DSW Capital PLC (DSW) fair value: what the stock is really worth
As of Nov 9, 2026: fair value (intrinsic value) of DSW Capital PLC stock £0.68, price £0.48, upside +42.3%, quality 54 out of 100. Rating: undervalued. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 3, 2026.
How to read this chart
59‑month range £0.3950 – £1.16 · fair‑value band £0.4760 – £0.8840 · the £0.4780 price screens below the £0.6800 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 1 fiscal year is left out: there the valuation rested on only a fraction of the usual models. As of Nov 3, 2026.
Follow DSW Capital in your weekly email
Every Wednesday you see whether DSW Capital is on track or worth a review, plus price against fair value. Free, up to 3 stocks.
We send you a confirmation link. Unsubscribe with one click.
DSW Capital plc provides professional services in the United Kingdom. It offers asset based lending risk management, business planning and recovery, corporate finance advice, debt and tax advisory, DSW venture, financial due diligence, equity finance, and R and D tax services.
Show moreShow less
It also provides legal services to professionals. The company was founded in 2002 and is headquartered in Warrington, the United Kingdom.
Stock analysis
DSW Capital PLC (DSW) currently trades at £0.4780, while our model-based Fair Value estimate is £0.6800, implying the stock looks roughly 30% undervalued today.
Show more
Valuation
Bull case: the Growth DCF group reads highest at a median of £1.35 per share, and 19 of the 26 models we run sit above the £0.4780 price.
Bear case: the Economic Profit group reads lowest at £0.2850, and 7 of the 26 models stay below the price. Data coverage for this calculation is low.
Scenario range: £0.4760 (bear) to £0.8840 (bull), the price of £0.4780 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 54/100 (solid quality), in the Industrials sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
DSW Capital PLC reported revenue of £6.2M in FY2026 versus £2.7M in FY2022, a compound +23.2%/yr. Reported net income was £559K in FY2026.
Key figures
Market cap £12.0M Micro · P/E ratio 23.9 · P/S ratio 1.85 · EPS (TTM) £0.0200 · Dividend yield 6.7% · Net margin 9.1% · Return on equity 5.6% · Return on assets (EBIT) 4.9% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 46 out of 100 (low confidence).
What moves the price
The share trades about 32% below its 52-week high and 21% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Industrials peers we cover trades at −12% fair-value upside, at 42%, DSW screens cheaper than that median.
Fair Value models
Bear£0.4760Fair Value £0.6800Bull£0.8840
Price £0.4780 · Upside +42.3%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Best data coverage
Residual Income£0.3100£0.3200£0.350076
FCF DCF£1.02£1.60£3.4575
EPV£0.2100£0.2500£0.280074
All 26 models by family
DCF Models
FCF DCF£1.02£1.60£3.4575
Owner Earnings£0.8700£1.98£4.2970
5Y Revenue Exit£0.5100£0.8000£1.3970
5Y EBITDA Exit£0.6800£1.13£2.0172
5Y P/E Exit£0.5500£1.07£1.7468
10Y Revenue Exit£0.6600£1.23£1.5467
10Y EBITDA Exit£0.7900£1.58£2.9265
10Y P/E Exit£0.6900£1.31£2.2561
Earnings-Based
Graham-Dodd£0.1500£1.05£1.4863
Lynch FV£0.4600£0.6500£0.850061
PEG = 1.0£0.4600£0.6500£0.850057
EPV£0.2100£0.2500£0.280074
Dividend Discount
Gordon GGM£0.2900£0.6000£0.950066
DDM Multi-Stage£0.2900£0.5100£0.630067
Multiples
P/E Multiple£0.3500£0.4700£0.580063
P/S Multiple£0.2800£0.3800£0.470058
P/B Multiple£0.4500£0.6100£0.760055
EV/EBIT£0.4000£0.5400£0.670066
EV/EBITDA£0.5300£0.7000£0.870067
EV/Revenue£0.2900£0.4100£0.530054
Asset-Based
NCAV (Graham)£0.0200£0.0300£0.040054
Growth DCF
Growth DCF£0.9600£1.78£3.4374
Rev-Margin DCF£0.5400£0.9100£1.6670
Economic Profit
Residual Income£0.3100£0.3200£0.350076
ROIC Compounder£0.2100£0.2500£0.280072
Growth Earnings
Growth-Adj P/E£0.5600£0.8000£1.0467
The fair value above starts from this blend and is adjusted for dilution from new shares.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.90/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+27.1%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+31.5%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+21.3%
Start year 2021 (pandemic)
Revenue growth 7 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+25.5%
’19
’20
’21
’22
’23
’24
’25
’26
What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
−34.2%
Earnings growth per share plus dividend.
