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MetLife, Inc (METB34) Fair Value & Analysis

Financial Services · BR · Market cap R$279B

MI MetLife, Inc METB34 · SA
PriceR$473.28
Fair ValueR$68.27
Upside-85.6%
Quality64/100
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Evidence: High Range R$51.20 – R$85.34

Fair value as of: Jun 26, 2026

From 24 valuation models · updated 20 days ago

Fair value updated Jun 26, 2026, revised from R$89.28 to R$68.27 (−23.5%) since Jun 24, 2026. Share price +7.7% over the past month.

Price vs Fair Value (12 months)

R$473.28 R$360.06 Fair Value R$68.27 Jul 2025 Jul 2026

12‑month range R$360.06 – R$473.28 · fair‑value band R$51.20 – R$85.34 · the R$473.28 price screens above the R$68.27 fair value. As of Jun 26, 2026.

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Analysis

MetLife, Inc (METB34) currently trades at R$473.28, while our model-based Fair Value estimate is R$68.27, implying the stock looks roughly 85.6% overvalued today. We read business quality at 64/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, MetLife, Inc generated revenue of R$77.6B at a net margin of 4.7%. Revenue grew 2.7% year over year. It earns a return on equity of 13.0%. Net debt stands at R$253M. Fundamentals as of Jun 26, 2026

Our scenario range runs from R$51.20 (bear case) to R$85.34 (bull case); at R$473.28, the current price sits above that range. The share trades near its 52-week high and 31% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 3% fair-value upside, at -86%, METB34 screens richer than that median.

Key figures & financial health

Revenue (TTM) R$77.6B
Revenue growth (YoY) +2.7%
Net margin 4.7%
Return on equity 13.0%
Free cash flow R$17.1B FY2025
P/E ratio 16.6
More key figures
Operating margin 9.9%
EPS (TTM) R$26.16
Dividend yield 0.6%
EPS growth (YoY) +35.9%
Net debt R$253M FY2019

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

MetLife, Inc., a financial services company, provides insurance, annuities, employee benefits, and asset management services worldwide. It operates in six segments: Group Benefits; Retirement and Income Solutions; Asia; Latin America; Europe, the Middle East and Africa; and MetLife Holdings. The company offers life, dental, group short-and long-term disability, paid family and medical leave, individual disability, accidental death and dismemberment, accident and health, vision, and pet insurance, as well as prepaid legal plans; administrative services-only arrangements to employers; and general and separate account, and synthetic guaranteed interest contracts, as well as private floating rate funding agreements. It also provides pension risk transfers, institutional income annuities, structured settlements, and capital markets investment products; and other products and services, such as life insurance products and funding agreements for funding postretirement benefits, as well as …

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

MetLife, Inc reported revenue of R$77.0B in FY2025 versus R$71.1B in FY2021, a compound +2.0%/yr. Reported net income was R$3.4B in FY2025, compounding −15.3%/yr from FY2021.

Revenue +2.0%/yr
FY21 R$71.1B
FY22 R$69.9B
FY23 R$66.9B
FY24 R$71.0B
FY25 R$77.0B
Net income −15.3%/yr
FY21 R$6.6B
FY22 R$2.5B
FY23 R$1.6B
FY24 R$4.4B
FY25 R$3.4B

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Cite: Fair Value Calculator (2026). "MetLife, Inc Fair Value". https://www.fairvalue-calculator.com/stock/METB34

Recent news

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Similar stocks

10 more Insurance - Life stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).

Stock Price Fair Value vs Fair Value
China Life Insurance Company 601628 ¥34.63 ¥69.26 +100%
Ping An Insurance (Group) Company 601318 ¥51.98 ¥103.96 +100%
AIA Group AAGIY $36.39 $31.35 -14%
Manulife Financial Corporation MFC C$54.77 C$56.49 +3%
China Pacific Insurance (Group) Co CHPXF $3.65 $5.85 +60%
Aflac Incorporated A1FL34 R$592.20 R$82.64 -86%
Great-West Lifeco Inc GWO C$81.87 C$59.64 -27%
Life Insurance Corporation LICI ₹442.40 ₹590.43 +33%
Fubon Financial Holding 2881 137.50 TWD 115.05 TWD -16%
Cathay Financial Holding 2882 110.00 TWD 94.95 TWD -14%

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Frequently asked questions

Is MetLife, Inc (METB34) undervalued?
As of Jun 26, 2026, our model estimates a fair value of R$68.27 versus a price of R$473.28, about −86% (overvalued). Model-based estimate, not financial advice.
What is the fair value of METB34?
Our model-based fair value for MetLife, Inc is R$68.27 (as of Jun 26, 2026), built from audited fundamentals. The current price is R$473.28.
What is the quality score of METB34?
MetLife, Inc has a Quality Score of 64/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of MetLife, Inc (METB34)?
MetLife, Inc reported trailing-twelve-month revenue of about R$77.6B (latest available figure, as of Jun 26, 2026).
What is the net profit margin of METB34?
The net profit margin of MetLife, Inc is about 4.7%, meaning it keeps roughly 4.7% of revenue as net income. Based on the latest reported figures.
Does MetLife, Inc pay a dividend?
MetLife, Inc currently shows a dividend yield of about 0.58% relative to its recent price (as of Jun 26, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.