Enento Group Plc (ENENTO) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of Enento Group Plc stock €10.06, price €16.48, that is 39.0% below the price, quality 57 out of 100. Rating: strongly overvalued. Calculated from audited financials with 24 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 4, 2026.
How to read this chart
60‑month range €13.38 – €32.47 · fair‑value band €6.52 – €12.83 · the €16.48 price screens above the €10.06 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 4, 2026.
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Enento Group Oyj, through its subsidiaries, provides digital business and consumer information services in the Nordic countries. The company offers credit information, business information, asset information, marketing information; and direct-to-consumer services.
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It serves finance and banking, wholesale, retail, utilities, and e-commerce sectors, utilities, telecom, as well as small and medium-sized companies and consumers. Enento Group Oyj was formerly known as Asiakastieto Group Oyj and changed its name to Enento Group Oyj in June 2020.
The company was founded in 1905 and is headquartered in Helsinki, Finland.
Stock analysis
Enento Group Plc (ENENTO) currently trades at €16.48, while our model-based Fair Value estimate is €10.06, 39% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the DCF Models group reads highest at a median of €14.44 per share, and 6 of the 24 models we run sit above the €16.48 price.
Bear case: the Earnings-Based group reads lowest at €4.54, and 18 of the 24 models stay below the price. Data coverage for this calculation is high.
Scenario range: €6.52 (bear) to €12.83 (bull), the price of €16.48 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 57/100 (solid quality), in the Industrials sector.
Weak Growth: Growth has flattened: the last year, three and five years all grew more slowly than the long-term average.
Enento Group Plc reported revenue of €153M in FY2025 versus €164M in FY2021, a compound −1.7%/yr. Reported net income was €13.6M in FY2025, compounding −14.8%/yr from FY2021.
Key figures
Market cap €435M Small · P/E ratio 26.6 · P/S ratio 2.77 · EPS (TTM) €0.6200 · Dividend yield 6.1% · Net margin 9.4% · Return on equity 5.6% · Return on assets (EBIT) 6.4% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 53 out of 100 (low confidence).
What moves the price
The share trades at its 52-week high and 23% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Industrials peers we cover trades at −7% fair-value upside, at −39%, ENENTO screens richer than that median.
Fair Value models
Bear€6.52Fair Value €10.06Bull€12.83
Price €16.48 · Downside -39.0%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Best data coverage
FCF DCF€10.08€17.31€26.9279
Growth DCF€10.10€16.28€23.9578
Residual Income€8.06€8.10€8.4376
All 24 models by family
DCF Models
FCF DCF€10.08€17.31€26.9279
Owner Earnings€9.90€17.04€26.5475
5Y Revenue Exit€5.26€10.17€16.2571
5Y EBITDA Exit€11.94€22.83€35.5873
5Y P/E Exit€5.45€10.52€15.7669
10Y Revenue Exit€6.91€11.62€17.6866
10Y EBITDA Exit€10.95€19.54€31.0467
10Y P/E Exit€7.22€11.83€17.3463
Earnings-Based
Graham-Dodd€3.91€13.05€17.4764
Lynch FV€2.96€4.23€5.5061
PEG = 1.0€2.96€4.23€5.5057
EPV€3.62€4.85€5.8674
Dividend Discount
Gordon GGM€7.49€13.16€17.7368
DDM Multi-Stage€7.49€11.88€14.1067
Multiples
P/E Multiple€9.05€12.07€15.0963
P/S Multiple€7.33€9.77€12.2158
EV/EBIT€11.33€17.20€23.0765
EV/EBITDA€15.14€22.28€29.4266
EV/Revenue€1.85€5.33€8.8150
Growth DCF
Growth DCF€10.10€16.28€23.9578
Rev-Margin DCF€5.26€10.36€16.4171
Economic Profit
Residual Income€8.06€8.10€8.4376
ROIC Compounder€3.62€4.85€5.8672
Growth Earnings
Growth-Adj P/E€7.67€10.96€14.2567
The fair value above starts from this blend and is adjusted for dilution from new shares.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.40/100
Growth has flattened: the last year, three and five years all grew more slowly than the long-term average.
Revenue growth 1 year
+1.5%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−3.0%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+0.2%
Start year 2020 (pandemic). Over 10 years: +13.3% a year
Revenue growth 14 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+10.1%
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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
−0.9%
Earnings growth per share plus dividend.
Earnings per share, growth per year−7.0%
Dividend (yield on the price)6.1%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.−7.0% vs −4.3%, steady
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.18% → 21%
Pace: the 5-year rate starts in 2020 (pandemic)
Growth Forecast
A lot of optimism in the price
The price assumes more growth than the company has delivered so far and more than analysts expect.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+10.1%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect ⓘAnalysts publish sales forecasts for the next two fiscal years. For the years after that, growth slows evenly to 2 % a year by year ten (2 % is the long-run rate our models use). Projected years are marked as such.
