YD More Investments Ltd (MRIN) fair value: what the stock is really worth
As of Nov 5, 2026: fair value (intrinsic value) of YD More Investments Ltd stock ILS 27.29, price ILS 36.21, that is 24.6% below the price, quality 64 out of 100. Rating: overvalued. Calculated from audited financials with 13 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 6, 2026.
How to read this chart
60‑month range 5.10 ILS – 59.04 ILS · fair‑value band 13.05 ILS – 47.75 ILS · the 36.21 ILS price screens above the 27.29 ILS fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 6, 2026.
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Y.D. More Investments Ltd is a privately owned Investment Manager. The firm engages in capital market activities in Israel. The company operates through Investment Portfolios, Pension Funds, and Management of Provident Funds segments.
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It is involved in managing mutual funds, securities portfolios for clients, investment funds, providing trading services in foreign securities, and financial assets brokerage activity. The firm was incorporated in 2006 and is headquartered in Ramat Gan, Israel.
Stock analysis
YD More Investments Ltd (MRIN) currently trades at 36.21 ILS, while our model-based Fair Value estimate is 27.29 ILS, 25% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Earnings-Based group reads highest at a median of 66.74 ILS per share, and 3 of the 13 models we run sit above the 36.21 ILS price.
Bear case: the Asset-Based group reads lowest at 2.78 ILS, and 10 of the 13 models stay below the price. Data coverage for this calculation is high.
Scenario range: 13.05 ILS (bear) to 47.75 ILS (bull), the price of 36.21 ILS sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 64/100 (solid quality), in the Financial Services sector.
Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.
YD More Investments Ltd reported revenue of 1.0B ILS in FY2025 versus 347M ILS in FY2021, a compound +30.7%/yr. Reported net income was 124M ILS in FY2025, compounding +45.4%/yr from FY2021.
Key figures
Market cap 3.0B ILS Small · P/E ratio 19.1 · P/S ratio 2.66 · EPS (TTM) 1.90 ILS · Dividend yield 5.7% · Net margin 12.4% · Return on equity 40.9% · Return on assets (EBIT) 15.4% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 72 out of 100 (low confidence).
What moves the price
The share trades about 39% below its 52-week high and 12% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −16% fair-value upside, at −25%, MRIN screens richer than that median.
Fair Value models
Bear13.05 ILSFair Value 27.29 ILSBull47.75 ILS
Price 36.21 ILS · Downside -24.6%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.100/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Revenue growth 1 year
+29.2%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+26.7%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+36.0%
Start year 2020 (pandemic). Over 10 years: +35.1% a year
Revenue growth 11 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+30.0%
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What shareholders gained per year (last 5 years) (mathematically smoothed) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Smoothed = median of all growth paths between the years of the window (trend line on the logarithm of earnings per share): a single extreme year cannot distort the rate. The reported figure stays in the tooltip.
+54.6%
Earnings growth per share plus dividend.
Earnings per share, growth per year+48.9%
Dividend (yield on the price)5.7%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.34.7% vs 28.6%, picking up
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.14% → 23%
2025 sits 89% above its own trend. The rate follows the median trend of the last 5 years, not that single year.
Pace: the 5-year rate starts in 2020 (pandemic)
Growth Forecast
Little optimism in the price
The price assumes less growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+18.5%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (Israel: IMF forecast 2.1% a year to 2030, 1.7% from 2016 to 2025) that is about +16.1% a year for the price.
Compare YD More Investments Ltd with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Asset Management · 588 stocks
Beats the industry median on 6/14 measures
A mixed picture versus its industry peers.
Valuation
Quality Score64 · Above median
Fair Value upside−24.6% · Bottom 25%
Profitability
Return on equity (12 months)40.9% · Top 25%
Return on assets10.0% · Above median
Net margin (12 months)12.4% · Below median
Operating margin (12 months)22.3% · Below median
Growth and dividend
Revenue growth (quarter YoY)21.7% · Above median
Dividend yield (12 months)5.7% · Above median
Balance sheet
Debt / equity1.33× · Highest 25%
Valuation Multiplesvs Asset Management median · lower = cheaper
P/E (12 months)19.1× · Pricier than median
P/B9.31× · Priciest 25%
P/S (12 months)2.66× · Cheaper than median
Price / free cash flow (fiscal year)27.6× · Pricier than median
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "YD More Investments Ltd Fair Value". https://www.fairvalue-calculator.com/stock/MRIN
Frequently asked questions
Is YD More Investments Ltd (MRIN) overvalued or undervalued?
