Skyline Bankshares Inc. (SLBK) fair value: what the stock is really worth
As of Sep 24, 2026: fair value of Skyline Bankshares Inc. $21.38, price $28.24, upside -24.3%, quality 57 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
- Fair value above price? No
- Good quality? Yes
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Skyline Bankshares Inc.
SLBK · USOvervalued / MonitorQuality is not strong enough to offset the price risk.
What runs behind every stock
69 individual criteria per stock, every one traceable See the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 23, 2026.
How to read this chart
60‑month range $8.89 – $29.00 · fair‑value band $17.56 – $37.61 · the $28.24 price screens above the $21.38 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 23, 2026.
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Company profile
Skyline Bankshares, Inc. operates as the bank holding company for the Skyline National Bank that provides a range of retail and commercial banking services to individuals, and small and medium-sized businesses in the United States.
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Skyline Bankshares, Inc. operates as the bank holding company for the Skyline National Bank that provides a range of retail and commercial banking services to individuals, and small and medium-sized businesses in the United States. The company's deposit products include savings, demand, NOW, and money market deposits; checking accounts; individual retirement accounts; health savings accounts; and certificates of deposit. It also provides construction and development loans, farm and farmland loans, single and multi-family housing loans, residential and commercial construction loans, residential and commercial real estate loans, commercial and agricultural production loans, commercial lines of credit, commercial term loans, personal loans, student loans, recreational vehicle loans, home equity loans and lines of credit, and commercial mortgage loans; business loans, including equipment loans, business lines of credit/working capital solutions, agribusiness lending, small business administration guaranteed loans, and farm service agency and United States Department of Agriculture loans; and consumer loans comprising loans for household expenditures, car loans, and other loans. In addition, the company offers debit and credit cards; ATMs; online and mobile banking services; bill pay; positive pay; merchant capture; wealth management; and investment services. The company was formerly known as Parkway Acquisition Corp. and changed its name to Skyline Bankshares, Inc. in January 2023. Skyline Bankshares, Inc. was founded in 1900 and is headquartered in Floyd, Virginia.
Stock analysis
Skyline Bankshares Inc. (SLBK) currently trades at $28.24, while our model-based Fair Value estimate is $21.38, implying the stock looks roughly 32.1% overvalued today.
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Valuation
Bull case: the Multiples group reads highest at a median of $26.57 per share, and 1 of the 6 models we run sit above the $28.24 price.
Bear case: the Dividend Discount group reads lowest at $5.73, and 5 of the 6 models stay below the price. Evidence for this calculation is medium.
Scenario range: $17.56 (bear) to $37.61 (bull), the price of $28.24 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 57/100 (solid quality), in the Financial Services sector.
Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Skyline Bankshares Inc. reported revenue of $58.2M in FY2025 versus $38.9M in FY2021, a compound +10.6%/yr. Reported net income was $15.8M in FY2025, compounding +13.7%/yr from FY2021.
Key figures
Market cap $160M · P/E ratio 9.4 · P/S ratio 2.55 · EPS (TTM) $3.02 · Dividend yield 0.2% · Net margin 27.2% · Return on equity 16.6% · Return on assets 1.3%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 47 out of 100 (low confidence).
What moves the price
The share trades about 3% below its 52-week high and 69% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −36% fair-value upside, at −24%, SLBK screens cheaper than that median.
Fair Value models
All 6 models by family
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Set up alert →Quality Score breakdown
Of which business quality 49 · Market factors (momentum, volatility) 88
Revenue & earnings trend
Growth Forecast
SLBK screens 32% overvalued. Compare with DBS Group →
Compare Skyline Bankshares Inc. with another stock
Price, fair value, quality and upside side by side.
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Banks - Regional · 1076 stocks
Valuation Multiplesvs Banks - Regional median · lower = cheaper
Strength profile in five axes (Snowflake)
Context: sector, industry, market
- Is the Financials sector expensive or cheap?
- P/E, EV/EBITDA and margins by industry (reference tables)
- Undervalued stocks: US Stocks
- Valuation of the USA market
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
Similar stocks
10 more Banks - Regional stocks, each showing price versus our Fair Value estimate.
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| DBS Group D05 | 77.48 SGD | 40.39 SGD | −48% |
| China Merchants Bank Co 3968 | HK$51.20 | HK$62.32 | +22% |
| UniCredit S.p.A UCG | €82.18 | €77.62 | −6% |
| Intesa Sanpaolo S.p.A ISP | €6.72 | €4.04 | −40% |
| Mizuho Financial Group MFG | $10.56 | $6.79 | −36% |
| BNP Paribas SA BNP | €98.43 | €105.99 | +8% |
| HDFC Bank Limited HDFCBANK | ₹728.90 | ₹406.44 | −44% |
| ICICI Bank Limited ICICIBANK | ₹1,340 | ₹616.16 | −54% |
| The PNC Financial Services Group PNC | $224.03 | $159.52 | −29% |
| Oversea-Chinese Banking Corporation O39 | 32.14 SGD | 19.80 SGD | −38% |
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Key figures of Skyline Bankshares Inc.
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