+3.4%
Yearly sales growth analysts expect, extended to five years.
After inflation (euro area: IMF forecast 2.2% a year to 2030, 2.6% from 2016 to 2025) that is about +7.8% a year for the price and +1.2% for the forecasts.
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Consulting Services · 74 stocks
Beats the industry median on 5/13 measures
Overall it trails its industry peers.
Valuation
Quality Score57 · Below median
Fair Value upside−39.0% · Bottom 25%
Profitability
Return on equity (12 months)5.6% · Below median
Return on assets2.9% · Below median
Net margin (12 months)9.4% · Above median
Operating margin (12 months)26.3% · Top 25%
Growth and dividend
Revenue growth (quarter YoY)4.0% · Above median
Dividend yield (12 months)6.1% · Top 25%
Balance sheet
Debt / equity0.57× · Above median
Valuation Multiplesvs Consulting Services median · lower = cheaper
P/E (12 months)26.6× · Pricier than median
P/B1.65× · book value is mostly goodwill ⓘGoodwill and other intangible assets are larger than the equity. The book value mainly reflects prices paid for past acquisitions, so we do not rank this P/B against the peer group.
P/S (12 months)2.77× · Pricier than median
Price / free cash flow (fiscal year)12.6× · Cheaper than median
EV/EBITDA15.4× · Priciest 25%
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 45
FUTURE (revenue growth)20· sector 18
PAST (return on equity)22· sector 35
HEALTH (low debt)72· sector 89
DIVIDEND (yield)100· sector 63
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Enento Group Plc Fair Value". https://www.fairvalue-calculator.com/stock/ENENTO
Frequently asked questions
Is Enento Group Plc (ENENTO) overvalued or undervalued?
As of Nov 4, 2026, our model estimates a fair value of €10.06 versus a price of €16.48, about 39% lower (overvalued).
What is the fair value of ENENTO?
Our model-based fair value for Enento Group Plc is €10.06 (as of Nov 4, 2026), built from audited fundamentals. The current price: €16.48.
What is the quality score of ENENTO?
Enento Group Plc has a Quality Score of 57/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Enento Group Plc (ENENTO)?
Our model-based price target is the fair value of €10.06 (as of Nov 4, 2026) from 24 valuation models. Cautious scenario €6.52, optimistic scenario €12.83. It is a calculation from audited fundamentals, not an analyst target.
What is the Enento Group Plc stock forecast for 2026?
Our models put fair value at €10.06, about 39% lower versus a price of €16.48 (overvalued). Cautious scenario €6.52, optimistic scenario €12.83. The calculation is refreshed regularly with new filings.
What is the revenue of Enento Group Plc (ENENTO)?
Enento Group Plc reported trailing-twelve-month revenue of about €157M (latest available figure, as of Nov 4, 2026).
Does Enento Group Plc pay a dividend?
Enento Group Plc currently shows a dividend yield of 6.07% relative to its recent price (as of Nov 4, 2026).
How much is the dividend of Enento Group Plc (ENENTO) and when is the ex-dividend date?
Enento Group Plc pays a dividend of €1.00 per share a year, a dividend yield of 6.1%. The last ex-dividend date was Oct 30, 2026. A dividend has been paid every year since at least 2016. The payout ratio is 161% of earnings. Free cash flow covers the dividend 1.46 times. Our assessment: Sustainable. Payout and cash coverage both look sustainable.
What growth is priced into Enento Group Plc (ENENTO)?
For today's price to be fair in a discounted-cash-flow model, Enento Group Plc would have to grow free cash flow by +10.1 % per year for five years (discount rate 11.5 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +0.2 % per year. As of Nov 4, 2026.
What discount rate (WACC) does the fair value of ENENTO use?
Our models discount Enento Group Plc at 11.5 %: a base by market capitalisation (small), damped by beta 1.04, country premium for Finland. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Enento Group Plc that is +10.1 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (11.5 %) and the same formula as our fair value.
How much growth has Enento Group Plc (ENENTO) delivered so far?
Over the past 5 years revenue at Enento Group Plc grew +0.2 % a year. The price currently implies free-cash-flow growth of +10.1 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Enento Group Plc (ENENTO) growing?
The median revenue growth in the sector is +7.8 % a year. That is the yardstick for the growth priced into Enento Group Plc (+10.1 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Enento Group Plc (ENENTO)?
