EN DE
Watch OFS Capital Corp for free: we tell you when fair value or trend changes.
Data-driven stock valuation

OFS Capital Corp (OFS) fair value: what the stock is really worth

As of Nov 6, 2026: fair value (intrinsic value) of OFS Capital Corp stock $7.46, price $3.78, upside +97.1%, quality 46 out of 100. Rating: strongly undervalued. Calculated from audited financials with 2 of our 26 valuation models and 37 quality factors, updated daily.

  1. Keep an eye on it?Free in your watchlist: 5 stocks without an account, 10 with one Yes, for free

Financial Services US

OC OFS Capital Corp logo Thin data Nov 4, 2026

OFS Capital Corp

OFS · US
Cheap, value-trap risk

The stock costs 49% less than our calculation considers fair.

Fair value $7.46 · Strongly undervalued
Generates free cash flow
22.5% dividend yield · Cash covered
Even on cautious assumptions the value is 48% above the price ($5.59).
Quality 46/100
Mixed vs. peers (6/14)
Weak Growth (revenue 3y −16.7 %/yr in USD)
Loss-making · -62.2% net margin (TTM)
High debt
Narrow moat 30/100 · thin data
Thin data
Watch OFS Capital Corp for free: we tell you when fair value or trend changes. Watch for free

What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

$8.09 $2.68 Fair Value $7.46 Aug 2021 Nov 2026

White line = price, green steps = our fair value per fiscal year. As of Nov 4, 2026.

How to read this chart

60‑month range $2.68 – $8.09 · fair‑value band $5.59 – $9.32 · the $3.78 price screens below the $7.46 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 4, 2026.

Follow OFS Capital in your weekly email

Every Wednesday you see whether OFS Capital is on track or worth a review, plus price against fair value. Free, up to 3 stocks.

We send you a confirmation link. Unsubscribe with one click.

Which stocks are undervalued right now? Check free Discover now →

Company profile

OFS Capital Corporation is a business development company specializing in direct and fund investments as well as add-on acquisitions.

Show moreShow less

It provides flexible capital solutions primarily through debt capital and to a lesser extent, minority equity investments serving the needs of U.S.-based middle-market companies across a broad array of industries. It does not invest in operational turnarounds or start-up businesses.

For direct, it specializes in debt and structured equity investments, recapitalizations and refinancing, management and leveraged buyouts, acquisition financings, ownership transition, shareholder liquidity events, growth capital, independent sponsor transactions, ESOPs, and minority investments in the lower middle market companies.

It invests in the aerospace and defense, business services, consumer products and services, construction & building, durable goods, capital equipment, automotive, food and beverage, healthcare & pharmaceutical, specialty chemicals, transportation cargo and logistics, value added distribution, franchising, and industrial and niche manufacturing sectors.

The firm invests in companies based in United States. It seeks to invest between $3 million and $35 million, revenues between $15 million and $300 million, annual EBITDA between $5 million and $50 million, and Enterprise value between $10 million and $500 million.

The firm seeks to invest in companies with debt investment values between $5 million and $25 million. The fund uses senior secured, unitranche loans, first-lien, second lien, subordinated/ mezzanine loans, warrants, and preferred equity securities and common equity securities.

It prefers to take a minority as well as majority stake in the investments made. It also co-invests with its partners for additional capital.

Stock analysis

OFS Capital Corp (OFS) currently trades at $3.78, while our model-based Fair Value estimate is $7.46, implying the stock looks roughly 49% undervalued today.

Show more

Valuation

How firm this estimate is: it rests on 2 models at a data quality of 96/100, which puts the data coverage at low.

Scenario range: $5.59 (bear) to $9.32 (bull), the price of $3.78 sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 46/100 (below-average quality), in the Financial Services sector.

Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.

OFS Capital Corp reported revenue of −$11.8M in FY2025 versus $85.7M in FY2021. Reported net income was −$33.1M in FY2025.

Key figures

Market cap $50.7M Micro · P/S ratio 1.35 · EPS (TTM) $−2.11 · Return on equity −17.2% · Return on assets (EBIT) 1.1% (5-year average) · Operating margin 66.4% · Revenue (TTM) $35.7M · Revenue growth (YoY) −34.7%.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 30 out of 100 (low confidence).

What moves the price

The share trades about 21% below its 52-week high and 41% above its 52-week low, currently above its 200-day average.

For context, the median of 10 Financial Services peers we cover trades at −16% fair-value upside, at 97%, OFS screens cheaper than that median.

Fair Value models

Bear $5.59 Fair Value $7.46 Bull $9.32
Price $3.78 · Upside +97.1%
Capped: our models arrive at a very high value here. We deliberately show a more cautious Fair Value.
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds. Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Best data coverage
P/B Multiple $5.86 $7.82 $9.77 55
NCAV (Graham) $4.60 $6.16 $9.19 54
All 2 models by family
Multiples
P/B Multiple $5.86 $7.82 $9.77 55
Asset-Based
NCAV (Graham) $4.60 $6.16 $9.19 54

Open the full fair value analysis →

Quality Score breakdown

Overall quality 46/100

It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.

