Monash Ivf Group Ltd (MVF) fair value: what the stock is really worth
As of Nov 9, 2026: fair value (intrinsic value) of Monash Ivf Group Ltd stock A$0.35, price A$0.74, that is 52.7% below the price, quality 45 out of 100. Rating: strongly overvalued. Calculated from audited financials with 24 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 4, 2026.
How to read this chart
60‑month range A$0.5263 – A$1.41 · fair‑value band A$0.1300 – A$0.4900 · the A$0.7400 price screens above the A$0.3500 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 4, 2026.
Follow Monash Ivf Group in your weekly email
Every Wednesday you see whether Monash Ivf Group is on track or worth a review, plus price against fair value. Free, up to 3 stocks.
We send you a confirmation link. Unsubscribe with one click.
Monash IVF Group Limited engages in the provision of assisted reproductive and specialist women imaging services in Australia and Malaysia. It offers diagnostic obstetric, gynecological ultrasound, and fertility treatment services.
Show moreShow less
It also provides tertiary level prenatal diagnostic, and IVF treatment services. Monash IVF Group Limited was incorporated in 2014 and is headquartered in Richmond, Australia.
Stock analysis
Monash Ivf Group Ltd (MVF) currently trades at A$0.7400, while our model-based Fair Value estimate is A$0.3500, 53% below the price, so the stock looks overvalued today.
Show more
Valuation
Bull case: the Multiples group reads highest at a median of A$0.4100 per share, and 3 of the 24 models we run sit above the A$0.7400 price.
Bear case: the Earnings-Based group reads lowest at A$0.1450, and 21 of the 24 models stay below the price. Data coverage for this calculation is low.
Scenario range: A$0.1300 (bear) to A$0.4900 (bull), the price of A$0.7400 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 45/100 (below-average quality), in the Healthcare sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Monash Ivf Group Ltd reported revenue of A$269M in FY2026 versus A$192M in FY2022, a compound +8.8%/yr. Reported net income was A$7.4M in FY2026, compounding −20.3%/yr from FY2022.
Key figures
Market cap A$288M (≈ $199M) Micro · P/E ratio 37.0 · P/S ratio 1.07 · EPS (TTM) A$0.0200 · Dividend yield 3.4% · Net margin 2.8% · Return on equity 3.3% · Return on assets (EBIT) 5.5% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 32 out of 100 (low confidence).
What moves the price
The share trades about 13% below its 52-week high and 30% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Healthcare peers we cover trades at −9% fair-value upside, at −53%, MVF screens richer than that median.
Fair Value models
BearA$0.1300Fair Value A$0.3500BullA$0.4900
Price A$0.7400 · Downside -52.7%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.65/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
−0.9%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+8.1%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+8.0%
Start year 2021 (pandemic). Over 10 years: +5.6% a year
Revenue growth 15 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+8.1%
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
’26
What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
−13.1%
Earnings growth per share plus dividend.
Earnings per share, growth per year−16.5%
Dividend (yield on the price)3.4%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.−16.5% vs −14.6%, steady
Profit margin 2021 to 2026 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.19% → 8%
Pace: the 5-year rate starts in 2021 (pandemic)
Growth Forecast
A lot of optimism in the price
The price assumes more growth than the company has delivered so far and more than analysts expect.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+32.2%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect ⓘAnalysts publish sales forecasts for the next two fiscal years. For the years after that, growth slows evenly to 2 % a year by year ten (2 % is the long-run rate our models use). Projected years are marked as such.
+4.1%
Yearly sales growth analysts expect, extended to five years.
After inflation (Australia: IMF forecast 3.0% a year to 2030, 2.9% from 2016 to 2025) that is about +28.4% a year for the price and +1.1% for the forecasts.
Price, fair value, quality and upside side by side.
Free, no sign-up
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Diagnostics & Research · 126 stocks
Beats the industry median on 3/13 measures
Overall it trails its industry peers.
Valuation
Quality Score45 · Below median
Fair Value upside−52.7% · Below median
Profitability
Return on equity (12 months)3.3% · Below median
Return on assets1.5% · Below median
Net margin (12 months)2.8% · Below median
Operating margin (12 months)4.0% · Below median
Growth and dividend
Revenue growth (quarter YoY)0.1% · Below median
Dividend yield (12 months)3.4% · Top 25%
Balance sheet
Debt / equity0.44× · Highest 25%
Valuation Multiplesvs Diagnostics & Research median · lower = cheaper
P/E (12 months)37.0× · Pricier than median
P/B1.16× · book value is mostly goodwill ⓘGoodwill and other intangible assets are larger than the equity. The book value mainly reflects prices paid for past acquisitions, so we do not rank this P/B against the peer group.
