Ram-On Investments and Holdings Ltd (RMN) fair value: what the stock is really worth
As of Nov 9, 2026: fair value (intrinsic value) of Ram-On Investments and Holdings Ltd stock ILS 9.11, price ILS 9.03, upside +0.9%, quality 62 out of 100. Rating: fairly valued. Calculated from audited financials with 2 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 9, 2026.
How to read this chart
60‑month range 7.71 ILS – 18.25 ILS · fair‑value band 6.83 ILS – 11.39 ILS · the 9.03 ILS price screens below the 9.11 ILS fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 9, 2026.
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Ram-On Investments and Holdings (1999) Ltd develops, produces, and markets engineering thermoplastic compounds and products in Israel. The company provides binders, enhancers, and TL adhesives. It also exports its products.
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The company was formerly known as Poliram (1999) Ltd and changed its name to Ram-On Investments and Holdings (1999) Ltd in September 2015. Ram-On Investments and Holdings (1999) Ltd was incorporated in 1999 and is based in Gilboa, Israel.
Stock analysis
Ram-On Investments and Holdings Ltd (RMN) currently trades at 9.03 ILS, while our model-based Fair Value estimate is 9.11 ILS, so the stock looks roughly fairly valued today (gap 0.9%).
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Valuation
How firm this estimate is: it rests on 2 models at a data quality of 95/100, which puts the data coverage at medium.
Scenario range: 6.83 ILS (bear) to 11.39 ILS (bull), the price of 9.03 ILS sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 62/100 (solid quality), in the Financial Services sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Ram-On Investments and Holdings Ltd reported revenue of 3.7M ILS in FY2025 versus 3.8M ILS in FY2021, a compound −0.6%/yr. Reported net income was −18.9M ILS in FY2025.
Key figures
Market cap 151M ILS Micro · P/E ratio 2.4 · P/S ratio 41.3 · EPS (TTM) 3.77 ILS · Dividend yield 4.9% · Return on equity −11.4% · Return on assets (EBIT) −0.2% (5-year average) · Operating margin −2.2%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 14 out of 100 (low confidence).
What moves the price
The share trades about 34% below its 52-week high and 17% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −16% fair-value upside, at 1%, RMN screens cheaper than that median.
Fair Value models
Bear6.83 ILSFair Value 9.11 ILSBull11.39 ILS
Price 9.03 ILS · Upside +0.9%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then (3.24 ILS per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.43/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+0.9%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−0.9%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+3.9%
Start year 2020 (pandemic). Over 10 years: +9.4% a year
Revenue growth 18 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−21.2%
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Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−16.3% (2020) → −4.1% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
not computed
Growth Forecast
A lot of optimism in the price
The price assumes more growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+14.2%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (Israel: IMF forecast 2.1% a year to 2030, 1.7% from 2016 to 2025) that is about +11.9% a year for the price.
Compare Ram-On Investments and Holdings Ltd with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Asset Management · 587 stocks
Beats the industry median on 5/11 measures
A mixed picture versus its industry peers.
Valuation
Quality Score62 · Above median
Fair Value upside+2.6% · Below median
Profitability
Return on assets−9.3% · Bottom 25%
Operating margin (12 months)−2.2% · Bottom 25%
Growth and dividend
Revenue growth (quarter YoY)8.8% · Above median
Dividend yield (12 months)4.9% · Above median
Balance sheet
Debt / equity0.15× · Above median
Valuation Multiplesvs Asset Management median · lower = cheaper
P/E (12 months)2.4× · Cheapest 25%
P/B0.83× · Cheaper than median
P/S (12 months)39.26× · Priciest 25%
Price / free cash flow (fiscal year)21.7× · Pricier than median
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Ram-On Investments and Holdings Ltd Fair Value". https://www.fairvalue-calculator.com/stock/RMN
Frequently asked questions
Is Ram-On Investments and Holdings Ltd (RMN) overvalued or undervalued?
