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Kaldvik AS (UMB) Fair Value & Analysis

Technology · Market cap €68.1M · ISIN ES0105670006

KA Kaldvik AS UMB · MC
Price€3.08
Fair Value€0.8800
Upside-71.4%
Quality25/100
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Risks

!Trades 250% ABOVE our fair value of €0.8800
!Mixed Growth (revenue 3y +13.3 %/yr)
!Loss-making · -32.3% net margin
!Moderate debt · negative free cash flow
Mixed Growth (revenue 3y +13.3 %/yr)
Loss-making · -32.3% net margin
Moderate debt · negative free cash flow
Trails peers (1/11)
Narrow moat 12/100
Evidence: Low Range €0.5300 – €1.14 Share as image

Fair value as of: Aug 19, 2026

From 3 valuation models · updated 11 days ago

Share price −2.5% over the past month.

Below-average quality, and trading another 250% above our fair value.

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69 individual criteria per stock, every one traceable See the method →

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What matters now

  • The price sits above even our optimistic bull case (€1.14). The favourable scenario is already priced in.
  • Weak quality (25/100) and above fair value at the same time, the margin of safety is missing on both counts.
  • The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
  • A fairly wide model range (€0.5300 to €1.14) leaves room in how you read the outcome.
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Price vs Fair Value (2 years)

€4.98 €3.08 Fair Value €0.8800 Jul 2024 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 19, 2026.

How to read this chart

25‑month range €3.08 – €4.98 · fair‑value band €0.5300 – €1.14 · the €3.08 price screens above the €0.8800 fair value. Dashed = 300-day average. As of Aug 19, 2026.

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Analysis

Kaldvik AS (UMB) currently trades at €3.08, while our model-based Fair Value estimate is €0.8800, implying the stock looks roughly 71.4% overvalued today. The Quality Score stands at 25/100 (below-average quality), in the Technology sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: low).

Over the trailing twelve months, Kaldvik AS generated revenue of €17.3M at a net margin of -32.3%. Revenue declined 50.6% year over year. It earns a return on equity of -48.3%. Net debt stands at €32.6M. Fundamentals as of Aug 19, 2026

Our scenario range runs from €0.5300 (bear case) to €1.14 (bull case); at €3.08, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 26% below its 52-week high, currently below its 200-day average. For context, the median of 10 Technology peers we cover trades at -6% fair-value upside, at -71%, UMB screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Gordon GGM €0.5300 €0.8900 €1.15 66
DDM Multi-Stage €0.5300 €0.8400 €0.9500 65
NCAV (Graham) €0.5300 €0.7100 €1.06 54
All 3 models by family
Dividend Discount
Gordon GGM €0.5300 €0.8900 €1.15 66
DDM Multi-Stage €0.5300 €0.8400 €0.9500 65
Asset-Based
NCAV (Graham) €0.5300 €0.7100 €1.06 54

Widest divergence: Dividend Discount (€0.8400) versus Asset-Based (€0.7100). Highest evidence: Gordon GGM (66).

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Key figures & financial health

P/S ratio 3.93 TTM
EPS (TTM) €-0.2600
Dividend yield 2.4%
Net margin -23.0% FY2023
Return on equity -48.3% TTM
Return on assets (EBIT) 6.1% avg 5y
More key figures
Profitability
Operating margin -56.9% TTM
Growth
Revenue (TTM) €17.3M TTM
Revenue growth (YoY) -50.6% 3y avg +13.3%
Balance sheet & cash flow
Free cash flow −€25.2M FY2023
Net debt €32.6M FY2023

Figures from reported company fundamentals · as of Aug 19, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 25/100

Of which business quality 28 · Market factors (momentum, volatility) 44

Profitability 4
Margins and returns on capital today
Quality Growth 20
Are margins and returns improving?
Cashflow 33
Earnings quality: real cash, not paper profit
Fin. Strength 17
Balance sheet, leverage, solvency risk
Investment 22
Disciplined investing over empire-building
Low Volatility 100
Calm price path (market factor)
Momentum 28
Price trend over the last 3–12 months (market factor)
52W Momentum 5
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

Umbrella Global Energy, S.A. operates a photovoltaic solar energy value chain business in Spain, China, and Chile. The company generates renewable electricity.

