EN DE
Check 35,000+ stocks against 26 valuation models and 37 quality factors
Data-driven stock valuation

Laiqon AG (LQAG) fair value: what the stock is really worth

We calculate from audited financials what Laiqon AG is really worth. The fair value tells you whether the price is too high or too low, the quality score (0 to 100) how solid the business behind it is. 26 models, 37 quality factors, updated daily.

Valuation from Jul 15, 2026. With the latest figures (losses, negative cash flow), a fair value can no longer be calculated.
  1. Fair value above price? No
  2. Good quality? No
  3. Add to watchlist

Financial Services · DE · ISIN DE000A12UP29

LA Thin data Jul 15, 2026

Laiqon AG

LQAG · XETRA

Weakest SetupStrongly overvalued and low quality.

!Fair value €1.43 · Strongly overvalued (−68%)
!Quality 25/100
!Expensive Growth (revenue 5y +5.0 %/yr)
!Loss-making · -56.6% net margin (TTM)
!Moderate debt · negative free cash flow
!Trails peers (3/11)
!Narrow moat 10/100
!Evidence only low, so the estimate is less certain
Watch Laiqon AG for free, get notified when fair value or trend changes. Plus fair value for all 35,000+ stocks, 14 days of Pro free, no card. Watch for free Pro now: $1 first month

What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

€16.49 €3.51 Fair Value €1.43 Jun 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 15, 2026.

How to read this chart

60‑month range €3.51 – €16.49 · fair‑value band €1.06 – €2.13 · the €4.50 price screens above the €1.43 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 15, 2026.

Follow Laiqon in your weekly email

Every Wednesday you see whether Laiqon is on track or worth a review, plus price against fair value. Free, up to 3 stocks.

We send you a confirmation link. Unsubscribe with one click.

Which stocks are undervalued right now? Check free Discover now →

Company profile

Laiqon AG develops, arranges, initiates, and markets investment products for private and institutional investors in Germany. It operates through four segments: LAIQON Asset Management; LAIQON Wealth Management; LAIQON Digital Wealth; and LAIQON Group.

Show more

Laiqon AG develops, arranges, initiates, and markets investment products for private and institutional investors in Germany. It operates through four segments: LAIQON Asset Management; LAIQON Wealth Management; LAIQON Digital Wealth; and LAIQON Group. The company offers managed equity, fixed-income, and mixed and single-hedge funds; and manages and supervises mandates for institutional investors. It also provides holistic and personal asset management, as well as independent specialized allocation advice for wealthy and institutional clients, and foundations and family offices. In addition, the company offers digital and risk-optimized investment solutions for private investors and institutional clients with the use of artificial intelligence; and engages in tokenization of assets; and financial portfolio management. The company was formerly known as Lloyd Fonds AG. Laiqon AG was incorporated in 1995 and is headquartered in Hamburg, Germany.

Stock analysis

Laiqon AG (LQAG) currently trades at €4.50, while our model-based Fair Value estimate is €1.43, implying the stock looks roughly 215.2% overvalued today.

Show more

Valuation

How firm this estimate is: it rests on 1 models at a data quality of 86/100, which puts the evidence level at low.

Scenario range: €1.06 (bear) to €2.13 (bull), the price of €4.50 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 25/100 (below-average quality), in the Financial Services sector.

Expensive Growth: The company is growing, but growth may require heavy reinvestment or weak cash conversion.

Laiqon AG reported revenue of €35.4M in FY2025 versus €26.1M in FY2021, a compound +7.9%/yr. Reported net income was −€19.7M in FY2025.

Key figures

Market cap €95.1M · P/S ratio 2.70 · EPS (TTM) €−0.9300 · Net margin −55.8% · Return on equity −28.6% · Return on assets (EBIT) −7.1% · Operating margin −30.9% · Revenue (TTM) €34.9M.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 38 out of 100 (low confidence).

What moves the price

The share trades about 13% below its 52-week high and 15% above its 52-week low, currently below its 200-day average.

For context, the median of 10 Financial Services peers we cover trades at −4% fair-value upside, at −68%, LQAG screens richer than that median.

Fair Value models

Bear €1.06 Fair Value €1.43 Bull €2.13
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Highest evidence
NCAV (Graham) €1.25 €1.68 €2.51 54
All 1 models by family
Asset-Based
NCAV (Graham) €1.25 €1.68 €2.51 54

Open the full fair value analysis →

Notify me when LQAG reaches fair value

Put LQAG on your watchlist. We get in touch as soon as price and fair value meet or the trend turns.

