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The Scottish American Investment Company (SAIN) Fair Value & Analysis

Financial Services · GB · Market cap 840M GBX

Pricep5.34
Fair Valuep1.98
Upside-62.9%
Quality95/100
Evidence: High Range p1.48 – p2.47

Fair value as of: Jun 25, 2026

Analysis

The Scottish American Investment Company (SAIN) currently trades at p5.34, while our model-based Fair Value estimate is p1.98 — implying the stock looks roughly 62.9% overvalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

About the company

The Scottish American Investment Company P.L.C. is a closed-ended equity mutual fund launched and managed by Baillie Gifford & Co Ltd. The fund is co-managed by Baillie Gifford & Co. and OLIM Property Limited. It invests in public equity markets across the globe. The fund seeks to invest in stocks of companies operating across diversified sectors. It primarily invests in dividend paying growth stocks of companies. The fund benchmarks the performance of its portfolio against a composite index comprised of 50% FTSE All-Share Index and 50% FTSE All-World Ex UK Index. The Scottish American Investment Company P.L.C. was formed in 1873 and is domiciled in the United Kingdom.

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Frequently asked questions

Is The Scottish American Investment Company (SAIN) undervalued?
As of Jun 25, 2026, our model estimates a fair value of p1.98 versus a price of p5.34 — about −63% (overvalued). Model-based estimate, not financial advice.
What is the fair value of SAIN?
Our 21-model fair value for The Scottish American Investment Company is p1.98 (as of Jun 25, 2026), built from audited fundamentals. The current price is p5.34.
What is the quality score of SAIN?
The Scottish American Investment Company has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.