Mitsubishi UFJ Financial Group Inc (MUFG) fair value: what the stock is really worth
As of Nov 4, 2026: fair value (intrinsic value) of Mitsubishi UFJ Financial Group Inc stock $14.73, price $21.97, that is 33.0% below the price, quality 75 out of 100. Rating: overvalued. Calculated from audited financials with 6 of our 26 valuation models and 37 quality factors, updated daily.
- Keep an eye on it?Free in your watchlist: 5 stocks without an account, 10 with one Yes, for free
Mitsubishi UFJ Financial Group Inc
MUFG · USOur calculation puts a fair price 33% below what the stock costs today.
What runs behind every stock
69 individual criteria per stock, every one traceable See the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 6, 2026.
How to read this chart
60‑month range $3.84 – $23.76 · fair‑value band $12.04 – $21.81 · the $21.97 price screens above the $14.73 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 1 fiscal year is left out: there the valuation rested on only a fraction of the usual models. As of Nov 6, 2026.
Every Wednesday you see whether Mitsubishi UFJ Financial Group Inc ADR is on track or worth a review, plus price against fair value. Free, up to 3 stocks.
We send you a confirmation link. Unsubscribe with one click.
Company profile
Mitsubishi UFJ Financial Group, Inc. operates as a bank holding company that engages in a range of financial businesses in Japan, the United States, Europe, Asia/Oceania, and internationally.
Show moreShow less
It operates through seven segments: Digital Services, Retail & Commercial Banking, Japanese Corporate & Investment Banking, Global Commercial Banking, Asset Management & Investor Services, Global Corporate & Investment Banking, and Global Markets.
The company offers commercial banking, trust banking, and securities products and services to retail and small-and medium-sized enterprise customers.
It also provides mergers and acquisitions, debt and equity issuance, financial advice, and real estate-related services; credit cards; and trust banking and securities products and services, as well as engages in the lending, fund settlement, inheritance, asset management, business and asset succession solutions, and foreign exchange businesses.
In addition, the company offers corporate banking services, such as project finance, export credit agency finance, and financing through asset-backed commercial paper; investment and transaction banking services for corporations, financial institutions, sovereign and multinational organizations, and institutional investors; and asset management and investor services, including pension fund management and administration, pension structure advisory, payments to beneficiaries, and investment trust services for retail customers.
Further, it provides loans, deposits, fund transfers, hedging, and investment services, as well as corporate customers; finances for automotive and consumer goods; sells and trades in fixed-income instruments, currencies, equities, and equities; offers investment products comprising mutual funds, structured bonds, and notes; originates and distributes of financial products; and provides insurance and treasury services.
Mitsubishi UFJ Financial Group, Inc. was founded in 1880 and is headquartered in Tokyo, Japan.
Stock analysis
Mitsubishi UFJ Financial Group Inc (MUFG) currently trades at $21.97, while our model-based Fair Value estimate is $14.73, 33% below the price, so the stock looks overvalued today.
Show more
Valuation
Bull case: the Multiples group reads highest at a median of $16.07 per share, and 0 of the 6 models we run sit above the $21.97 price.
Bear case: the Asset-Based group reads lowest at $7.69, and 6 of the 6 models stay below the price. Data coverage for this calculation is medium.
Scenario range: $12.04 (bear) to $21.81 (bull), the price of $21.97 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 75/100 (high quality), in the Financial Services sector.
Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Mitsubishi UFJ Financial Group Inc ADR reported revenue of ¥14.2T in FY2026 versus ¥5.2T in FY2022, a compound +28.4%/yr. Reported net income was ¥2.6T in FY2026, compounding +22.8%/yr from FY2022.
Key figures
Market cap $250B Mega · P/E ratio 14.4 · P/S ratio 2.59 · EPS (TTM) $1.53 · Dividend yield 2.5% · Net margin 18.1% · Return on equity 9.5% · Return on assets (EBIT) 0.5%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 66 out of 100 (low confidence).
What moves the price
The share trades about 8% below its 52-week high and 52% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −18% fair-value upside, at −33%, MUFG screens richer than that median.
Fair Value models
All 6 models by family
Quality Score breakdown
It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.
Revenue & earnings trend
Growth Forecast
MUFG screens overvalued: fair value 33% below the price. Compare with JPMorgan Chase & Co →
Recent news
- MUFG Named Aviation Finance House of the Year and Americas Bank of the Year
- Canadian Dollar Set for A Pause After October's Strong Rally, Modest Gains in 2027, MUFG Says
Compare Mitsubishi UFJ Financial Group Inc ADR with another stock
Price, fair value, quality and upside side by side.
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Banks - Diversified · 46 stocks
Valuation Multiplesvs Banks - Diversified median · lower = cheaper
Strength profile in five axes (Snowflake)
VALUE 0: the price sits above our fair-value range.
Context: sector, industry, market
- Is the Financials sector expensive or cheap?
