YANGZIJIANG FINANCIAL HOLDING LTD. (YF8) Fair Value & Analysis
Financial Services · SG · Market cap 733M SGD
Fair value as of: Aug 13, 2026
From 2 valuation models · updated 5 days ago
Fair value updated Aug 13, 2026, revised from 0.2800 SGD to 0.4300 SGD (+53.6%) since Aug 9, 2026. Share price +2.4% over the past month.
A solid business, screening 105% undervalued on our models.
What matters now
- The price is below even our cautious bear case (0.3200 SGD). The market is more pessimistic than our downside scenario.
- The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
- Solid quality (52/100) at a price below fair value, the discount is the argument here, not the business quality.
- For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Price vs Fair Value (4 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.
How to read this chart
52‑month range 0.2050 SGD – 1.22 SGD · fair‑value band 0.3200 SGD – 0.5300 SGD · the 0.2100 SGD price screens below the 0.4300 SGD fair value. Dashed = 300-day average. As of Aug 13, 2026.
Analysis
YANGZIJIANG FINANCIAL HOLDING LTD. (YF8) currently trades at 0.2100 SGD, while our model-based Fair Value estimate is 0.4300 SGD, implying the stock looks roughly 104.8% undervalued today. The Quality Score stands at 52/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: low), always confirm before acting.
Over the trailing twelve months, YANGZIJIANG FINANCIAL HOLDING LTD. generated revenue of 104M SGD at a net margin of -5.0%. Revenue declined 23.4% year over year. It earns a return on equity of -4.5%. Fundamentals as of Aug 13, 2026
Our scenario range runs from 0.3200 SGD (bear case) to 0.5300 SGD (bull case); at 0.2100 SGD, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. For context, the median of 10 Financial Services peers we cover trades at -33% fair-value upside, at 105%, YF8 screens cheaper than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 2 models by family
Widest divergence: Multiples (0.4300 SGD) versus Asset-Based (0.3400 SGD). Highest evidence: P/B Multiple (55).
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Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 52 · Market factors (momentum, volatility) 20
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
Yangzijiang Financial Holding Ltd., an investment holding company, engages in the investment-related activities in the People's Republic of China and Singapore.
Full company description
Yangzijiang Financial Holding Ltd., an investment holding company, engages in the investment-related activities in the People's Republic of China and Singapore. The company offers investment management services, including debt, direct, venture capital, and fund investments; fund management; and wealth management services, as well as investment advisory and micro-finance services. It also engages in ship financing for ship-building project; ship chartering business; facilitation of sales and leaseback of vessels; investment in vessels; and import and export of vessels and related equipment. The company was incorporated in 2021 and is based in Singapore.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
YANGZIJIANG FINANCIAL HOLDING LTD. reported revenue of 92.0M SGD in FY2025 versus 446M SGD in FY2021, a compound −32.6%/yr. Reported net income was −5.2M SGD in FY2025.
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Peer Group
Asset Management · 701 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Asset Management median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Asset Management stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| BlackRock, Inc BLK | $1,161 | $465.75 | -60% |
| Blackstone Inc BX | $146.41 | $52.88 | -64% |
| Investor AB INVEB | kr 417.90 | kr 835.80 | +100% |
| AB Industrivärden INDUA | kr 544.00 | kr 375.93 | -31% |
| ICICIAMC ICICIAMC | ₹3,077 | ₹1,132 | -63% |
| Jio Financial Services Limited JIOFIN | ₹256.05 | ₹171.84 | -33% |
| Hedef Holding HEDEF | 267.25 TRY | 321.44 TRY | +20% |
| Bajaj Holdings BAJAJHLDNG | ₹11,294 | ₹11,257 | -0% |
| HDFC Asset Management Company HDFCAMC | ₹2,490 | ₹866.78 | -65% |
| Nippon Life Asset Management Limited NAMINDIA | ₹1,182 | ₹311.00 | -74% |
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Frequently asked questions
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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