As of Nov 6, 2026, our model estimates a fair value of 27.29 ILS versus a price of 36.21 ILS, about 25% lower (overvalued).
What is the fair value of MRIN?
Our model-based fair value for YD More Investments Ltd is 27.29 ILS (as of Nov 6, 2026), built from audited fundamentals. The current price: 36.21 ILS.
What is the quality score of MRIN?
YD More Investments Ltd has a Quality Score of 64/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for YD More Investments Ltd (MRIN)?
Our model-based price target is the fair value of 27.29 ILS (as of Nov 6, 2026) from 13 valuation models. Cautious scenario 13.05 ILS, optimistic scenario 47.75 ILS. It is a calculation from audited fundamentals, not an analyst target.
What is the YD More Investments Ltd stock forecast for 2026?
Our models put fair value at 27.29 ILS, about 25% lower versus a price of 36.21 ILS (overvalued). Cautious scenario 13.05 ILS, optimistic scenario 47.75 ILS. The calculation is refreshed regularly with new filings.
What is the revenue of YD More Investments Ltd (MRIN)?
YD More Investments Ltd reported trailing-twelve-month revenue of about 1.1B ILS (latest available figure, as of Nov 6, 2026).
Does YD More Investments Ltd pay a dividend?
YD More Investments Ltd currently shows a dividend yield of 5.68% relative to its recent price (as of Nov 6, 2026).
How much is the dividend of YD More Investments Ltd (MRIN) and when is the ex-dividend date?
YD More Investments Ltd pays a dividend of 2.06 ILS per share a year, a dividend yield of 5.7%. The last ex-dividend date was Aug 31, 2026. A dividend has been paid every year since at least 2017. The payout ratio is 108% of earnings. Free cash flow covers the dividend 0.73 times. Our assessment: Pays more than it earns. The company pays out more in dividends than it earns, and free cash flow clearly does not cover the dividend either. It may need to be cut unless profits recover.
What growth is priced into YD More Investments Ltd (MRIN)?
For today's price to be fair in a discounted-cash-flow model, YD More Investments Ltd would have to grow free cash flow by +18.5 % per year for five years (discount rate 11.6 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +36.0 % per year. As of Nov 6, 2026.
What discount rate (WACC) does the fair value of MRIN use?
Our models discount YD More Investments Ltd at 11.6 %: a base by market capitalisation (small), damped by beta 0.51, country premium for Israel. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For YD More Investments Ltd that is +18.5 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (11.6 %) and the same formula as our fair value.
How much growth has YD More Investments Ltd (MRIN) delivered so far?
Over the past 5 years revenue at YD More Investments Ltd grew +36.0 % a year. The price currently implies free-cash-flow growth of +18.5 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of YD More Investments Ltd (MRIN) growing?
The median revenue growth in the sector is +9.2 % a year. That is the yardstick for the growth priced into YD More Investments Ltd (+18.5 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of YD More Investments Ltd (MRIN)?
The free-cash-flow yield on the price is 4.08 %: that much free cash flow YD More Investments Ltd produces per unit of market value. When it exceeds the discount rate of our models (11.6 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of YD More Investments Ltd (MRIN)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For YD More Investments Ltd it is 27.29 ILS per share (as of Nov 6, 2026), against a price of 36.21 ILS. It is the blended result of 13 valuation models in 7 families (DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit).
Is YD More Investments Ltd stock overvalued or undervalued in 2026?
As of Nov 6, 2026, MRIN trades above its calculated fair value: price 36.21 ILS, fair value 27.29 ILS, a gap of about −25% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of MRIN?
No. The price is what the market pays today (36.21 ILS); the fair value is what the company's own numbers justify (27.29 ILS). For YD More Investments Ltd the two are 8.92 ILS per share apart. That gap is exactly why we show both numbers side by side.
How much is YD More Investments Ltd worth?
