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RSD Finance Limited (RSDFIN) Fair Value & Analysis

Other · IN · Market cap ₹1.1B

RF RSD Finance Limited RSDFIN · BSE
Price₹82.00
Fair Value₹123.07
Upside+50.1%
Quality55/100
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Evidence: Medium Range ₹96.65 – ₹139.68

Fair value as of: Jul 6, 2026

From 24 valuation models · updated today

Share price +10.8% over the past month.

Price vs Fair Value (12 months)

₹112.35 ₹72.01 Fair Value ₹123.07 Jul 2025 Jul 2026

12‑month range ₹72.01 – ₹112.35 · fair‑value band ₹96.65 – ₹139.68 · the ₹82.00 price screens below the ₹123.07 fair value. As of Jul 6, 2026.

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Analysis

RSD Finance Limited (RSDFIN) currently trades at ₹82.00, while our model-based Fair Value estimate is ₹123.07 — implying the stock looks roughly 50.1% undervalued today. We read business quality at 55/100 (solid quality), in the Other sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium) — always confirm before acting.

Over the trailing twelve months, RSD Finance Limited generated revenue of ₹448M at a net margin of 28.7%. Revenue declined 83.0% year over year. It earns a return on equity of 6.2%. Net debt stands at ₹205M. Fundamentals as of Jul 6, 2026

Our scenario range runs from ₹96.65 (bear case) to ₹139.68 (bull case); at ₹82.00, the current price sits below that range. The share trades about 33% below its 52-week high and 15% above its 52-week low, currently below its 200-day average. For context, the median of 10 Other peers we cover trades at -16% fair-value upside — at 50%, RSDFIN screens cheaper than that median.

Key figures & financial health

Revenue (TTM) ₹448M
Revenue growth (YoY) -83.0%
Net margin 28.7%
Return on equity 6.2%
Free cash flow ₹66.0M FY2026
P/E ratio 7.1
More key figures
Operating margin -5.9%
EPS (TTM) ₹11.63
EPS growth (YoY) -87.4%
Net debt ₹205M FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 6, 2026. TTM = trailing twelve months.

About the company

RSD Finance Limited operates as a non-banking finance company in India. The company focuses on investing funds into capital market, as well as in money market. It also invests in various financial instruments; generation and transmission of solar energy; and real estate business. The company also provides job work services for metal plating; deals with heat treatment solutions; and operates a hotel under the brand name of The Alcor Hotel in Jamshedpur, Jharkhand. RSD Finance Limited was incorporated in 1963 and is based in Jamshedpur, India.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

RSD Finance Limited reported revenue of ₹423M in FY2026 versus ₹946M in FY2022, a compound −18.2%/yr. Reported net income was ₹129M in FY2026, compounding −5.4%/yr from FY2022.

Revenue −18.2%/yr
FY22 ₹946M
FY23 ₹936M
FY24 ₹1.0B
FY25 ₹1.3B
FY26 ₹423M
Net income −5.4%/yr
FY22 ₹160M
FY23 ₹111M
FY24 ₹140M
FY25 ₹132M
FY26 ₹129M

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Cite: Fair Value Calculator (2026). "RSD Finance Limited Fair Value". https://www.fairvalue-calculator.com/stock/RSDFIN

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Frequently asked questions

Is RSD Finance Limited (RSDFIN) undervalued?
As of Jul 6, 2026, our model estimates a fair value of ₹123.07 versus a price of ₹82.00 — about +50% (undervalued). Model-based estimate, not financial advice.
What is the fair value of RSDFIN?
Our model-based fair value for RSD Finance Limited is ₹123.07 (as of Jul 6, 2026), built from audited fundamentals. The current price is ₹82.00.
What is the quality score of RSDFIN?
RSD Finance Limited has a Quality Score of 55/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of RSD Finance Limited (RSDFIN)?
RSD Finance Limited reported trailing-twelve-month revenue of about ₹448M (latest available figure, as of Jul 6, 2026).
What is the net profit margin of RSDFIN?
The net profit margin of RSD Finance Limited is about 28.7%, meaning it keeps roughly 28.7% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.