Set up alert →

Quality Score breakdown

Overall quality 25/100

Of which business quality 27 · Market factors (momentum, volatility) 50

Profitability 5
Margins and returns on capital today
Quality Growth 54
Are margins and returns improving?
Cashflow 0
Earnings quality: real cash, not paper profit
Fin. Strength 43
Balance sheet, leverage, solvency risk
Investment 87
Disciplined investing over empire-building
Low Volatility 66
Calm price path (market factor)
Momentum 45
Price trend over the last 3–12 months (market factor)
52W Momentum 42
Distance to the 52-week high (market factor)
Net Issuance 0
Share count: buybacks or dilution?

Open the full quality analysis →

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 23/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Revenue growth 1 year
+14.1%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+17.9%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+5.0%
Start year 2020 (pandemic)
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
11.6% (2020) → −41.1% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
not computed

LQAG screens 215% overvalued. Compare with Blackstone Inc →

Compare Laiqon AG with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Asset Management · 656 stocks

Beats the industry median on 3/9 measures
Overall it trails its industry peers.
Valuation
Quality Score 27 · Bottom 25%
Fair Value upside −68% · Bottom 25%
Profitability
Return on assets −5% · Bottom 25%
Net margin (TTM) −57% · Bottom 25%
Operating margin (TTM) −31% · Bottom 25%
Growth and dividend
Revenue growth 28% · Above median
Balance sheet
Debt / equity 0.62× · Highest 25%

Valuation Multiplesvs Asset Management median · lower = cheaper

P/B 2.04× · book value is mostly goodwill ⓘGoodwill and other intangible assets are larger than the equity. The book value mainly reflects prices paid for past acquisitions, so we do not rank this P/B against the peer group.
P/S (TTM) 3.10× · Cheaper than median
PEG 0.37× · Cheapest 25%

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)0 · sector 56
FUTURE (revenue growth)100 · sector 21
PAST (return on equity)0 · sector 22
HEALTH (low debt)69 · sector 95
DIVIDEND (yield)0 · sector 81

VALUE 0: the price sits above our fair-value range.

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Asset Management stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value
Blackstone Inc BX $117.21 $52.29 −55%
Brookfield Corporation BN $37.85 $13.75 −64%
KKR & Co KKR $97.21 $29.25 −70%
Apollo Global Management, Inc APO $124.36 $229.64 +85%
State Street Corporation STT $179.95 $138.33 −23%
Ameriprise Financial, Inc AMP $502.79 $579.51 +15%
Ares Management Corporation ARES $124.72 $119.25 −4%
Northern Trust Corporation NTRS $173.40 $122.02 −30%
Raymond James Financial, Inc RJF $158.23 $312.27 +97%
T. Rowe Price Group TROW $104.57 $209.14 +100%

Explore undervalued stocks

More undervalued Financial Services stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued High-Quality StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend Stocks

Try a ready-made strategy

Pick a strategy and jump into the live analysis with that exact screen applied.

🥇 Backtested Best 🏆 Big Names ⭐ Top Rated 💎 Quality on Sale 🚀 Profitable Growth 🧊 Quality Compounders 💵 Dividend Stars 📈 Strong Momentum 📉 Fallen Angels ⚖️ Deeply Undervalued 🔍 Small-Cap Gems 🏰 Moat at a Fair Price 💼 Insider Buying 🎩 Buffett-Style Quality 📚 Peter Lynch GARP 🧮 Greenblatt Magic Formula 🛡️ Graham Defensive

Discover tools

Stock screenerFilter by region, size and sector Compare toolTwo stocks side by side Extrinsic Value Calculator…Calculator with industry benchmark Peter Lynch Fair Value Formula &…Calculator with industry benchmark
Run the numbers yourself: free valuation calculators
DCF CalculatorGraham NumberPeter Lynch FormulaDDM CalculatorFama-French ModelIntrinsic Value
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

Laiqon AG · Fair Value
€1.43 −215%Fair Value
Calculator →

Cite: Fair Value Calculator (2026). "Laiqon AG Fair Value". https://www.fairvalue-calculator.com/stock/LQAG