Earnings per share, growth per year−40.9%
Dividend (yield on the price)6.7%
Profit margin 2021 to 2026 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.74% → 13%
Growth Forecast
Little optimism in the price
The price assumes less growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
−6.4%
The company could shrink this much every year for the next five years and today's price would still be justified.
What forecasts expect
n/a
No analyst forecast available.
After inflation (UK: IMF forecast 2.3% a year to 2030, 3.3% from 2016 to 2025) that is about −8.5% a year for the price.
Price, fair value, quality and upside side by side.
Free, no sign-up
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Specialty Business Services · 229 stocks
Beats the industry median on 8/14 measures
A mixed picture versus its industry peers.
Valuation
Quality Score54 · Below median
Fair Value upside+49.5% · Above median
Profitability
Return on equity (12 months)5.6% · Below median
Return on assets4.0% · Above median
Net margin (12 months)9.1% · Above median
Operating margin (12 months)14.0% · Top 25%
Growth and dividend
Revenue growth (quarter YoY)−10.2% · Bottom 25%
Dividend yield (12 months)6.7% · Top 25%
Balance sheet
Debt / equity0.19× · Above median
Valuation Multiplesvs Specialty Business Services median · lower = cheaper
P/E (12 months)23.9× · Pricier than median
P/B1.15× · Cheaper than median
P/S (12 months)1.85× · Pricier than median
Price / free cash flow (fiscal year)8.8× · Cheaper than median
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "DSW Capital PLC Fair Value". https://www.fairvalue-calculator.com/stock/DSW
Frequently asked questions
Is DSW Capital PLC (DSW) overvalued or undervalued?
As of Nov 3, 2026, our model estimates a fair value of £0.6800 versus a price of £0.4780, about +42% upside (undervalued).
What is the fair value of DSW?
Our model-based fair value for DSW Capital PLC is £0.6800 (as of Nov 3, 2026), built from audited fundamentals. The current price: £0.4780.
What is the quality score of DSW?
DSW Capital PLC has a Quality Score of 54/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for DSW Capital PLC (DSW)?
Our model-based price target is the fair value of £0.6800 (as of Nov 3, 2026) from 26 valuation models. Cautious scenario £0.4760, optimistic scenario £0.8840. It is a calculation from audited fundamentals, not an analyst target.
What is the DSW Capital PLC stock forecast for 2026?
Our models put fair value at £0.6800, about +42% upside versus a price of £0.4780 (undervalued). Cautious scenario £0.4760, optimistic scenario £0.8840. The calculation is refreshed regularly with new filings.
What is the revenue of DSW Capital PLC (DSW)?
DSW Capital PLC reported trailing-twelve-month revenue of about £6.2M (latest available figure, as of Nov 3, 2026).
Does DSW Capital PLC pay a dividend?
DSW Capital PLC currently shows a dividend yield of 6.69% relative to its recent price (as of Nov 3, 2026).
How much is the dividend of DSW Capital PLC (DSW) and when is the ex-dividend date?
DSW Capital PLC pays a dividend of £0.032 per share a year, a dividend yield of 6.7%. The last ex-dividend date was Sep 10, 2026. A dividend has been paid every year since at least 2022. The payout ratio is 160% of earnings. Free cash flow covers the dividend 1.62 times. Our assessment: Sustainable. Payout and cash coverage both look sustainable.
What growth is priced into DSW Capital PLC (DSW)?
For today's price to be fair in a discounted-cash-flow model, DSW Capital PLC would have to grow free cash flow by -6.4 % per year for five years (discount rate 9.0 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +21.3 % per year. As of Nov 3, 2026.
What discount rate (WACC) does the fair value of DSW use?
Our models discount DSW Capital PLC at 9.0 %: a base by market capitalisation (nano), damped by beta 0.48, country premium for United Kingdom. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For DSW Capital PLC that is -6.4 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (9.0 %) and the same formula as our fair value.
How much growth has DSW Capital PLC (DSW) delivered so far?
Over the past 5 years revenue at DSW Capital PLC grew +21.3 % a year. The price currently implies free-cash-flow growth of -6.4 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of DSW Capital PLC (DSW) growing?
The median revenue growth in the sector is +7.8 % a year. That is the yardstick for the growth priced into DSW Capital PLC (-6.4 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of DSW Capital PLC (DSW)?