P/S (12 months)1.07× · Cheapest 25%
Price / free cash flow (fiscal year)39.7× · Pricier than median
EV/EBITDA13.7× · Cheaper than median
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 0
FUTURE (revenue growth)1· sector 39
PAST (return on equity)13· sector 15
HEALTH (low debt)78· sector 95
DIVIDEND (yield)68· sector 33
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Monash Ivf Group Ltd Fair Value". https://www.fairvalue-calculator.com/stock/MVF
Frequently asked questions
Is Monash Ivf Group Ltd (MVF) overvalued or undervalued?
As of Nov 4, 2026, our model estimates a fair value of A$0.3500 versus a price of A$0.7400, about 53% lower (overvalued).
What is the fair value of MVF?
Our model-based fair value for Monash Ivf Group Ltd is A$0.3500 (as of Nov 4, 2026), built from audited fundamentals. The current price: A$0.7400.
What is the quality score of MVF?
Monash Ivf Group Ltd has a Quality Score of 45/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Monash Ivf Group Ltd (MVF)?
Our model-based price target is the fair value of A$0.3500 (as of Nov 4, 2026) from 24 valuation models. Cautious scenario A$0.1300, optimistic scenario A$0.4900. It is a calculation from audited fundamentals, not an analyst target.
What is the Monash Ivf Group Ltd stock forecast for 2026?
Our models put fair value at A$0.3500, about 53% lower versus a price of A$0.7400 (overvalued). Cautious scenario A$0.1300, optimistic scenario A$0.4900. The calculation is refreshed regularly with new filings.
What is the revenue of Monash Ivf Group Ltd (MVF)?
Monash Ivf Group Ltd reported trailing-twelve-month revenue of about A$269M (latest available figure, as of Nov 4, 2026).
Does Monash Ivf Group Ltd pay a dividend?
Monash Ivf Group Ltd currently shows a dividend yield of 3.38% relative to its recent price (as of Nov 4, 2026).
How much is the dividend of Monash Ivf Group Ltd (MVF) and when is the ex-dividend date?
Monash Ivf Group Ltd pays a dividend of A$0.025 per share a year, a dividend yield of 3.4%. The last ex-dividend date was Sep 3, 2026. A dividend has been paid every year since at least 2015. The payout ratio is 125% of earnings. Free cash flow covers the dividend 0.75 times. Our assessment: Pays more than it earns. The company pays out more in dividends than it earns, and free cash flow clearly does not cover the dividend either. It may need to be cut unless profits recover.
What growth is priced into Monash Ivf Group Ltd (MVF)?
For today's price to be fair in a discounted-cash-flow model, Monash Ivf Group Ltd would have to grow free cash flow by +32.2 % per year for five years (discount rate 11.0 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +8.0 % per year. As of Nov 4, 2026.
What discount rate (WACC) does the fair value of MVF use?
Our models discount Monash Ivf Group Ltd at 11.0 %: a base by market capitalisation (micro), damped by beta 0.34, country premium for Australia. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Monash Ivf Group Ltd that is +32.2 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (11.0 %) and the same formula as our fair value.
How much growth has Monash Ivf Group Ltd (MVF) delivered so far?
Over the past 5 years revenue at Monash Ivf Group Ltd grew +8.0 % a year. The price currently implies free-cash-flow growth of +32.2 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Monash Ivf Group Ltd (MVF) growing?
The median revenue growth in the sector is +6.2 % a year. That is the yardstick for the growth priced into Monash Ivf Group Ltd (+32.2 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Monash Ivf Group Ltd (MVF)?
The free-cash-flow yield on the price is 2.52 %: that much free cash flow Monash Ivf Group Ltd produces per unit of market value. When it exceeds the discount rate of our models (11.0 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Monash Ivf Group Ltd (MVF)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Monash Ivf Group Ltd it is A$0.3500 per share (as of Nov 4, 2026), against a price of A$0.7400. It is the blended result of 24 valuation models in 7 families (DCF Models, Earnings-Based, Dividend Discount, Multiples, Growth DCF, Economic Profit, Growth Earnings).
Is Monash Ivf Group Ltd stock overvalued or undervalued in 2026?
As of Nov 4, 2026, MVF trades above its calculated fair value: price A$0.7400, fair value A$0.3500, a gap of about −53% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of MVF?
No. The price is what the market pays today (A$0.7400); the fair value is what the company's own numbers justify (A$0.3500). For Monash Ivf Group Ltd the two are A$0.3900 per share apart. That gap is exactly why we show both numbers side by side.
How much is Monash Ivf Group Ltd worth?
