Fairvalue-Calculator Fairvalue-Calculator
EN DE

UNBK (UNBK) Fair Value & Analysis

Financial Services · US · Market cap $45.1M

Price$56.01
Fair Value$71.66
Upside+27.9%
Quality95/100
Evidence: High Range $53.74 – $89.57

Fair value as of: Jun 26, 2026

Analysis

UNBK (UNBK) currently trades at $56.01, while our model-based Fair Value estimate is $71.66 — implying the stock looks roughly 27.9% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

United National Bank offers various banking products and services in the Grady County. The company offers checking and savings accounts; credit cards; individual retirement accounts and certificates of deposits; business and merchant accounts; mortgage loans; direct deposit and SMS guardian services; and safe deposit boxes. It also offers mortgage, construction, business, personal, automobile, home improvement, agricultural, and installment loans; and online and mobile banking services. The company was founded in 2000 and is based in Cairo, Georgia.

Open the full interactive analysis →

Similar stocks

HDFC Bank Limited (HDFCBANK) +77% PT Bank Central Asia Tbk (BBCA) +15% KB Financial Group (105560) +12% PT Bank Rakyat Indonesia (Persero) Tbk (BBRI) +100% Banco Bradesco S.A (BBD) +100% Shinhan Financial Group (055550) +21%

Frequently asked questions

Is UNBK (UNBK) undervalued?
As of Jun 26, 2026, our model estimates a fair value of $71.66 versus a price of $56.01 — about +28% (undervalued). Model-based estimate, not financial advice.
What is the fair value of UNBK?
Our 21-model fair value for UNBK is $71.66 (as of Jun 26, 2026), built from audited fundamentals. The current price is $56.01.
What is the quality score of UNBK?
UNBK has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.