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Root, Inc (ROOT) Fair Value & Analysis

Financial Services · US · Market cap $833M

Price$53.10
Fair Value$37.37
Upside-29.6%
Quality83/100
Evidence: Medium Range $28.03 – $46.71

Analysis

Root, Inc (ROOT) currently trades at $53.10, while our model-based Fair Value estimate is $37.37 — implying the stock looks roughly 29.6% overvalued today. We read business quality at 83/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: medium).

About the company

Root, Inc. provides insurance products and services in the United States. The company offers automobile and renters insurance products primarily through websites, mobile applications, and partnership channels. Root, Inc. was incorporated in 2015 and is headquartered in Columbus, Ohio.

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How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.