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Malibu Life Holdings Limited (MLHL) Fair Value & Analysis

Financial Services · GB · Market cap $27.7B

ML Malibu Life Holdings Limited MLHL · LSE
Price$14.55
Fair Value$18.78
Upside+29.1%
Quality56/100
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Strengths

Trades 29% below our fair value of $18.78
Highly profitable · 35.4% net margin
generates free cash flow

Risks

!Mixed Growth
!Trails peers (3/10)
!Narrow moat 39/100
!Weak on past: 15 out of 100
Mixed Growth
Highly profitable · 35.4% net margin
generates free cash flow
Trails peers (3/10)
Narrow moat 39/100
Evidence: High Range $14.09 – $23.47 Share as image

Fair value as of: Aug 22, 2026

From 6 valuation models · updated today

Fair value updated Aug 22, 2026, revised from $0.1250 to $18.78 (+14,924.0%) since Aug 13, 2026. Share price −11.0% over the past month.

A solid business, screening 29% undervalued on our models.

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

What matters now

  • Solid quality (56/100) at a price below fair value, the discount is the argument here, not the business quality.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
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Price vs Fair Value (5 years)

$30.80 $14.20 Fair Value $18.78 Jun 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 22, 2026.

How to read this chart

60‑month range $14.20 – $30.80 · fair‑value band $14.09 – $23.47 · the $14.55 price screens below the $18.78 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 22, 2026.

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Analysis

Malibu Life Holdings Limited (MLHL) currently trades at $14.55, while our model-based Fair Value estimate is $18.78, implying the stock looks roughly 29.1% undervalued today. The Quality Score stands at 56/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, Malibu Life Holdings Limited generated revenue of $60.4M at a net margin of 35.4%. Revenue declined 67.6% year over year. It earns a return on equity of 3.8%. The balance sheet holds a net cash position of $16.2M. Fundamentals as of Aug 22, 2026

Our scenario range runs from $14.09 (bear case) to $23.47 (bull case); at $14.55, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 47% below its 52-week high and 1% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 53% fair-value upside, at 29%, MLHL screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Residual Income $24.30 $24.30 $22.09 76
Gordon GGM $15.47 $33.14 $53.03 70
P/E Multiple $12.15 $16.57 $19.88 63
All 6 models by family
Dividend Discount
Gordon GGM $15.47 $33.14 $53.03 70
DDM Multi-Stage $15.47 $27.62 $35.35 61
Multiples
P/E Multiple $12.15 $16.57 $19.88 63
P/B Multiple $15.47 $20.99 $26.51 55
Asset-Based
NCAV (Graham) $16.57 $22.09 $33.14 50
Economic Profit
Residual Income $24.30 $24.30 $22.09 76

Widest divergence: Dividend Discount ($27.62) versus Multiples ($16.57). Highest evidence: Residual Income (76).

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Key figures & financial health

Revenue (TTM) $60.4M
Revenue growth (YoY) -67.6%
Net margin 35.4%
Return on equity 3.8%
Free cash flow $51.1M FY2025
P/E ratio 0.1 as of Jul 19, 2026
More key figures
Operating margin -17.3%
EPS (TTM) $1.23
EPS growth (YoY) -76.3%
Net cash $16.2M FY2025

Figures from reported company fundamentals · as of Aug 22, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 56/100

Of which business quality 59 · Market factors (momentum, volatility) 35

Profitability 32
Margins and returns on capital today
Quality Growth 21
Are margins and returns improving?
Cashflow 100
Earnings quality: real cash, not paper profit
Fin. Strength 38
Balance sheet, leverage, solvency risk
Investment 67
Disciplined investing over empire-building
Low Volatility 87
Calm price path (market factor)
Momentum 22
Price trend over the last 3–12 months (market factor)
52W Momentum 1
Distance to the 52-week high (market factor)
Net Issuance 100
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Malibu Life Holdings Limited is a close ended feeder fund launched and managed by Third Point LLC. The fund invests its entire corpus in Third Point Offshore Fund Ltd. It seeks to benchmark the performance of its portfolio against the S&P 500 TR USD. The fund was formed on July 20, 2007 and is domiciled in Cayman Islands.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Malibu Life Holdings Limited reported revenue of $65.2M in FY2025 versus $286M in FY2021, a compound −30.9%/yr. Reported net income was $21.4M in FY2025, compounding −42.8%/yr from FY2021.

Growth Quality 58/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
$65.2M
Latest YoY
−9.2%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−13.3%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+4.6%
Avg. growth/yr (18Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+6.9%
Revenue −30.9%/yr
FY21 $286M
FY22 $100M
FY23 $14.6M
FY24 $71.8M
FY25 $65.2M
Net income −42.8%/yr
FY21 $199M
FY22 −$254M
FY23 $11.4M
FY24 $114M
FY25 $21.4M

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Cite: Fair Value Calculator (2026). "Malibu Life Holdings Limited Fair Value". https://www.fairvalue-calculator.com/stock/MLHL

Peer Group

Insurance - Reinsurance · 30 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 56 · Above median
Fair Value upside +29% · Below median
Return on equity (TTM) 4% · Bottom 25%
Return on assets 0% · Bottom 25%
Net margin (TTM) 35% · Top 25%
Operating margin (TTM) -17% · Bottom 25%
Revenue growth -68% · Bottom 25%
Dividend yield (TTM) 0.1% · Bottom 25%

Valuation Multiples vs Insurance - Reinsurance median · lower = cheaper

P/E (TTM) 0.1× · Cheaper than 75% of peers
P/FCF 542.8× · Pricier than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE72 · sector 78
FUTURE0 · sector 0
PAST15 · sector 54
HEALTH0 · sector 89
DIVIDEND2 · sector 80

Insider activity: 30/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Insurance - Reinsurance stocks, each showing price versus our Fair Value estimate (as of Aug 22, 2026).

Stock Price Fair Value vs Fair Value
1MUV2 1MUV2 €513.20 €526.73 +3%
Swiss Re AG SREN CHF 140.15 CHF 136.36 -3%
Hannover Rück SE HNR1 €254.00 €216.20 -15%
Reinsurance Group RGA $246.08 $261.04 +6%
Everest Group EG $363.67 $507.47 +40%
RenaissanceRe Holdings RNR $317.45 $563.91 +78%
SCOR SE SDRC €34.14 €66.75 +96%
General Insurance Corporation GICRE ₹355.85 ₹594.47 +67%
China Reinsurance (Group) Corporation 1508 HK$1.22 HK$2.43 +100%
Hamilton Insurance Group HG $35.27 $54.04 +53%

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Frequently asked questions

Is Malibu Life Holdings Limited (MLHL) overvalued or undervalued?
As of Aug 22, 2026, our model estimates a fair value of $18.78 versus a price of $14.55, about +29% (undervalued).
What is the fair value of MLHL?
Our model-based fair value for Malibu Life Holdings Limited is $18.78 (as of Aug 22, 2026), built from audited fundamentals. The current price: $14.55.
What is the quality score of MLHL?
Malibu Life Holdings Limited has a Quality Score of 56/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Malibu Life Holdings Limited (MLHL)?
Malibu Life Holdings Limited reported trailing-twelve-month revenue of about $60.4M (latest available figure, as of Aug 22, 2026).
What is the net profit margin of MLHL?
The net profit margin of Malibu Life Holdings Limited is about 35.4%, meaning it keeps roughly 35.4% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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