The market values Monash Ivf Group Ltd at about A$288M (market capitalisation, as of Nov 4, 2026). Per share that is A$0.7400; our models calculate a fair value of A$0.3500 per share.
What do the bullish and bearish scenarios say about MVF?
Our models span a range for Monash Ivf Group Ltd: cautious scenario A$0.1300, base A$0.3500, optimistic A$0.4900 per share (as of Nov 4, 2026, price A$0.7400). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of MVF?
Monash Ivf Group Ltd trades at a price-to-earnings ratio of 37.0 (as of Nov 4, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of A$0.3500 is built from several models across several years. Median P/E at fiscal year-end, 9 fiscal years (2017 to 2026), reported earnings: 14.8. Other multiples: P/B 1.2, P/S 1.1, EV/EBITDA 13.7.
How solid is the balance sheet of Monash Ivf Group Ltd (MVF)?
Balance-sheet figures for Monash Ivf Group Ltd (as of Nov 4, 2026): return on equity 3.3%, debt of 0.44 per unit of equity. They feed the Quality Score of 45/100, which measures business quality independently of the share price.
How far is MVF from its 52-week high?
Monash Ivf Group Ltd trades at A$0.7400, about 13% below its 52-week high of A$0.8498 and 30% above the low of A$0.5697 (as of Nov 9, 2026). Distance from the high says nothing about value: that is what the fair value of A$0.3500 is for.
Which stocks are comparable to Monash Ivf Group Ltd?
From the same area (Healthcare) we also value Thermo Fisher Scientific Inc, Danaher Corporation, WuXi AppTec Co, Lonza Group, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Monash Ivf Group Ltd stock attractive at the current price?
The data as of Nov 4, 2026: price A$0.7400, calculated fair value A$0.3500 (−53%), Quality Score 45/100, from 24 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of MVF calculated?
We run Monash Ivf Group Ltd through 24 models from 7 families: DCF Models, Earnings-Based, Dividend Discount, Multiples, Growth DCF, Economic Profit, Growth Earnings. Every model gets the same audited fundamentals; the fair value of A$0.3500 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. Monash Ivf Group Ltd itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Monash Ivf Group Ltd (MVF)?
The closing price on Nov 9, 2026 was A$0.7400. Our model-based fair value is A$0.3500, about 53% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Monash Ivf Group Ltd right now?
The price sits above even our optimistic bull case (A$0.4900). The favourable scenario is already priced in. Weak quality (45/100) and above fair value at the same time, the margin of safety is missing on both counts. The model range is unusually wide (A$0.1300 to A$0.4900). The outcome hinges heavily on assumptions, so read the point estimate with caution. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
Where does the earnings growth of Monash Ivf Group Ltd (MVF) come from?
Earnings per share at Monash Ivf Group Ltd grew −8.9 % a year from 2015 to 2026. Broken into its drivers: revenue per share +2.5 %, EBIT margin −9.1 %, tax rate +0.0 %, residual (interest, one-offs) −2.1 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of Monash Ivf Group Ltd
How large is the market capitalisation of Monash Ivf Group Ltd (MVF)?
The market capitalisation of Monash Ivf Group Ltd is A$288M (≈ $199M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Monash Ivf Group Ltd (MVF)?
The price-to-sales ratio of Monash Ivf Group Ltd is 1.07 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Monash Ivf Group Ltd (MVF)?
Earnings per share at Monash Ivf Group Ltd are A$0.0200 (price ÷ EPS = P/E 37.0). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Monash Ivf Group Ltd (MVF)?
The dividend yield of Monash Ivf Group Ltd is 3.4% (payout 125%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Monash Ivf Group Ltd (MVF)?
The net margin of Monash Ivf Group Ltd is 2.8% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Monash Ivf Group Ltd (MVF)?
The return on equity (ROE) of Monash Ivf Group Ltd is 3.3% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Monash Ivf Group Ltd (MVF)?
On an EBIT basis the return on assets of Monash Ivf Group Ltd is 5.5% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Monash Ivf Group Ltd (MVF)?
The operating margin of Monash Ivf Group Ltd is 4.0% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Monash Ivf Group Ltd (MVF)?
Revenue at Monash Ivf Group Ltd is growing +0.1% versus a year earlier (3y avg +8.1%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Monash Ivf Group Ltd (MVF)?
Earnings per share at Monash Ivf Group Ltd are growing −96.7% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Monash Ivf Group Ltd (MVF) carry?
The net debt of Monash Ivf Group Ltd is A$191M (fiscal year 2026, ≈ 26.2 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
Free · no account needed
Watch Monash Ivf Group Ltd in the live analysis
One click puts Monash Ivf Group Ltd on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 27,000+ stock screener.
Thin data
Nov 4, 2026