As of Nov 9, 2026, our model estimates a fair value of 9.11 ILS versus a price of 9.03 ILS, about +1% upside (fairly valued).
What is the fair value of RMN?
Our model-based fair value for Ram-On Investments and Holdings Ltd is 9.11 ILS (as of Nov 9, 2026), built from audited fundamentals. The current price: 9.03 ILS.
What is the quality score of RMN?
Ram-On Investments and Holdings Ltd has a Quality Score of 62/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Ram-On Investments and Holdings Ltd (RMN)?
Our model-based price target is the fair value of 9.11 ILS (as of Nov 9, 2026) from 2 valuation models. Cautious scenario 6.83 ILS, optimistic scenario 11.39 ILS. It is a calculation from audited fundamentals, not an analyst target.
What is the Ram-On Investments and Holdings Ltd stock forecast for 2026?
Our models put fair value at 9.11 ILS, about +1% upside versus a price of 9.03 ILS (fairly valued). Cautious scenario 6.83 ILS, optimistic scenario 11.39 ILS. The calculation is refreshed regularly with new filings.
What is the revenue of Ram-On Investments and Holdings Ltd (RMN)?
Ram-On Investments and Holdings Ltd reported trailing-twelve-month revenue of about 3.8M ILS (latest available figure, as of Nov 9, 2026).
Does Ram-On Investments and Holdings Ltd pay a dividend?
Ram-On Investments and Holdings Ltd currently shows a dividend yield of 4.90% relative to its recent price (as of Nov 9, 2026).
How much is the dividend of Ram-On Investments and Holdings Ltd (RMN)?
Ram-On Investments and Holdings Ltd has a dividend yield of 4.9%.
What growth is priced into Ram-On Investments and Holdings Ltd (RMN)?
For today's price to be fair in a discounted-cash-flow model, Ram-On Investments and Holdings Ltd would have to grow free cash flow by +14.2 % per year for five years (discount rate 10.1 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +3.9 % per year. As of Nov 9, 2026.
What discount rate (WACC) does the fair value of RMN use?
Our models discount Ram-On Investments and Holdings Ltd at 10.1 %: a base by market capitalisation (nano), damped by beta 0.12, country premium for Israel. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Ram-On Investments and Holdings Ltd that is +14.2 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (10.1 %) and the same formula as our fair value.
How much growth has Ram-On Investments and Holdings Ltd (RMN) delivered so far?
Over the past 5 years revenue at Ram-On Investments and Holdings Ltd grew +3.9 % a year. The price currently implies free-cash-flow growth of +14.2 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Ram-On Investments and Holdings Ltd (RMN) growing?
The median revenue growth in the sector is +9.8 % a year. That is the yardstick for the growth priced into Ram-On Investments and Holdings Ltd (+14.2 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Ram-On Investments and Holdings Ltd (RMN)?
The free-cash-flow yield on the price is 4.53 %: that much free cash flow Ram-On Investments and Holdings Ltd produces per unit of market value. When it exceeds the discount rate of our models (10.1 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Ram-On Investments and Holdings Ltd (RMN)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Ram-On Investments and Holdings Ltd it is 9.11 ILS per share (as of Nov 9, 2026), against a price of 9.03 ILS. It is the blended result of 2 valuation models in 2 families (Multiples, Asset-Based).
Is Ram-On Investments and Holdings Ltd stock overvalued or undervalued in 2026?
As of Nov 9, 2026, RMN trades below its calculated fair value: price 9.03 ILS, fair value 9.11 ILS, a gap of about +1% (fairly valued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of RMN?
No. The price is what the market pays today (9.03 ILS); the fair value is what the company's own numbers justify (9.11 ILS). For Ram-On Investments and Holdings Ltd the two are 0.0830 ILS per share apart. That gap is exactly why we show both numbers side by side.
How much is Ram-On Investments and Holdings Ltd worth?
The market values Ram-On Investments and Holdings Ltd at about 151M ILS (market capitalisation, as of Nov 9, 2026). Per share that is 9.03 ILS; our models calculate a fair value of 9.11 ILS per share.
