The Ruby Mills Limited (RUBYMILLS) fair value: what the stock is really worth
As of Oct 1, 2026: fair value of The Ruby Mills Limited ₹135, price ₹500, upside -73.0%, quality 49 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Oct 2, 2026.
How to read this chart
60‑month range ₹105.92 – ₹510.60 · fair‑value band ₹97.17 – ₹201.41 · the ₹499.65 price screens above the ₹135.05 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Oct 2, 2026.
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The Ruby Mills Limited engages in the manufacture of textile products in India. The company operates in two segments, Textiles, and Real Estate and Related.
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The Ruby Mills Limited engages in the manufacture of textile products in India. The company operates in two segments, Textiles, and Real Estate and Related. It offers pure and blended fabrics, including cotton, polyester, viscose, modal, lyocell, linen, Bemberg, ramie, rayon, Lycra, and their blends under the Ruby, Lukas, Hitline, and Label R brands; basic, LDPE, and HDPE micro dot fusible and non-fusible interlining products, as well as interlining pre-cuts and fragranced interlining products; and ready-to-wears garments, such as uniforms for healthcare institutions, corporates, educational institutions, and defense forces, as well as workwear and fashion apparels. It also engages in power generation and distribution; and water and effluent treatment facilities, including purification, recycling, waste management, and waste-to-energy solutions. The company is also involved in the development of real estate properties. It also exports its products. The company was incorporated in 1917 and is based in Mumbai, India.
Stock analysis
The Ruby Mills Limited (RUBYMILLS) currently trades at ₹499.65, while our model-based Fair Value estimate is ₹135.05, 73.0% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Growth Earnings group reads highest at a median of ₹263.25 per share, and 0 of the 16 models we run sit above the ₹499.65 price.
Bear case: the Dividend Discount group reads lowest at ₹19.30, and 16 of the 16 models stay below the price. Evidence for this calculation is high.
Scenario range: ₹97.17 (bear) to ₹201.41 (bull), the price of ₹499.65 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 49/100 (below-average quality), in the Consumer Cyclical sector.
Expensive Growth: The company is growing, but growth may require heavy reinvestment or weak cash conversion.
The Ruby Mills Limited reported revenue of ₹3.6B in FY2026 versus ₹1.6B in FY2022, a compound +22.5%/yr. Reported net income was ₹436M in FY2026, compounding +8.8%/yr from FY2022.
Key figures
Market cap ₹16.7B (≈ $173M) · P/E ratio 38.6 · P/S ratio 4.69 · EPS (TTM) ₹12.94 · Dividend yield 0.5% · Net margin 12.1% · Return on equity 6.7% · Return on assets (EBIT) 4.2%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 50 out of 100 (low confidence).
What moves the price
The share trades about 2% below its 52-week high and 196% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Consumer Cyclical peers we cover trades at −11% fair-value upside, at −73%, RUBYMILLS screens richer than that median.
Fair Value models
Bear ₹97.17Fair Value ₹135.05Bull ₹201.41
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2026 figures (about 6 months old). Earnings retained since then (₹5.29 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.57/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Revenue growth 1 year
+47.7%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+11.4%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+23.8%
Start year 2021 (pandemic). Over 10 years: +5.4% a year
Revenue growth 20 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+7.0%
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What shareholders gained per year (last 5 years), in INR ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in INR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+10.0%
Earnings growth per share plus dividend.
Earnings per share, growth per year+9.5%
Dividend (yield on the price)0.5%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.9.5% vs 0.7%, picking up
Profit margin 2021 to 2026 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.26% → 14%
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Textile Manufacturing · 335 stocks
Beats the industry median on 5/13 measures
Overall it trails its industry peers.
Valuation
Quality Score49 · Below median
Fair Value upside−73.0% · Bottom 25%
Profitability
Return on equity (TTM)6.7% · Above median
Return on assets2.8% · Above median
Net margin (TTM)11.4% · Top 25%
Operating margin (TTM)13.8% · Top 25%
Growth and dividend
Revenue growth31.5% · Top 25%
Dividend yield (TTM)0.5% · Bottom 25%
Balance sheet
Debt / equity0.49× · Highest 25%
Valuation Multiplesvs Textile Manufacturing median · lower = cheaper
P/E (TTM)38.6× · Pricier than median
P/B2.48× · Priciest 25%
P/S (TTM)4.39× · Priciest 25%
EV/EBITDA24.0× · Priciest 25%
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 10
FUTURE (revenue growth)100· sector 4
PAST (return on equity)27· sector 16
HEALTH (low debt)75· sector 95
DIVIDEND (yield)10· sector 37
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "The Ruby Mills Limited Fair Value". https://www.fairvalue-calculator.com/stock/RUBYMILLS
Frequently asked questions
Is The Ruby Mills Limited (RUBYMILLS) overvalued or undervalued?
As of Oct 2, 2026, our model estimates a fair value of ₹135.05 versus a price of ₹499.65, about −73% upside (overvalued).
What is the fair value of RUBYMILLS?
Our model-based fair value for The Ruby Mills Limited is ₹135.05 (as of Oct 2, 2026), built from audited fundamentals. The current price: ₹499.65.
What is the quality score of RUBYMILLS?
The Ruby Mills Limited has a Quality Score of 49/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for The Ruby Mills Limited (RUBYMILLS)?
Our model-based price target is the fair value of ₹135.05 (as of Oct 2, 2026) from 16 valuation models. Cautious scenario ₹97.17, optimistic scenario ₹201.41. It is a calculation from audited fundamentals, not an analyst target.
What is the The Ruby Mills Limited stock forecast for 2026?
Our models put fair value at ₹135.05, about −73% upside versus a price of ₹499.65 (overvalued). Cautious scenario ₹97.17, optimistic scenario ₹201.41. The calculation is refreshed regularly with new filings.
