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Transilvania Investments Alliance S.A (TRANSI) Fair Value & Analysis

Financial Services · RO · Market cap 1.2B RON

TI Transilvania Investments Alliance S.A TRANSI · RO
Price0.6320 RON
Fair Value1.26 RON
Upside+99.4%
Quality78/100
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Mixed Growth
Highly profitable · 80.1% net margin
Low debt · generates free cash flow
Ranks above peers (11/14)
Wide moat 69/100
Evidence: Medium Range 0.9530 RON – 1.58 RON Share as image

Fair value as of: Jul 27, 2026

From 9 valuation models · updated 14 days ago

Share price +2.9% over the past month.

A strong business, screening 99% undervalued on our models.

What matters now

  • The rarer combination: high quality (78/100) AND below fair value. That earns a closer look rather than a quick verdict.
  • The price is below even our cautious bear case (0.9530 RON). The market is more pessimistic than our downside scenario.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
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Price vs Fair Value (5 years)

0.6540 RON 0.2400 RON Fair Value 1.26 RON Feb 2021 Jun 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 27, 2026.

How to read this chart

60‑month range 0.2400 RON – 0.6540 RON · fair‑value band 0.9530 RON – 1.58 RON · the 0.6320 RON price screens below the 1.26 RON fair value. Dashed = 300-day average. As of Jul 27, 2026.

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Analysis

Transilvania Investments Alliance S.A (TRANSI) currently trades at 0.6320 RON, while our model-based Fair Value estimate is 1.26 RON, implying the stock looks roughly 99.4% undervalued today. The Quality Score stands at 78/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium), always confirm before acting.

Over the trailing twelve months, Transilvania Investments Alliance S.A generated revenue of 203M RON at a net margin of 80.1%. Revenue declined 58.5% year over year. It earns a return on equity of 7.5%. The stock trades on a trailing P/E of 7.8. Fundamentals as of Jul 27, 2026

Our scenario range runs from 0.9530 RON (bear case) to 1.58 RON (bull case); at 0.6320 RON, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 4% below its 52-week high and 80% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -12% fair-value upside, at 99%, TRANSI screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF 1.10 RON 1.87 RON 3.09 RON 80
Residual Income 0.9400 RON 1.00 RON 1.11 RON 76
P/E Multiple 1.58 RON 2.11 RON 2.64 RON 63
All 9 models by family
DCF Models
5Y P/E Exit 1.49 RON 3.34 RON 5.86 RON 38
10Y P/E Exit 1.39 RON 3.10 RON 5.91 RON 35
Earnings-Based
Graham-Dodd 0.7200 RON 5.00 RON 7.02 RON 54
Lynch FV 2.58 RON 3.69 RON 4.80 RON 50
Multiples
P/E Multiple 1.58 RON 2.11 RON 2.64 RON 63
P/B Multiple 1.35 RON 1.79 RON 2.24 RON 55
Asset-Based
NCAV (Graham) 0.5800 RON 0.7800 RON 1.17 RON 50
Growth DCF
Growth DCF 1.10 RON 1.87 RON 3.09 RON 80
Economic Profit
Residual Income 0.9400 RON 1.00 RON 1.11 RON 76

Widest divergence: Earnings-Based (3.69 RON) versus Asset-Based (0.7800 RON). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) 203M RON
Revenue growth (YoY) -58.5%
Net margin 80.1%
Return on equity 7.5%
Free cash flow 162M RON FY2025
P/E ratio 7.8
More key figures
Operating margin 49.2%
EPS (TTM) 0.0800 RON
EPS growth (YoY) -73.9%

Figures from reported company fundamentals · as of Jul 27, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 78/100

Of which business quality 76 · Market factors (momentum, volatility) 85

Profitability 43
Margins and returns on capital today
Quality Growth 95
Are margins and returns improving?
Cashflow 100
Earnings quality: real cash, not paper profit
Fin. Strength 78
Balance sheet, leverage, solvency risk
Investment 36
Disciplined investing over empire-building
Low Volatility 92
Calm price path (market factor)
Momentum 74
Price trend over the last 3–12 months (market factor)
52W Momentum 96
Distance to the 52-week high (market factor)
Net Issuance 100
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Transilvania Investments Alliance S.A. is a closed ended financial Investment company. The firm invests in the public equity and private equity markets of Romania. It also makes venture capital, growth capital and secondary portfolio interest investments. It prefers to invest directly and through fund of funds and is specialized in start-up stage.