The free-cash-flow yield on the price is 10.87 %: that much free cash flow DSW Capital PLC produces per unit of market value. When it exceeds the discount rate of our models (9.0 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of DSW Capital PLC (DSW)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For DSW Capital PLC it is £0.6800 per share (as of Nov 3, 2026), against a price of £0.4780. It is the blended result of 26 valuation models in 8 families (DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings).
Is DSW Capital PLC stock overvalued or undervalued in 2026?
As of Nov 3, 2026, DSW trades below its calculated fair value: price £0.4780, fair value £0.6800, a gap of about +42% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of DSW?
No. The price is what the market pays today (£0.4780); the fair value is what the company's own numbers justify (£0.6800). For DSW Capital PLC the two are £0.2020 per share apart. That gap is exactly why we show both numbers side by side.
How much is DSW Capital PLC worth?
The market values DSW Capital PLC at about £12.0M (market capitalisation, as of Nov 3, 2026). Per share that is £0.4780; our models calculate a fair value of £0.6800 per share.
What do the bullish and bearish scenarios say about DSW?
Our models span a range for DSW Capital PLC: cautious scenario £0.4760, base £0.6800, optimistic £0.8840 per share (as of Nov 3, 2026, price £0.4780). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of DSW?
DSW Capital PLC trades at a price-to-earnings ratio of 23.9 (as of Nov 3, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of £0.6800 is built from several models across several years. Other multiples: P/B 1.2, P/S 1.9, EV/EBITDA 9.2.
How solid is the balance sheet of DSW Capital PLC (DSW)?
Balance-sheet figures for DSW Capital PLC (as of Nov 3, 2026): return on equity 5.6%, debt of 0.19 per unit of equity. They feed the Quality Score of 54/100, which measures business quality independently of the share price.
How far is DSW from its 52-week high?
DSW Capital PLC trades at £0.4780, about 32% below its 52-week high of £0.7000 and 21% above the low of £0.3950 (as of Nov 9, 2026). Distance from the high says nothing about value: that is what the fair value of £0.6800 is for.
Which stocks are comparable to DSW Capital PLC?
From the same area (Industrials) we also value Cintas Corporation, Thomson Reuters Corporation, Copart, Inc, Global Payments Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is DSW Capital PLC stock attractive at the current price?
The data as of Nov 3, 2026: price £0.4780, calculated fair value £0.6800 (+42%), Quality Score 54/100, from 26 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of DSW calculated?
We run DSW Capital PLC through 26 models from 8 families: DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings. Every model gets the same audited fundamentals; the fair value of £0.6800 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. DSW Capital PLC currently trades 30% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of DSW Capital PLC (DSW)?
The closing price on Nov 9, 2026 was £0.4780. Our model-based fair value is £0.6800, about +42% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with DSW Capital PLC right now?
The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid quality (54/100) at a price below fair value, the discount is the argument here, not the business quality. A fairly wide model range (£0.4760 to £0.8840) leaves room in how you read the outcome.
Key figures of DSW Capital PLC
How large is the market capitalisation of DSW Capital PLC (DSW)?
The market capitalisation of DSW Capital PLC is £12.0M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of DSW Capital PLC (DSW)?
The price-to-sales ratio of DSW Capital PLC is 1.85 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of DSW Capital PLC (DSW)?
Earnings per share at DSW Capital PLC are £0.0200 (price ÷ EPS = P/E 23.9). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of DSW Capital PLC (DSW)?
The dividend yield of DSW Capital PLC is 6.7% (payout 160%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of DSW Capital PLC (DSW)?
The net margin of DSW Capital PLC is 9.1% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of DSW Capital PLC (DSW)?
The return on equity (ROE) of DSW Capital PLC is 5.6% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of DSW Capital PLC (DSW)?
On an EBIT basis the return on assets of DSW Capital PLC is 4.9% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of DSW Capital PLC (DSW)?
The operating margin of DSW Capital PLC is 14.0% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at DSW Capital PLC (DSW)?
Revenue at DSW Capital PLC is growing −10.2% versus a year earlier (3y avg +31.5%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at DSW Capital PLC (DSW)?
Earnings per share at DSW Capital PLC are growing −57.4% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net cash does DSW Capital PLC (DSW) hold?
DSW Capital PLC holds more cash than debt, £125K net (fiscal year 2026). The company holds more cash than debt, a safety cushion.
Free · no account needed
Watch DSW Capital PLC in the live analysis
One click puts DSW Capital PLC on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 27,000+ stock screener.
Thin data
Nov 3, 2026