Fairvalue-Calculator Fairvalue-Calculator
EN DE

Merchants Financial Group (MFGI) Fair Value & Analysis

Financial Services · US · Market cap $317M

Price$39.00
Fair Value$51.46
Upside+31.9%
Quality95/100
Evidence: High Range $38.60 – $64.33

Fair value as of: Jun 26, 2026

✦ Find undervalued quality stocks — 34,000+ analysed Find stocks →

Analysis

Merchants Financial Group (MFGI) currently trades at $39.00, while our model-based Fair Value estimate is $51.46 — implying the stock looks roughly 31.9% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

Merchants Financial Group, Inc. operates as the bank holding company for Merchants Bank, National Association that provides various banking products and services to individuals and companies in the United States. The company offers deposit products, including checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. It also provides loans, such as personal, home equity, commercial, agriculture, small business, mortgage, and construction loans, as well as floor plan financing and mortgage products, as well as debit, gift, travel, and credit cards. In addition, the company offers treasury management, investment, trust, and mobile and online banking services. It operates branches in Winona, Goodview, Rushford, Lanesboro, St. Charles, Rochester, La Crescent, Caledonia, Spring Grove, Cannon Falls, Red Wing, Hastings, Apple Valley, Lakeville, Cottage Grove, Rosemount, and Northfield in Minnesota; and Onalaska and Eau Claire, Wisconsin. Mercha…

Open the full interactive analysis →

Similar stocks

HDFC Bank Limited (HDFCBANK) +77% PT Bank Central Asia Tbk (BBCA) +15% KB Financial Group (105560) +12% PT Bank Rakyat Indonesia (Persero) Tbk (BBRI) +100% Banco Bradesco S.A (BBD) +100% Shinhan Financial Group (055550) +21%

Frequently asked questions

Is Merchants Financial Group (MFGI) undervalued?
As of Jun 26, 2026, our model estimates a fair value of $51.46 versus a price of $39.00 — about +32% (undervalued). Model-based estimate, not financial advice.
What is the fair value of MFGI?
Our 21-model fair value for Merchants Financial Group is $51.46 (as of Jun 26, 2026), built from audited fundamentals. The current price is $39.00.
What is the quality score of MFGI?
Merchants Financial Group has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.