Frequently asked questions

Is Laiqon AG (LQAG) overvalued or undervalued?
As of Jul 15, 2026, our model estimates a fair value of €1.43 versus a price of €4.50, about −68% upside (overvalued).
What is the fair value of LQAG?
Our model-based fair value for Laiqon AG is €1.43 (as of Jul 15, 2026), built from audited fundamentals. The current price: €4.50.
What is the quality score of LQAG?
Laiqon AG has a Quality Score of 25/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Laiqon AG (LQAG)?
Our model-based price target is the fair value of €1.43 (as of Jul 15, 2026) from 1 valuation models. Cautious scenario €1.06, optimistic scenario €2.13. It is a calculation from audited fundamentals, not an analyst target.
What is the Laiqon AG stock forecast for 2026?
Our models put fair value at €1.43, about −68% upside versus a price of €4.50 (overvalued). Cautious scenario €1.06, optimistic scenario €2.13. The calculation is refreshed regularly with new filings.
What is the revenue of Laiqon AG (LQAG)?
Laiqon AG reported trailing-twelve-month revenue of about €34.9M (latest available figure, as of Jul 15, 2026).
What is the intrinsic value of Laiqon AG (LQAG)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Laiqon AG it is €1.43 per share (as of Jul 15, 2026), against a price of €4.50. It is the blended result of 1 valuation models (cash flow, earnings, asset, dividend).
Is Laiqon AG stock overvalued or undervalued in 2026?
As of Jul 15, 2026, LQAG trades above its calculated fair value: price €4.50, fair value €1.43, a gap of about −68% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of LQAG?
No. The price is what the market pays today (€4.50); the fair value is what the company's own numbers justify (€1.43). For Laiqon AG the two are €3.07 per share apart. That gap is exactly why we show both numbers side by side.
How much is Laiqon AG worth?
The market values Laiqon AG at about €95.1M (market capitalisation, as of Jul 15, 2026). Per share that is €4.50; our models calculate a fair value of €1.43 per share.
What do the bullish and bearish scenarios say about LQAG?
Our models span a range for Laiqon AG: cautious scenario €1.06, base €1.43, optimistic €2.13 per share (as of Jul 15, 2026, price €4.50). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the PEG ratio of LQAG?
The PEG ratio of Laiqon AG is 0.37 (P/E divided by earnings growth, as of Jul 15, 2026). That is below 1, so growth is priced more cheaply than the earnings multiple alone suggests.
How solid is the balance sheet of Laiqon AG (LQAG)?
Balance-sheet figures for Laiqon AG (as of Jul 15, 2026): return on equity −28.6%, debt of 0.62 per unit of equity. They feed the Quality Score of 25/100, which measures business quality independently of the share price.
How far is LQAG from its 52-week high?
Laiqon AG trades at €4.50, about 13% below its 52-week high of €5.16 and 15% above the low of €3.90 (as of Sep 24, 2026). Distance from the high says nothing about value: that is what the fair value of €1.43 is for.
Which stocks are comparable to Laiqon AG?
From the same area (Financial Services) we also value Blackstone Inc, Brookfield Corporation, KKR & Co, Apollo Global Management, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Laiqon AG stock attractive at the current price?
The data as of Jul 15, 2026: price €4.50, calculated fair value €1.43 (−68%), Quality Score 25/100, from 1 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of LQAG calculated?
We run Laiqon AG through 1 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of €1.43, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.0 % above its aggregate fair value. Laiqon AG itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Laiqon AG (LQAG)?
The closing price on Sep 24, 2026 was €4.50. Our model-based fair value is €1.43, about −68% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Laiqon AG right now?
The price sits above even our optimistic bull case (€2.13). The favourable scenario is already priced in. Weak quality (25/100) and above fair value at the same time, the margin of safety is missing on both counts. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. A fairly wide model range (€1.06 to €2.13) leaves room in how you read the outcome.

Key figures of Laiqon AG

How large is the market capitalisation of Laiqon AG (LQAG)?
The market capitalisation of Laiqon AG is €95.1M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Laiqon AG (LQAG)?
The price-to-sales ratio of Laiqon AG is 2.70 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Laiqon AG (LQAG)?
Earnings per share at Laiqon AG are €−0.9300. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Laiqon AG (LQAG)?
The net margin of Laiqon AG is −55.8% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Laiqon AG (LQAG)?
The return on equity (ROE) of Laiqon AG is −28.6% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Laiqon AG (LQAG)?
On an EBIT basis the return on assets of Laiqon AG is −7.1% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Laiqon AG (LQAG)?
The operating margin of Laiqon AG is −30.9% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Laiqon AG (LQAG)?
Revenue at Laiqon AG is growing +27.5% versus a year earlier (3y avg +17.9%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How much free cash flow does Laiqon AG (LQAG) generate?
The free cash flow of Laiqon AG is −€7.1M (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Laiqon AG (LQAG) carry?
The net debt of Laiqon AG is €36.5M (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
Free · no account needed

Watch Laiqon AG in the live analysis

One click puts Laiqon AG on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.

Watch for free →

Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.