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Ledyard Financial Group (LFGP) Fair Value & Analysis

Financial Services · US · Market cap $58.6M

Price$17.05
Fair Value$22.74
Upside+33.4%
Quality95/100
Evidence: High Range $17.05 – $28.42

Fair value as of: Jun 26, 2026

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Analysis

Ledyard Financial Group (LFGP) currently trades at $17.05, while our model-based Fair Value estimate is $22.74 — implying the stock looks roughly 33.4% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

Ledyard Financial Group, Inc. operates as the bank holding company for Ledyard National Bank that provides retail and commercial banking, and wealth advisory services in New Hampshire and Vermont. It operates in two segments, Banking and Wealth Advisory Services. The company offers checking, savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit. It also provides personal mortgages and loans, including express home, manufactured home, student, and consumer loans; renter's advantage; home equity loans and lines; first-time homebuyers mortgages; and credit cards. In addition, the company offers business loans comprising healthcare banking and credit cards; cash management, workplace banking program, and payroll services; and small business banking, community first, and non-profit checking account. Further, it provides wealth management services that consist of investment management, banking, financial planning, tax planning and pr…

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Frequently asked questions

Is Ledyard Financial Group (LFGP) undervalued?
As of Jun 26, 2026, our model estimates a fair value of $22.74 versus a price of $17.05 — about +33% (undervalued). Model-based estimate, not financial advice.
What is the fair value of LFGP?
Our 21-model fair value for Ledyard Financial Group is $22.74 (as of Jun 26, 2026), built from audited fundamentals. The current price is $17.05.
What is the quality score of LFGP?
Ledyard Financial Group has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.