Profitability 20
How much profit the company makes from its sales and capital
Quality Growth 40
Are margins and returns getting better?
Cashflow 33
Do the profits arrive as real cash?
Financial strength 18
Debt, balance sheet and risk of trouble
Investment 100
Does it invest with discipline instead of growing at any price?
Low Volatility 40
How calm the share price moves, does not count
Price momentum 40
Price momentum of the last 3 to 12 months, does not count
Near the 52-week high 32
Distance to the 52-week high, does not count
New shares 82
Buys back shares or issues new ones?

Open the full quality analysis →

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 40/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
+104.0%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−16.7%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+10.6%
Revenue growth 15 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+3.6%
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
31.9% (2019) → 57.4% (2024)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
not computed

Watch OFS, get fair value alerts →

Compare OFS Capital Corp with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Asset Management · 587 stocks

Beats the industry median on 6/13 measures
A mixed picture versus its industry peers.
Valuation
Quality Score 46 · Bottom 25%
Fair Value upside +97.1% · Top 25%
Profitability
Return on assets −9.5% · Bottom 25%
Net margin (12 months) −62.2% · Bottom 25%
Operating margin (12 months) 66.4% · Above median
Growth and dividend
Revenue growth (quarter YoY) −34.7% · Bottom 25%
Dividend yield (12 months) 22.5% · Top 25%
Balance sheet
Debt / equity 1.84× · Highest 25%

Valuation Multiplesvs Asset Management median · lower = cheaper

P/B 0.41× · Cheapest 25%
P/S (12 months) 1.42× · Cheapest 25%
Price / free cash flow (fiscal year) 1.2× · Cheapest 25%
EV/EBITDA 9.5× · Pricier than median
PEG 1.83× · Pricier than median

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)100 · sector 60
FUTURE (revenue growth)0 · sector 38
PAST (return on equity)0 · sector 29
HEALTH (low debt)8 · sector 96
DIVIDEND (yield)100 · sector 80

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Asset Management stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value Compare
Exor N.V EXO €73.35 €139.37 +90% vs OFS
Raymond James Financial, Inc RJF $162.81 $281.42 +73% vs OFS
Apollo Global Management, Inc APO $116.75 $197.52 +69% vs OFS
Ameriprise Financial, Inc AMP $501.49 $609.56 +22% vs OFS
State Street Corporation STT $165.56 $139.37 −16% vs OFS
Ares Management Corporation ARES $133.98 $99.35 −26% vs OFS
Northern Trust Corporation NTRS $172.76 $123.42 −29% vs OFS
Brookfield Asset Management Ltd BAM $52.95 $31.26 −41% vs OFS
Blackstone Inc BX $119.50 $52.29 −56% vs OFS
KKR & Co KKR $96.48 $27.32 −72% vs OFS

Explore undervalued stocks

More undervalued Financial Services stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued High-Quality StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend StocksUndervalued 52-Week Low Stocks

Try a ready-made strategy

Pick a strategy and jump into the live analysis with that exact screen applied.

🥇 Backtested Best 🏆 Big Names 💎 Quality on Sale 🚀 Profitable Growth 🧊 Quality Compounders 💵 Dividend Stars 📈 Strong Momentum 📉 Fallen Angels ⚖️ Deeply Undervalued 🔍 Small-Cap Gems 🏰 Moat at a Fair Price 💼 Insider Buying 🎩 Buffett-Style Quality 📚 Peter Lynch GARP 🧮 Greenblatt Magic Formula 🛡️ Graham Defensive

Discover tools

Stock screenerFilter by region, size and sector Compare toolTwo stocks side by side Extrinsic Value Calculator…Free calculator Peter Lynch Fair Value Formula &…Free calculator
Run the numbers yourself: free valuation calculators
DCF CalculatorP/E Ratio CalculatorPEG Ratio CalculatorGraham NumberPeter Lynch FormulaDDM CalculatorIntrinsic ValueIntrinsic vs Extrinsic ValueP/E Ratio by Sector
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

OFS Capital Corp: fair value per Fair Value Calculator

Cite: Fair Value Calculator (2026). "OFS Capital Corp Fair Value". https://www.fairvalue-calculator.com/stock/OFS