Full company description

Transilvania Investments Alliance S.A. is a closed ended financial Investment company. The firm invests in the public equity and private equity markets of Romania. It also makes venture capital, growth capital and secondary portfolio interest investments. It prefers to invest directly and through fund of funds and is specialized in start-up stage. It prefers to make growth capital transactions. The firm is sector agnostic with special focus on technology, Communication Equipment, Construction Materials, Equity Real Estate Investment Trusts (REITs), Accounting, Auditing and Taxation Services, Debt Management Services, Heavy Electrical Equipment, Electrical Components and Equipment, Construction Support Services, Hardware Tools and Equipment, Insurance, and Federal and Federally Sponsored Credit Agencies sectors. It prefers to make investments in Romania. The firm makes its investments in the stocks of companies operating across diversified sectors. The firm employs a fundamental analysis to create its portfolio. It conducts in-house research to make its investments. The company was formerly known as S.I.F. Transilvania S.A. and changed its name to Transilvania Investments Alliance S.A. in February 2022. Transilvania Investments Alliance S.A. was founded in 1996 and is based in Brasov, Romania with an additional office in Bucuresti, Romania.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Transilvania Investments Alliance S.A reported revenue of 241M RON in FY2025 versus 42.7M RON in FY2021, a compound +54.1%/yr. Reported net income was 206M RON in FY2025, compounding +20.8%/yr from FY2021.

Growth Quality 83/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
241M RON
Latest YoY
+199.8%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+26.9%
Revenue +54.1%/yr
FY21 42.7M RON
FY22 118M RON
FY23 124M RON
FY24 80.4M RON
FY25 241M RON
Net income +20.8%/yr
FY21 96.6M RON
FY22 63.7M RON
FY23 237M RON
FY24 48.0M RON
FY25 206M RON

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Cite: Fair Value Calculator (2026). "Transilvania Investments Alliance S.A Fair Value". https://www.fairvalue-calculator.com/stock/TRANSI

Peer Group

Asset Management · 971 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 77 · Top 25%
Fair Value upside +99% · Top 25%
Return on equity (TTM) 8% · Above median
Return on assets 4% · Above median
Net margin (TTM) 80% · Top 25%
Operating margin (TTM) 49% · Below median
Revenue growth -59% · Bottom 25%
Dividend yield (TTM) 0.0% · Bottom 25%

Valuation Multiples vs Asset Management median · lower = cheaper

P/E (TTM) 7.8× · Cheaper than median
P/B 0.12× · Cheaper than 75% of peers
P/S (TTM) 1.31× · Cheaper than 75% of peers
P/FCF 1.6× · Cheaper than 75% of peers
EV/EBITDA 1.2× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 100 · sector 37
FUTURE 0 · sector 6
PAST 30 · sector 26
HEALTH 100 · sector 95
DIVIDEND 0 · sector 69

Insider activity: 45/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Asset Management stocks, each showing price versus our Fair Value estimate (as of Jul 27, 2026).

Stock Price Fair Value vs Fair Value
Fondul Proprietatea SA FP $0.0420 $0.0800 +90%
BlackRock, Inc BLK $1,136 $465.75 -59%
Blackstone Inc BX $124.56 $16.35 -87%
Investor AB INVEB kr 423.70 kr 847.40 +100%
Brookfield Corporation BN C$62.45 C$10.12 -84%
KKR & Co KKR $100.94 $44.88 -56%
AB Industrivärden INDUA kr 532.50 kr 1,065 +100%
Jio Financial Services Limited JIOFIN ₹242.98 ₹40.19 -83%
Hedef Holding HEDEF 267.25 TRY 320.98 TRY +20%
Bajaj Holdings BAJAJHLDNG ₹10,398 ₹9,202 -12%

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Frequently asked questions

Is Transilvania Investments Alliance S.A (TRANSI) overvalued or undervalued?
As of Jul 27, 2026, our model estimates a fair value of 1.26 RON versus a price of 0.6320 RON, about +99% (undervalued).
What is the fair value of TRANSI?
Our model-based fair value for Transilvania Investments Alliance S.A is 1.26 RON (as of Jul 27, 2026), built from audited fundamentals. The current price is 0.6320 RON.
What is the quality score of TRANSI?
Transilvania Investments Alliance S.A has a Quality Score of 78/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Transilvania Investments Alliance S.A (TRANSI)?
Transilvania Investments Alliance S.A reported trailing-twelve-month revenue of about 203M RON (latest available figure, as of Jul 27, 2026).
What is the net profit margin of TRANSI?
The net profit margin of Transilvania Investments Alliance S.A is about 80.1%, meaning it keeps roughly 80.1% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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