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Kish Bancorp, Inc (KISB) Fair Value & Analysis

Financial Services · US · Market cap $193M

Price$65.99
Fair Value$58.09
Upside-12.0%
Quality89/100
Evidence: Medium Range $43.57 – $72.61

Fair value as of: Jun 26, 2026

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Analysis

Kish Bancorp, Inc (KISB) currently trades at $65.99, while our model-based Fair Value estimate is $58.09 — implying the stock looks roughly 12.0% overvalued today. We read business quality at 89/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: medium).

About the company

Kish Bancorp, Inc., a diversified financial services company, provides various banking products and services primarily in central Pennsylvania and the surrounding areas. It offers personal banking services, such as personal checking accounts, personal saving accounts, health saving accounts, digital tools, cards, and account services; personal loans and credit that include mortgages, home equity loans, personal and student loans, and lone of credit; wealth management services, including trusts, estate administration, investment and trust management, asset protection, financial planning, risk management, investment advisory services, financial position analysis, and retirement income and wealth transfer services; insurance services, such as auto, homeowner and renters, farm, dwelling fire, flood, umbrella, motorcycle, boat, and recreational vehicles; and travel services, such as travel planning and insurance. It also provides business banking services, including business checking acc…

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Frequently asked questions

Is Kish Bancorp, Inc (KISB) undervalued?
As of Jun 26, 2026, our model estimates a fair value of $58.09 versus a price of $65.99 — about −12% (overvalued). Model-based estimate, not financial advice.
What is the fair value of KISB?
Our 21-model fair value for Kish Bancorp, Inc is $58.09 (as of Jun 26, 2026), built from audited fundamentals. The current price is $65.99.
What is the quality score of KISB?
Kish Bancorp, Inc has a Quality Score of 89/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.