price$14.20
Fair Value$20.73
Upside+46.0%
Quality65/100
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Evidence: High Range $15.55 – $25.92

Fair value as of: Jul 4, 2026

From 24 valuation models · updated 13 days ago

Share price +2.4% over the past month.

Price vs Fair Value (12 months)

$15.80 $8.90 Fair Value $20.73 Jul 2025 Jul 2026

12‑month range $8.90 – $15.80 · fair‑value band $15.55 – $25.92 · the $14.20 price screens below the $20.73 fair value. As of Jul 4, 2026.

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Analysis

Prudential plc (K6S) currently trades at $14.20, while our model-based Fair Value estimate is $20.73, implying the stock looks roughly 46.0% undervalued today. We read business quality at 65/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, Prudential plc generated revenue of $14.4B at a net margin of 27.6%. Revenue grew 18.8% year over year. It earns a return on equity of 20.6%. Net debt stands at $1.1B. Fundamentals as of Jul 4, 2026

Our scenario range runs from $15.55 (bear case) to $25.92 (bull case); at $14.20, the current price sits below that range. The share trades about 10% below its 52-week high and 59% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 3% fair-value upside, at 46%, K6S screens cheaper than that median.

Key figures & financial health

Revenue (TTM) $14.4B
Revenue growth (YoY) +18.8%
Net margin 27.6%
Return on equity 20.6%
Free cash flow $2.3B FY2025
P/E ratio 9.2
More key figures
Operating margin 45.5%
EPS (TTM) $1.54
Dividend yield 1.9%
EPS growth (YoY) +30.8%
Net debt $1.1B FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 4, 2026. TTM = trailing twelve months.

About the company

Prudential plc, through its subsidiaries, provides life and health insurance, and asset management solutions to individuals in Asia and Africa. It offers savings and investments products; and wealth, health, and protection products. The company was founded in 1848 and is headquartered in Central, Hong Kong.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Prudential plc reported revenue of $27.4B in FY2025 versus $26.5B in FY2021, a compound +0.8%/yr. Reported net income was $4.0B in FY2025.

Revenue +0.8%/yr
FY21 $26.5B
FY22 −$8.2B
FY23 $19.1B
FY24 $16.2B
FY25 $27.4B
Net income
FY21 −$2.0B
FY22 $998M
FY23 $1.7B
FY24 $2.3B
FY25 $4.0B

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Cite: Fair Value Calculator (2026). "Prudential plc Fair Value". https://www.fairvalue-calculator.com/stock/K6S

Similar stocks

10 more Insurance - Life stocks, each showing price versus our Fair Value estimate (as of Jul 4, 2026).

Stock Price Fair Value vs Fair Value
China Life Insurance Company 601628 ¥34.63 ¥69.26 +100%
Ping An Insurance (Group) Company 601318 ¥51.98 ¥103.96 +100%
AIA Group AAGIY $37.91 $30.44 -20%
Manulife Financial Corporation MFC C$54.77 C$56.49 +3%
China Pacific Insurance (Group) Co CHPXF $3.65 $5.82 +59%
Aflac Incorporated A1FL34 R$592.20 R$82.64 -86%
Great-West Lifeco Inc GWO C$81.87 C$59.64 -27%
Life Insurance Corporation LICI ₹442.40 ₹590.43 +33%
MetLife, Inc METB34 R$439.50 R$89.28 -80%
Fubon Financial Holding 2881 137.50 TWD 115.05 TWD -16%

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Frequently asked questions

Is Prudential plc (K6S) undervalued?
As of Jul 4, 2026, our model estimates a fair value of $20.73 versus a price of $14.20, about +46% (undervalued). Model-based estimate, not financial advice.
What is the fair value of K6S?
Our model-based fair value for Prudential plc is $20.73 (as of Jul 4, 2026), built from audited fundamentals. The current price is $14.20.
What is the quality score of K6S?
Prudential plc has a Quality Score of 65/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Prudential plc (K6S)?
Prudential plc reported trailing-twelve-month revenue of about $14.4B (latest available figure, as of Jul 4, 2026).
What is the net profit margin of K6S?
The net profit margin of Prudential plc is about 27.6%, meaning it keeps roughly 27.6% of revenue as net income. Based on the latest reported figures.
Does Prudential plc pay a dividend?
Prudential plc currently shows a dividend yield of about 1.87% relative to its recent price (as of Jul 4, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.