Full company description

Umbrella Global Energy, S.A. operates a photovoltaic solar energy value chain business in Spain, China, and Chile. The company generates renewable electricity. It also develops charging infrastructure for electric vehicle in public and private spaces; and produces advanced equipment for residential solar self-consumption, as well as commercial and industrial sectors. Umbrella Global Energy, S.A. was formerly known as Umbrella Solar Investment, S.A. and changed its name to Umbrella Global Energy, S.A. in July 2024. The company was incorporated in 2018 and is based in Valencia, Spain.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2019 – FY2023 · reported fiscal years

Kaldvik AS reported revenue of €24.2M in FY2023 versus €13.6M in FY2019, a compound +15.5%/yr. Reported net income was −€5.6M in FY2023.

Growth Quality 29/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2023)
€24.2M
Latest YoY
−46.9%
Avg. revenue growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+13.3%
Value creation/yr We only publish this rate when it is defensible. Reason: fiscal 2023 is a loss year, no rate is defined from a loss
not computed
Revenue +15.5%/yr
FY19 €13.6M
FY20 €16.7M
FY21 €33.7M
FY22 €45.6M
FY23 €24.2M
Net income
FY19 €501K
FY20 €1.9M
FY21 €1.7M
FY22 −€258K
FY23 −€5.6M

UMB screens 250% overvalued. Compare with First Solar, Inc →

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Cite: Fair Value Calculator (2026). "Kaldvik AS Fair Value". https://www.fairvalue-calculator.com/stock/UMB

Peer Group

Solar · 115 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 25 · Bottom 25%
Fair Value upside −71% · Bottom 25%
Return on assets -6% · Bottom 25%
Net margin (TTM) -32% · Bottom 25%
Operating margin (TTM) -57% · Bottom 25%
Revenue growth -51% · Bottom 25%
Dividend yield (TTM) 2.4% · Above median
Debt / equity 1.35× · Higher than 75% of peers

Valuation Multiples vs Solar median · lower = cheaper

P/B 3.44× · Pricier than 75% of peers
P/S (TTM) 4.56× · Pricier than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE0 · sector 13
FUTURE0 · sector 0
PAST0 · sector 0
HEALTH32 · sector 84
DIVIDEND48 · sector 30

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Solar stocks, each showing price versus our Fair Value estimate (as of Aug 19, 2026).

Stock Price Fair Value vs Fair Value
First Solar, Inc FSLR $210.10 $392.12 +87%
Nextpower Inc NXT $103.67 $69.61 -33%
Waaree Energies Limited WAAREEENER ₹2,624 ₹2,709 +3%
Tongwei Co 600438 ¥12.89 ¥12.13 -6%
Jinko Solar Co 688223 ¥4.16 ¥6.47 +56%
Enphase Energy, Inc ENPH $39.25 $24.15 -38%
CSI Solar Co 688472 ¥10.28 ¥6.76 -34%
Hengdian Group 002056 ¥21.53 ¥31.86 +48%
Premier Energies Limited PREMIERENE ₹1,017 ₹648.94 -36%
Trina Solar Co 688599 ¥12.77 ¥7.97 -38%

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Frequently asked questions

Is Kaldvik AS (UMB) overvalued or undervalued?
As of Aug 19, 2026, our model estimates a fair value of €0.8800 versus a price of €3.08, about −71% (overvalued).
What is the fair value of UMB?
Our model-based fair value for Kaldvik AS is €0.8800 (as of Aug 19, 2026), built from audited fundamentals. The current price: €3.08.
What is the quality score of UMB?
Kaldvik AS has a Quality Score of 25/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Kaldvik AS (UMB)?
Kaldvik AS reported trailing-twelve-month revenue of about €17.3M (latest available figure, as of Aug 19, 2026).
What is the net profit margin of UMB?
The net profit margin of Kaldvik AS is about -32.3%, meaning it is currently running at a net loss. Based on the latest reported figures.
Does Kaldvik AS pay a dividend?
Kaldvik AS currently shows a dividend yield of about 2.41% relative to its recent price (as of Aug 19, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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