- P/E, EV/EBITDA and margins by industry (reference tables)
- Fair value gap by industry
- Return on assets by industry
- Stock screener with 62 metrics
- Undervalued stocks: US Stocks
- Valuation of the USA market
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
Similar stocks
10 more Banks - Diversified stocks, each showing price versus our Fair Value estimate.
| Stock | Price | Fair Value | vs Fair Value | Compare |
|---|---|---|---|---|
| Agricultural Bank of China Limited 601288 | ¥7.25 | ¥9.14 | +26% | vs MUFG |
| Industrial and Commercial Bank of China Limited 601398 | ¥8.35 | ¥10.52 | +26% | vs MUFG |
| China Construction Bank Corporation 601939 | ¥11.66 | ¥13.33 | +14% | vs MUFG |
| Bank of China Limited 601988 | ¥6.77 | ¥7.73 | +14% | vs MUFG |
| Bank of America Corporation BAC | $51.63 | $42.16 | −18% | vs MUFG |
| Citigroup Inc C | $124.74 | $96.55 | −23% | vs MUFG |
| Wells Fargo & Company WFC | $87.43 | $66.59 | −24% | vs MUFG |
| Royal Bank of Canada RY | $209.79 | $132.82 | −37% | vs MUFG |
| The Toronto-Dominion Bank, TD | $128.20 | $77.39 | −40% | vs MUFG |
| JPMorgan Chase & Co JPM | $352.11 | $187.04 | −47% | vs MUFG |
Explore undervalued stocks
More undervalued Financial Services stocks →
Try a ready-made strategy
Pick a strategy and jump into the live analysis with that exact screen applied.
Discover tools
Frequently asked questions
Is Mitsubishi UFJ Financial Group Inc (MUFG) overvalued or undervalued?
What is the fair value of MUFG?
What is the quality score of MUFG?
What is the price target for Mitsubishi UFJ Financial Group Inc (MUFG)?
What is the Mitsubishi UFJ Financial Group Inc ADR stock forecast for 2026?
What is the revenue of Mitsubishi UFJ Financial Group Inc (MUFG)?
Does Mitsubishi UFJ Financial Group Inc ADR pay a dividend?
What growth is priced into Mitsubishi UFJ Financial Group Inc (MUFG)?
What discount rate (WACC) does the fair value of MUFG use?
What is a reverse DCF?
How much growth has Mitsubishi UFJ Financial Group Inc (MUFG) delivered so far?
How fast is the sector of Mitsubishi UFJ Financial Group Inc (MUFG) growing?
What is the free cash flow yield of Mitsubishi UFJ Financial Group Inc (MUFG)?
What is the intrinsic value of Mitsubishi UFJ Financial Group Inc (MUFG)?
Is Mitsubishi UFJ Financial Group Inc ADR stock overvalued or undervalued in 2026?
Is fair value the same as the market price of MUFG?
How much is Mitsubishi UFJ Financial Group Inc ADR worth?
What do the bullish and bearish scenarios say about MUFG?
What is the P/E ratio of MUFG?
What is the PEG ratio of MUFG?
How solid is the balance sheet of Mitsubishi UFJ Financial Group Inc (MUFG)?
How far is MUFG from its 52-week high?
Which stocks are comparable to Mitsubishi UFJ Financial Group Inc ADR?
Is Mitsubishi UFJ Financial Group Inc ADR stock attractive at the current price?
How is the fair value of MUFG calculated?
Is it still worth investing in stocks now?
What is the share price of Mitsubishi UFJ Financial Group Inc (MUFG)?
What should I pay attention to with Mitsubishi UFJ Financial Group Inc ADR right now?
Where does the earnings growth of Mitsubishi UFJ Financial Group Inc (MUFG) come from?
Key figures of Mitsubishi UFJ Financial Group Inc ADR
How large is the market capitalisation of Mitsubishi UFJ Financial Group Inc (MUFG)?
What is the P/S ratio of Mitsubishi UFJ Financial Group Inc (MUFG)?
What are the earnings per share of Mitsubishi UFJ Financial Group Inc (MUFG)?
What is the dividend yield of Mitsubishi UFJ Financial Group Inc (MUFG)?
What is the net margin of Mitsubishi UFJ Financial Group Inc (MUFG)?
What is the return on equity of Mitsubishi UFJ Financial Group Inc (MUFG)?
What is the EBIT return on assets of Mitsubishi UFJ Financial Group Inc (MUFG)?
What is the operating margin of Mitsubishi UFJ Financial Group Inc (MUFG)?
How fast is revenue growing at Mitsubishi UFJ Financial Group Inc (MUFG)?
How fast are earnings growing at Mitsubishi UFJ Financial Group Inc (MUFG)?
How much net cash does Mitsubishi UFJ Financial Group Inc (MUFG) hold?
Watch Mitsubishi UFJ Financial Group Inc ADR in the live analysis
One click puts Mitsubishi UFJ Financial Group Inc ADR on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 27,000+ stock screener.
Watch for free →Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.