Frequently asked questions

Is OFS Capital Corp (OFS) overvalued or undervalued?
As of Nov 4, 2026, our model estimates a fair value of $7.46 versus a price of $3.78, about +97% upside (undervalued).
What is the fair value of OFS?
Our model-based fair value for OFS Capital Corp is $7.46 (as of Nov 4, 2026), built from audited fundamentals. The current price: $3.78.
What is the quality score of OFS?
OFS Capital Corp has a Quality Score of 46/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for OFS Capital Corp (OFS)?
Our model-based price target is the fair value of $7.46 (as of Nov 4, 2026) from 2 valuation models. Cautious scenario $5.59, optimistic scenario $9.32. It is a calculation from audited fundamentals, not an analyst target.
What is the OFS Capital Corp stock forecast for 2026?
Our models put fair value at $7.46, about +97% upside versus a price of $3.78 (undervalued). Cautious scenario $5.59, optimistic scenario $9.32. The calculation is refreshed regularly with new filings.
What is the revenue of OFS Capital Corp (OFS)?
OFS Capital Corp reported trailing-twelve-month revenue of about $35.7M (latest available figure, as of Nov 4, 2026).
What is the intrinsic value of OFS Capital Corp (OFS)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For OFS Capital Corp it is $7.46 per share (as of Nov 4, 2026), against a price of $3.78. It is the blended result of 2 valuation models in 2 families (Multiples, Asset-Based).
Is OFS Capital Corp stock overvalued or undervalued in 2026?
As of Nov 4, 2026, OFS trades below its calculated fair value: price $3.78, fair value $7.46, a gap of about +97% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of OFS?
No. The price is what the market pays today ($3.78); the fair value is what the company's own numbers justify ($7.46). For OFS Capital Corp the two are $3.68 per share apart. That gap is exactly why we show both numbers side by side.
How much is OFS Capital Corp worth?
The market values OFS Capital Corp at about $50.7M (market capitalisation, as of Nov 4, 2026). Per share that is $3.78; our models calculate a fair value of $7.46 per share.
What do the bullish and bearish scenarios say about OFS?
Our models span a range for OFS Capital Corp: cautious scenario $5.59, base $7.46, optimistic $9.32 per share (as of Nov 4, 2026, price $3.78). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the PEG ratio of OFS?
The PEG ratio of OFS Capital Corp is 1.83 (P/E divided by earnings growth, as of Nov 4, 2026). That is above 1, so the growth is already paid for in the price.
How solid is the balance sheet of OFS Capital Corp (OFS)?
Balance-sheet figures for OFS Capital Corp (as of Nov 4, 2026): return on equity −17.2%, debt of 1.84 per unit of equity. They feed the Quality Score of 46/100, which measures business quality independently of the share price.
How far is OFS from its 52-week high?
OFS Capital Corp trades at $3.78, about 21% below its 52-week high of $4.77 and 41% above the low of $2.68 (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of $7.46 is for.
Which stocks are comparable to OFS Capital Corp?
From the same area (Financial Services) we also value Blackstone Inc, Brookfield Asset Management Ltd, KKR & Co, Apollo Global Management, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is OFS Capital Corp stock attractive at the current price?
The data as of Nov 4, 2026: price $3.78, calculated fair value $7.46 (+97%), Quality Score 46/100, from 2 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of OFS calculated?
We run OFS Capital Corp through 2 models from 2 families: Multiples, Asset-Based. Every model gets the same audited fundamentals; the fair value of $7.46 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. OFS Capital Corp currently trades 49% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of OFS Capital Corp (OFS)?
The closing price on Nov 6, 2026 was $3.78. Our model-based fair value is $7.46, about +97% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with OFS Capital Corp right now?
The large discount to fair value meets weak quality (46/100). That raises the risk this is a value trap rather than a bargain. The price is below even our cautious bear case ($5.59). The market is more pessimistic than our downside scenario. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Key figures of OFS Capital Corp

How large is the market capitalisation of OFS Capital Corp (OFS)?
The market capitalisation of OFS Capital Corp is $50.7M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of OFS Capital Corp (OFS)?
The price-to-sales ratio of OFS Capital Corp is 1.35 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of OFS Capital Corp (OFS)?
Earnings per share at OFS Capital Corp are $−2.11. Earnings per share over the last twelve months: total profit spread across every single share.
What is the return on equity of OFS Capital Corp (OFS)?
The return on equity (ROE) of OFS Capital Corp is −17.2% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of OFS Capital Corp (OFS)?
On an EBIT basis the return on assets of OFS Capital Corp is 1.1% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of OFS Capital Corp (OFS)?
The operating margin of OFS Capital Corp is 66.4% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at OFS Capital Corp (OFS)?
Revenue at OFS Capital Corp is growing −34.7% versus a year earlier. How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at OFS Capital Corp (OFS)?
Earnings per share at OFS Capital Corp are growing −6.3% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does OFS Capital Corp (OFS) generate?
The free cash flow of OFS Capital Corp is $43.6M (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does OFS Capital Corp (OFS) carry?
The net debt of OFS Capital Corp is $214M (fiscal year 2025, ≈ 4.9 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
Free · no account needed

Watch OFS Capital Corp in the live analysis

One click puts OFS Capital Corp on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 27,000+ stock screener.

Watch for free →

Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.