What do the bullish and bearish scenarios say about RMN?
Our models span a range for Ram-On Investments and Holdings Ltd: cautious scenario 6.83 ILS, base 9.11 ILS, optimistic 11.39 ILS per share (as of Nov 9, 2026, price 9.03 ILS). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of RMN?
Ram-On Investments and Holdings Ltd trades at a price-to-earnings ratio of 2.4 (as of Nov 9, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 9.11 ILS is built from several models across several years. Other multiples: P/B 0.8, P/S 39.3.
How solid is the balance sheet of Ram-On Investments and Holdings Ltd (RMN)?
Balance-sheet figures for Ram-On Investments and Holdings Ltd (as of Nov 9, 2026): return on equity −11.4%, debt of 0.15 per unit of equity. They feed the Quality Score of 62/100, which measures business quality independently of the share price.
How far is RMN from its 52-week high?
Ram-On Investments and Holdings Ltd trades at 9.03 ILS, about 34% below its 52-week high of 13.67 ILS and 17% above the low of 7.71 ILS (as of Nov 9, 2026). Distance from the high says nothing about value: that is what the fair value of 9.11 ILS is for.
Which stocks are comparable to Ram-On Investments and Holdings Ltd?
From the same area (Financial Services) we also value Blackstone Inc, Brookfield Asset Management Ltd, KKR & Co, Apollo Global Management, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Ram-On Investments and Holdings Ltd stock attractive at the current price?
The data as of Nov 9, 2026: price 9.03 ILS, calculated fair value 9.11 ILS (+1%), Quality Score 62/100, from 2 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of RMN calculated?
We run Ram-On Investments and Holdings Ltd through 2 models from 2 families: Multiples, Asset-Based. Every model gets the same audited fundamentals; the fair value of 9.11 ILS builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. Ram-On Investments and Holdings Ltd currently trades 1% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Ram-On Investments and Holdings Ltd (RMN)?
The closing price on Nov 9, 2026 was 9.03 ILS. Our model-based fair value is 9.11 ILS, about +1% upside (fairly valued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Ram-On Investments and Holdings Ltd right now?
The price sits close to our fair value, market and models broadly agree here, little valuation tension. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of Ram-On Investments and Holdings Ltd
How large is the market capitalisation of Ram-On Investments and Holdings Ltd (RMN)?
The market capitalisation of Ram-On Investments and Holdings Ltd is 151M ILS. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Ram-On Investments and Holdings Ltd (RMN)?
The price-to-sales ratio of Ram-On Investments and Holdings Ltd is 41.3 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Ram-On Investments and Holdings Ltd (RMN)?
Earnings per share at Ram-On Investments and Holdings Ltd are 3.77 ILS (price ÷ EPS = P/E 2.4). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Ram-On Investments and Holdings Ltd (RMN)?
The dividend yield of Ram-On Investments and Holdings Ltd is 4.9% (payout 11.7%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the return on equity of Ram-On Investments and Holdings Ltd (RMN)?
The return on equity (ROE) of Ram-On Investments and Holdings Ltd is −11.4% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Ram-On Investments and Holdings Ltd (RMN)?
On an EBIT basis the return on assets of Ram-On Investments and Holdings Ltd is −0.2% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Ram-On Investments and Holdings Ltd (RMN)?
The operating margin of Ram-On Investments and Holdings Ltd is −2.2% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Ram-On Investments and Holdings Ltd (RMN)?
Revenue at Ram-On Investments and Holdings Ltd is growing +8.8% versus a year earlier (3y avg −0.9%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Ram-On Investments and Holdings Ltd (RMN)?
Earnings per share at Ram-On Investments and Holdings Ltd are growing −71.4% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Ram-On Investments and Holdings Ltd (RMN) carry?
The net debt of Ram-On Investments and Holdings Ltd is 11.3M ILS (fiscal year 2025, ≈ 1.7 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Some data
Nov 9, 2026