Third Century Bancorp, a holding company, (TDCB) Fair Value & Analysis
Financial Services · US · Market cap $19.0M
Fair value as of: Jun 26, 2026
Analysis
Third Century Bancorp, a holding company, (TDCB) currently trades at $17.50, while our model-based Fair Value estimate is $20.82 — implying the stock looks roughly 19.0% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.
About the company
Third Century Bancorp, a holding company, engages in the provision of banking and financial services to individual and corporate customers in Johnson County and surrounding counties in Indiana. The company offers checking, savings, health savings accounts, and CDs and IRAs; business checking; treasury management, such as online banking, remote deposit capture, wire transfers, ACH origination, and merchant services; consumer lending, including home remodeling, lot and land, new and used vehicle, and unsecured loans, as well as home equity products; commercial, and mortgage loans; as well as bill pay, online and mobile banking, and e-statements. It also provides 1031 Like-Kind Exchange, overdraft protection, ATM, debit and credit cards, check reorder, safe deposit boxes, trust services, switch kits, and financial calculator. Third Century Bancorp was founded in 1890 and is based in Franklin, Indiana.
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Frequently asked questions
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.