The market values YD More Investments Ltd at about 3.0B ILS (market capitalisation, as of Nov 6, 2026). Per share that is 36.21 ILS; our models calculate a fair value of 27.29 ILS per share.
What do the bullish and bearish scenarios say about MRIN?
Our models span a range for YD More Investments Ltd: cautious scenario 13.05 ILS, base 27.29 ILS, optimistic 47.75 ILS per share (as of Nov 6, 2026, price 36.21 ILS). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of MRIN?
YD More Investments Ltd trades at a price-to-earnings ratio of 19.1 (as of Nov 6, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 27.29 ILS is built from several models across several years. Other multiples: P/B 9.3, P/S 2.7, EV/EBITDA 12.0.
How solid is the balance sheet of YD More Investments Ltd (MRIN)?
Balance-sheet figures for YD More Investments Ltd (as of Nov 6, 2026): return on equity 40.9%, debt of 1.33 per unit of equity. They feed the Quality Score of 64/100, which measures business quality independently of the share price.
How far is MRIN from its 52-week high?
YD More Investments Ltd trades at 36.21 ILS, about 39% below its 52-week high of 59.04 ILS and 12% above the low of 32.38 ILS (as of Nov 5, 2026). Distance from the high says nothing about value: that is what the fair value of 27.29 ILS is for.
Which stocks are comparable to YD More Investments Ltd?
From the same area (Financial Services) we also value Blackstone Inc, Brookfield Asset Management Ltd, KKR & Co, Apollo Global Management, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is YD More Investments Ltd stock attractive at the current price?
The data as of Nov 6, 2026: price 36.21 ILS, calculated fair value 27.29 ILS (−25%), Quality Score 64/100, from 13 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of MRIN calculated?
We run YD More Investments Ltd through 13 models from 7 families: DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit. Every model gets the same audited fundamentals; the fair value of 27.29 ILS builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.0% above its aggregate fair value. YD More Investments Ltd itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of YD More Investments Ltd (MRIN)?
The closing price on Nov 5, 2026 was 36.21 ILS. Our model-based fair value is 27.29 ILS, about 25% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with YD More Investments Ltd right now?
The model range is unusually wide (13.05 ILS to 47.75 ILS). The outcome hinges heavily on assumptions, so read the point estimate with caution. Solid but not exceptional quality (64/100) and above fair value, neither a clear bargain nor a standout compounder. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Where does the earnings growth of YD More Investments Ltd (MRIN) come from?
Earnings per share at YD More Investments Ltd grew +28.5 % a year from 2014 to 2025. Broken into its drivers: revenue per share +26.3 %, EBIT margin −2.3 %, tax rate +2.2 %, residual (interest, one-offs) +1.9 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of YD More Investments Ltd
How large is the market capitalisation of YD More Investments Ltd (MRIN)?
The market capitalisation of YD More Investments Ltd is 3.0B ILS. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of YD More Investments Ltd (MRIN)?
The price-to-sales ratio of YD More Investments Ltd is 2.66 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of YD More Investments Ltd (MRIN)?
Earnings per share at YD More Investments Ltd are 1.90 ILS (price ÷ EPS = P/E 19.1). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of YD More Investments Ltd (MRIN)?
The dividend yield of YD More Investments Ltd is 5.7% (payout 108%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of YD More Investments Ltd (MRIN)?
The net margin of YD More Investments Ltd is 12.4% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of YD More Investments Ltd (MRIN)?
The return on equity (ROE) of YD More Investments Ltd is 40.9% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of YD More Investments Ltd (MRIN)?
On an EBIT basis the return on assets of YD More Investments Ltd is 15.4% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of YD More Investments Ltd (MRIN)?
The operating margin of YD More Investments Ltd is 22.3% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at YD More Investments Ltd (MRIN)?
Revenue at YD More Investments Ltd is growing +21.7% versus a year earlier (3y avg +26.7%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at YD More Investments Ltd (MRIN)?
Earnings per share at YD More Investments Ltd are growing −5.6% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does YD More Investments Ltd (MRIN) carry?
The net debt of YD More Investments Ltd is 512M ILS (fiscal year 2025, ≈ 4.7 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Broad data
Nov 6, 2026