Insperity, Inc (NSP) Fair Value & Analysis
Industrials · US · Market cap $1.4B
Insperity, Inc
NSP · US
Fair value as of: Jul 18, 2026
From 5 valuation models · updated 23 days ago
Fair value updated Jul 18, 2026, revised from $5.42 to $17.34 (+219.9%) since Jun 24, 2026. Share price +19.6% over the past month.
A solid business, but screening 67% overvalued on our models.
What matters now
- The price sits above even our optimistic bull case ($20.32). The favourable scenario is already priced in.
- The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
- Solid but not exceptional quality (57/100) and above fair value, neither a clear bargain nor a standout compounder.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 18, 2026.
How to read this chart
60‑month range $19.54 – $113.74 · fair‑value band $14.36 – $20.32 · the $52.52 price screens above the $17.34 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 18, 2026.
Analysis
Insperity, Inc (NSP) currently trades at $52.52, while our model-based Fair Value estimate is $17.34, implying the stock looks roughly 67.0% overvalued today. The Quality Score stands at 57/100 (solid quality), in the Industrials sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: low).
Over the trailing twelve months, Insperity, Inc generated revenue of $6.8B at a net margin of -0.4%. Revenue grew 1.7% year over year. It earns a return on equity of -26.9%. The balance sheet holds a net cash position of $207M. Fundamentals as of Jul 18, 2026
Our scenario range runs from $14.36 (bear case) to $20.32 (bull case); at $52.52, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 11% below its 52-week high and 188% above its 52-week low, currently above its 200-day average. For context, the median of 10 Industrials peers we cover trades at 23% fair-value upside, at -67%, NSP screens richer than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 5 models by family
Widest divergence: Dividend Discount ($30.15) versus Asset-Based ($0.8100). Highest evidence: Gordon GGM (70).
Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Jul 18, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 53 · Market factors (momentum, volatility) 55
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
Insperity, Inc. engages in the provision of human resources (HR) and business solutions to improve business performance for small and medium-sized businesses primarily in the United States.
Full company description
Insperity, Inc. engages in the provision of human resources (HR) and business solutions to improve business performance for small and medium-sized businesses primarily in the United States. It offers Insperity HR360 solution, a full-service PEO solution delivering HR technology, compliance, and strategic support for small and midsize businesses; Insperity HRCore, a streamlined HR platform for payroll, compliance, and workforce management; and Insperity HRScale, a scalable HR solution combining Insperity expertise with Workday technology for businesses. The company also provides performance solutions, including talent acquisition, retirement, and insurance services; contractor management; and Perks+ services. In addition, it offers human capital management and payroll services solution; integrated payroll; benefits administration; HR administration and employee onboarding; time and attendance; and performance management services. The company was formerly known as Administaff, Inc. and changed its name to Insperity, Inc. in March 2011. Insperity, Inc. was founded in 1986 and is headquartered in Kingwood, Texas.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Insperity, Inc reported revenue of $6.8B in FY2025 versus $5.0B in FY2021, a compound +8.2%/yr. Reported net income was −$7.0M in FY2025.
NSP screens 67% overvalued. Compare with Adecco Group →
Recent news
External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection.
- Insperity (NSP) Rebounds On Earnings And Guidance But Is The Stock Fully Valued
- Insperity (NSP) Stock Trades Down, Here Is Why
- Is NSP Stock Worth Buying After Its Strong Six-Month Rally in 2026?
- How Insperity Is Adapting to AI and a Rapidly Changing PEO Market
Peer Group
Staffing & Employment Services · 85 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Staffing & Employment Services median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
VALUE 0: the price sits above our fair-value range.
Insider activity: 88/100
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Staffing & Employment Services stocks, each showing price versus our Fair Value estimate (as of Jul 18, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Adecco Group ADEN | CHF 20.46 | CHF 23.73 | +16% |
| Korn Ferry, KFY | $78.61 | $114.56 | +46% |
| Robert Half Inc RHI | $36.70 | $22.10 | -40% |
| TriNet Group TNET | $57.56 | $70.85 | +23% |
| ManpowerGroup Inc MAN | $39.02 | $29.67 | -24% |
| FESCO Group 600861 | ¥13.24 | ¥45.46 | +243% |
| Grupa Pracuj S.A GPP | 47.40 PLN | 65.45 PLN | +38% |
| Barrett Business Services, Inc BBSI | $37.43 | $38.42 | +3% |
| Maharah for Human Resources Company 1831 | 5.36 SAR | 6.92 SAR | +29% |
| Kforce Inc KFRC | $55.49 | $31.93 | -42% |
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Frequently asked questions
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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