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Ondo InsurTech Plc (ONDO) Fair Value & Analysis

Technology · GB · Market cap 8.8M GBX

OI Ondo InsurTech Plc ONDO · LSE
Price£0.0365
Fair Value£0.0510
Upside+39.7%
Quality19/100
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Mixed Growth
Loss-making · -177.1% net margin
Negative equity (buybacks among others) · negative free cash flow
Trails peers (3/8)
Narrow moat 12/100
Evidence: Low Range £0.0425 – £0.0680 Share as image

Fair value as of: Jun 23, 2026

From 3 valuation models · updated 48 days ago

Share price +41.5% over the past month.

Below-average quality, screening 40% undervalued on our models.

What matters now

  • The large discount to fair value meets weak quality (19/100). That raises the risk this is a value trap rather than a bargain.
  • The price is below even our cautious bear case (£0.0425). The market is more pessimistic than our downside scenario.
  • The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
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Price vs Fair Value (5 years)

£0.1712 £0.0122 Fair Value £0.0510 Jul 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jun 23, 2026.

How to read this chart

60‑month range £0.0122 – £0.1712 · fair‑value band £0.0425 – £0.0680 · the £0.0365 price screens below the £0.0510 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jun 23, 2026.

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Analysis

Ondo InsurTech Plc (ONDO) currently trades at £0.0365, while our model-based Fair Value estimate is £0.0510, implying the stock looks roughly 39.7% undervalued today. The Quality Score stands at 19/100 (below-average quality), in the Technology sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: low), always confirm before acting.

Trailing-twelve-month revenue stands at £4.3M. Revenue grew 25.7% year over year. Net debt stands at £3.1M. Fundamentals as of Jun 23, 2026

Our scenario range runs from £0.0425 (bear case) to £0.0680 (bull case); at £0.0365, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. For context, the median of 10 Technology peers we cover trades at -45% fair-value upside, at 40%, ONDO screens cheaper than that median.

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Key figures & financial health

Revenue (TTM) 4.3M GBX
Revenue growth (YoY) +25.7%
Net margin -177%
Free cash flow −3.8M GBX FY2025
Operating margin -165%
EPS (TTM) £-0.0600
More key figures
Net debt 3.1M GBX FY2025

Figures from reported company fundamentals · as of Jun 23, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 19/100

Of which business quality 33 · Market factors (momentum, volatility) 32

Profitability 10
Margins and returns on capital today
Quality Growth 40
Are margins and returns improving?
Cashflow 1
Earnings quality: real cash, not paper profit
Fin. Strength 100
Balance sheet, leverage, solvency risk
Investment 43
Disciplined investing over empire-building
Low Volatility 50
Calm price path (market factor)
Momentum 33
Price trend over the last 3–12 months (market factor)
52W Momentum 9
Distance to the 52-week high (market factor)
Net Issuance 0
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Ondo InsurTech Plc provides domestic leak detection services and technology in the United Kingdom, Nordics, and the United States. It offers LeakBot system, a water leak claims prevention system that reduce water damage claim costs. The company was formerly known as Spinnaker Acquisitions Plc and changed its name to Ondo InsurTech Plc in March 2022.

Full company description

Ondo InsurTech Plc provides domestic leak detection services and technology in the United Kingdom, Nordics, and the United States. It offers LeakBot system, a water leak claims prevention system that reduce water damage claim costs. The company was formerly known as Spinnaker Acquisitions Plc and changed its name to Ondo InsurTech Plc in March 2022. The company was incorporated in 2021 and is based in London, the United Kingdom.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2020 – FY2025 · reported fiscal years

Ondo InsurTech Plc reported revenue of £3.9M in FY2025 versus £283K in FY2020, a compound +68.7%/yr. Reported net income was −£6.2M in FY2025.

Growth Quality 35/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
£3.9M
Latest YoY
+43.8%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+68.7%
Avg. growth/yr (11Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+47.8%
Revenue +68.7%/yr
FY20 £283K
FY22 £0
FY23 £1.6M
FY24 £2.7M
FY25 £3.9M
Net income
FY20 −£17.0K
FY22 −£580K
FY23 −£4.0M
FY24 −£3.0M
FY25 −£6.2M

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Cite: Fair Value Calculator (2026). "Ondo InsurTech Plc Fair Value". https://www.fairvalue-calculator.com/stock/ONDO

Peer Group

Scientific & Technical Instruments · 161 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 28 · Bottom 25%
Fair Value upside +40% · Top 25%
Return on assets -110% · Bottom 25%
Net margin (TTM) -177% · Bottom 25%
Operating margin (TTM) -165% · Bottom 25%
Revenue growth 26% · Top 25%

Valuation Multiples vs Scientific & Technical Instruments median · lower = cheaper

P/S (TTM) 2.75× · Cheaper than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 86 · sector 0
FUTURE 100 · sector 34
PAST 0 · sector 25
HEALTH 0 · sector 98
DIVIDEND 0 · sector 24

PAST 0: with negative equity (buybacks among others) return on equity is not meaningfully computable.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Scientific & Technical Instruments stocks, each showing price versus our Fair Value estimate (as of Jun 23, 2026).

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Frequently asked questions

Is Ondo InsurTech Plc (ONDO) overvalued or undervalued?
As of Jun 23, 2026, our model estimates a fair value of £0.0510 versus a price of £0.0365, about +40% (undervalued).
What is the fair value of ONDO?
Our model-based fair value for Ondo InsurTech Plc is £0.0510 (as of Jun 23, 2026), built from audited fundamentals. The current price is £0.0365.
What is the quality score of ONDO?
Ondo InsurTech Plc has a Quality Score of 19/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Ondo InsurTech Plc (ONDO)?
Ondo InsurTech Plc reported trailing-twelve-month revenue of about £4.3M (latest available figure, as of Jun 23, 2026).
What is the net profit margin of ONDO?
The net profit margin of Ondo InsurTech Plc is about -177.1%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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