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Rand Capital Corporation (RAND) Fair Value & Analysis

Financial Services · US · Market cap $30.5M

Price$10.20
Fair Value$4.43
Upside-56.6%
Quality95/100
Evidence: Low Range $3.53 – $5.33

Fair value as of: Jun 26, 2026

Analysis

Rand Capital Corporation (RAND) currently trades at $10.20, while our model-based Fair Value estimate is $4.43 — implying the stock looks roughly 56.6% overvalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: low).

About the company

Rand Capital Corporation is a business development company specializing in subordinated debt with warrants or preferred equity and venture capital investments. Within private equity, the firm specializing in capital growth and lower middle market investments. Within venture capital, it specializing in early to late-stage private businesses. It does not prefer to invest in real estate sector. It prefers to invest in software, professional services, manufacturing, consumer, healthcare, automotive and public d stocks. It prefers to invest in East or Midwest U.S. operations sectors. It typically invests between $0.75 million and $5 million with initial target size of $1.5 million. It seeks to invest in companies having more than $10 million in revenue or having excess of $1.5 million and up to $5 million in EBITDA. It prefers to be a minority stake and seeks to take a Board seat in its portfolio companies. It typically holds its investments for a period up to five years.

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Frequently asked questions

Is Rand Capital Corporation (RAND) undervalued?
As of Jun 26, 2026, our model estimates a fair value of $4.43 versus a price of $10.20 — about −57% (overvalued). Model-based estimate, not financial advice.
What is the fair value of RAND?
Our 21-model fair value for Rand Capital Corporation is $4.43 (as of Jun 26, 2026), built from audited fundamentals. The current price is $10.20.
What is the quality score of RAND?
Rand Capital Corporation has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.