What is the revenue of The Ruby Mills Limited (RUBYMILLS)?
The Ruby Mills Limited reported trailing-twelve-month revenue of about ₹3.8B (latest available figure, as of Oct 2, 2026).
Does The Ruby Mills Limited pay a dividend?
The Ruby Mills Limited currently shows a dividend yield of about 0.50% relative to its recent price (as of Oct 2, 2026).
What is the intrinsic value of The Ruby Mills Limited (RUBYMILLS)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For The Ruby Mills Limited it is ₹135.05 per share (as of Oct 2, 2026), against a price of ₹499.65. It is the blended result of 16 valuation models (cash flow, earnings, asset, dividend).
Is The Ruby Mills Limited stock overvalued or undervalued in 2026?
As of Oct 2, 2026, RUBYMILLS trades above its calculated fair value: price ₹499.65, fair value ₹135.05, a gap of about −73% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of RUBYMILLS?
No. The price is what the market pays today (₹499.65); the fair value is what the company's own numbers justify (₹135.05). For The Ruby Mills Limited the two are ₹364.60 per share apart. That gap is exactly why we show both numbers side by side.
How much is The Ruby Mills Limited worth?
The market values The Ruby Mills Limited at about ₹16.7B (market capitalisation, as of Oct 2, 2026). Per share that is ₹499.65; our models calculate a fair value of ₹135.05 per share.
What do the bullish and bearish scenarios say about RUBYMILLS?
Our models span a range for The Ruby Mills Limited: cautious scenario ₹97.17, base ₹135.05, optimistic ₹201.41 per share (as of Oct 2, 2026, price ₹499.65). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of RUBYMILLS?
The Ruby Mills Limited trades at a price-to-earnings ratio of 38.6 (as of Oct 2, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of ₹135.05 is built from several models across several years. Other multiples: P/B 2.5, P/S 4.4, EV/EBITDA 24.0.
How solid is the balance sheet of The Ruby Mills Limited (RUBYMILLS)?
Balance-sheet figures for The Ruby Mills Limited (as of Oct 2, 2026): return on equity 6.7%, debt of 0.49 per unit of equity. They feed the Quality Score of 49/100, which measures business quality independently of the share price.
How far is RUBYMILLS from its 52-week high?
The Ruby Mills Limited trades at ₹499.65, about 2% below its 52-week high of ₹510.60 and 196% above the low of ₹168.98 (as of Oct 1, 2026). Distance from the high says nothing about value: that is what the fair value of ₹135.05 is for.
Which stocks are comparable to The Ruby Mills Limited?
From the same area (Consumer Cyclical) we also value Tongkun Group, Shenzhou International Group, Inner Mongolia ERDOS Resources Co, Far Eastern New Century Corporation, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is The Ruby Mills Limited stock attractive at the current price?
The data as of Oct 2, 2026: price ₹499.65, calculated fair value ₹135.05 (−73%), Quality Score 49/100, from 16 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of RUBYMILLS calculated?
We run The Ruby Mills Limited through 16 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of ₹135.05, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. The Ruby Mills Limited itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of The Ruby Mills Limited (RUBYMILLS)?
The closing price on Oct 1, 2026 was ₹499.65. Our model-based fair value is ₹135.05, about −73% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with The Ruby Mills Limited right now?
The price sits above even our optimistic bull case (₹201.41). The favourable scenario is already priced in. Solid but not exceptional quality (49/100) and above fair value, neither a clear bargain nor a standout compounder. A fairly wide model range (₹97.17 to ₹201.41) leaves room in how you read the outcome.
Where does the earnings growth of The Ruby Mills Limited (RUBYMILLS) come from?
Earnings per share at The Ruby Mills Limited grew −0.2 % a year from 2015 to 2026. Broken into its drivers: revenue per share +3.4 %, EBIT margin −7.0 %, tax rate −0.2 %, residual (interest, one-offs) +3.9 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of The Ruby Mills Limited
How large is the market capitalisation of The Ruby Mills Limited (RUBYMILLS)?
The market capitalisation of The Ruby Mills Limited is ₹16.7B (≈ $173M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of The Ruby Mills Limited (RUBYMILLS)?
The price-to-sales ratio of The Ruby Mills Limited is 4.69 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of The Ruby Mills Limited (RUBYMILLS)?
Earnings per share at The Ruby Mills Limited are ₹12.94 (price ÷ EPS = P/E 38.6). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of The Ruby Mills Limited (RUBYMILLS)?
The dividend yield of The Ruby Mills Limited is 0.5% (payout 19.3%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of The Ruby Mills Limited (RUBYMILLS)?
The net margin of The Ruby Mills Limited is 12.1% (fiscal year 2026). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of The Ruby Mills Limited (RUBYMILLS)?
The return on equity (ROE) of The Ruby Mills Limited is 6.7% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of The Ruby Mills Limited (RUBYMILLS)?
On an EBIT basis the return on assets of The Ruby Mills Limited is 4.2% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of The Ruby Mills Limited (RUBYMILLS)?
The operating margin of The Ruby Mills Limited is 13.8% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at The Ruby Mills Limited (RUBYMILLS)?
Revenue at The Ruby Mills Limited is growing +31.5% versus a year earlier (3y avg +11.4%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at The Ruby Mills Limited (RUBYMILLS)?
Earnings per share at The Ruby Mills Limited are growing −3.0% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does The Ruby Mills Limited (RUBYMILLS) generate?
The free cash flow of The Ruby Mills Limited is −₹486M (fiscal year 2026). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does The Ruby Mills Limited (RUBYMILLS) carry?
The net debt of The Ruby Mills Limited is ₹3.6B (fiscal year 2026). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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