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Ascory Bank AG (VG80) Fair Value & Analysis

Financial Services · DE · Market cap €26.3M

Price€2.62
Fair Value€0.6800
Upside-74.0%
Quality95/100
Evidence: High Range €0.5100 – €0.8500

Fair value as of: Jun 26, 2026

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Analysis

Ascory Bank AG (VG80) currently trades at €2.62, while our model-based Fair Value estimate is €0.6800 — implying the stock looks roughly 74.0% overvalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

About the company

Ascory Bank AG operates as a credit institution in Germany. The company operates as a specialist bank for structured financing in the corporate client sector. It caters to financial technology companies including leasing and factoring institutions, energy transition, and leveraged finance sectors. The company also provides call and fixed-term deposits. The company was formerly known as Varengold Bank AG and changed its name to Ascory Bank AG in February 2026. Ascory Bank AG was founded in 1995 and is headquartered in Hamburg, Germany.

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Frequently asked questions

Is Ascory Bank AG (VG80) undervalued?
As of Jun 26, 2026, our model estimates a fair value of €0.6800 versus a price of €2.62 — about −74% (overvalued). Model-based estimate, not financial advice.
What is the fair value of VG80?
Our 21-model fair value for Ascory Bank AG is €0.6800 (as of Jun 26, 2026), built from audited fundamentals. The current price is €2.62.
What is the quality score of VG80?
Ascory Bank AG has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.