The free-cash-flow yield on the price is 7.97 %: that much free cash flow Enento Group Plc produces per unit of market value. When it exceeds the discount rate of our models (11.5 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Enento Group Plc (ENENTO)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Enento Group Plc it is €10.06 per share (as of Nov 4, 2026), against a price of €16.48. It is the blended result of 24 valuation models in 7 families (DCF Models, Earnings-Based, Dividend Discount, Multiples, Growth DCF, Economic Profit, Growth Earnings).
Is Enento Group Plc stock overvalued or undervalued in 2026?
As of Nov 4, 2026, ENENTO trades above its calculated fair value: price €16.48, fair value €10.06, a gap of about −39% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of ENENTO?
No. The price is what the market pays today (€16.48); the fair value is what the company's own numbers justify (€10.06). For Enento Group Plc the two are €6.42 per share apart. That gap is exactly why we show both numbers side by side.
How much is Enento Group Plc worth?
The market values Enento Group Plc at about €435M (market capitalisation, as of Nov 4, 2026). Per share that is €16.48; our models calculate a fair value of €10.06 per share.
What do the bullish and bearish scenarios say about ENENTO?
Our models span a range for Enento Group Plc: cautious scenario €6.52, base €10.06, optimistic €12.83 per share (as of Nov 4, 2026, price €16.48). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of ENENTO?
Enento Group Plc trades at a price-to-earnings ratio of 26.6 (as of Nov 4, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of €10.06 is built from several models across several years. Median P/E at fiscal year-end, 10 fiscal years (2016 to 2025), reported earnings: 30.2. Other multiples: P/B 1.7, P/S 2.8, EV/EBITDA 15.4.
How solid is the balance sheet of Enento Group Plc (ENENTO)?
Balance-sheet figures for Enento Group Plc (as of Nov 4, 2026): return on equity 5.6%, debt of 0.57 per unit of equity. They feed the Quality Score of 57/100, which measures business quality independently of the share price.
How far is ENENTO from its 52-week high?
Enento Group Plc trades at €16.48, at its 52-week high of €16.48 and 23% above the low of €13.38 (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of €10.06 is for.
Which stocks are comparable to Enento Group Plc?
From the same area (Industrials) we also value Verisk Analytics, Inc, SGS SA, Equifax Inc, Bureau Veritas SA, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Enento Group Plc stock attractive at the current price?
The data as of Nov 4, 2026: price €16.48, calculated fair value €10.06 (−39%), Quality Score 57/100, from 24 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of ENENTO calculated?
We run Enento Group Plc through 24 models from 7 families: DCF Models, Earnings-Based, Dividend Discount, Multiples, Growth DCF, Economic Profit, Growth Earnings. Every model gets the same audited fundamentals; the fair value of €10.06 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. Enento Group Plc itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Enento Group Plc (ENENTO)?
The closing price on Nov 6, 2026 was €16.48. Our model-based fair value is €10.06, about 39% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Enento Group Plc right now?
The price sits above even our optimistic bull case (€12.83). The favourable scenario is already priced in. Solid but not exceptional quality (57/100) and above fair value, neither a clear bargain nor a standout compounder. A fairly wide model range (€6.52 to €12.83) leaves room in how you read the outcome.
Where does the earnings growth of Enento Group Plc (ENENTO) come from?
Earnings per share at Enento Group Plc grew −4.4 % a year from 2015 to 2025. Broken into its drivers: revenue per share +9.0 %, EBIT margin −7.9 %, tax rate −0.3 %, residual (interest, one-offs) −4.5 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of Enento Group Plc
How large is the market capitalisation of Enento Group Plc (ENENTO)?
The market capitalisation of Enento Group Plc is €435M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Enento Group Plc (ENENTO)?
The price-to-sales ratio of Enento Group Plc is 2.77 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Enento Group Plc (ENENTO)?
Earnings per share at Enento Group Plc are €0.6200 (price ÷ EPS = P/E 26.6). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Enento Group Plc (ENENTO)?
The dividend yield of Enento Group Plc is 6.1% (payout 161%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Enento Group Plc (ENENTO)?
The net margin of Enento Group Plc is 9.4% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Enento Group Plc (ENENTO)?
The return on equity (ROE) of Enento Group Plc is 5.6% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Enento Group Plc (ENENTO)?
On an EBIT basis the return on assets of Enento Group Plc is 6.4% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Enento Group Plc (ENENTO)?
The operating margin of Enento Group Plc is 26.3% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Enento Group Plc (ENENTO)?
Revenue at Enento Group Plc is growing +4.0% versus a year earlier (3y avg −3.0%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Enento Group Plc (ENENTO)?
Earnings per share at Enento Group Plc are growing +31.8% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Enento Group Plc (ENENTO) carry?
The net debt of Enento Group Plc is €149M (fiscal year 2025, ≈ 4.3 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Broad data
Nov 4, 2026