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Multitude AG (MULT) Fair Value & Analysis

Financial Services · DE · Market cap €118M

Price€5.42
Fair Value€10.84
Upside+100.0%
Quality92/100
Evidence: High Range €8.13 – €13.56

Fair value as of: Jun 26, 2026

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Analysis

Multitude AG (MULT) currently trades at €5.42, while our model-based Fair Value estimate is €10.84 — implying the stock looks roughly 100.0% undervalued today. We read business quality at 92/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

Multitude AG, together with its subsidiaries, provides digital lending and online banking services in Finland. Its loan portfolio consists of micro loans, Plus loans, Prime loans, instalment loans, secured loans, and revolving credit facilities; and working capital, credit line, and purchase financing. The company also provides saving and current accounts, and fixed-term deposits; and debit and credit cards. The company was founded in 2005 and is headquartered in Zug, Switzerland.

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Frequently asked questions

Is Multitude AG (MULT) undervalued?
As of Jun 26, 2026, our model estimates a fair value of €10.84 versus a price of €5.42 — about +100% (undervalued). Model-based estimate, not financial advice.
What is the fair value of MULT?
Our 21-model fair value for Multitude AG is €10.84 (as of Jun 26, 2026), built from audited fundamentals. The current price is €5.42.
What is the quality score of MULT?
Multitude AG has a Quality Score of 92/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.