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Ram-On Investments and Holdings (RMN) Fair Value & Analysis

Financial Services · Il · Market cap 169M ILA

RO Ram-On Investments and Holdings RMN · TA
Price10.36 ILA
Fair Value3.83 ILA
Upside-63.0%
Quality62/100
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Mixed Growth
Thin margins · 0.0% net margin
Low debt · generates free cash flow
Trails peers (5/13)
Narrow moat 14/100
Evidence: Medium Range 3.55 ILA – 4.24 ILA Share as image

Fair value as of: Jul 19, 2026

From 2 valuation models · updated 22 days ago

Share price +1.7% over the past month.

A solid business, but screening 63% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (4.24 ILA). The favourable scenario is already priced in.
  • Solid but not exceptional quality (62/100) and above fair value, neither a clear bargain nor a standout compounder.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
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Price vs Fair Value (5 years)

18.53 ILA 8.73 ILA Fair Value 3.83 ILA Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 19, 2026.

How to read this chart

60‑month range 8.73 ILA – 18.53 ILA · fair‑value band 3.55 ILA – 4.24 ILA · the 10.36 ILA price screens above the 3.83 ILA fair value. Dashed = 300-day average. As of Jul 19, 2026.

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Analysis

Ram-On Investments and Holdings (RMN) currently trades at 10.36 ILA, while our model-based Fair Value estimate is 3.83 ILA, implying the stock looks roughly 63.0% overvalued today. The Quality Score stands at 62/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: medium).

Trailing-twelve-month revenue stands at 3.7M ILA. Revenue grew 1.6% year over year. It earns a return on equity of -10.7%. Net debt stands at 11.3M ILA. Fundamentals as of Jul 19, 2026

Our scenario range runs from 3.55 ILA (bear case) to 4.24 ILA (bull case); at 10.36 ILA, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. For context, the median of 10 Financial Services peers we cover trades at -12% fair-value upside, at -63%, RMN screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
P/B Multiple 6.83 ILA 9.11 ILA 11.39 ILA 55
NCAV (Graham) 5.36 ILA 7.18 ILA 10.72 ILA 50
All 2 models by family
Multiples
P/B Multiple 6.83 ILA 9.11 ILA 11.39 ILA 55
Asset-Based
NCAV (Graham) 5.36 ILA 7.18 ILA 10.72 ILA 50

Widest divergence: Multiples (9.11 ILA) versus Asset-Based (7.18 ILA). Highest evidence: P/B Multiple (55).

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Key figures & financial health

Revenue (TTM) 3.7M ILA
Revenue growth (YoY) +1.6%
Return on equity -10.7%
Free cash flow 6.8M ILA FY2025
P/E ratio 2.7
Operating margin -2.6%
More key figures
EPS (TTM) 3.77 ILA
EPS growth (YoY) -67.6%
Net debt 11.3M ILA FY2025

Figures from reported company fundamentals · as of Jul 19, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 62/100

Of which business quality 63 · Market factors (momentum, volatility) 37

Profitability 1
Margins and returns on capital today
Quality Growth 42
Are margins and returns improving?
Cashflow 100
Earnings quality: real cash, not paper profit
Fin. Strength 74
Balance sheet, leverage, solvency risk
Investment 100
Disciplined investing over empire-building
Low Volatility 87
Calm price path (market factor)
Momentum 17
Price trend over the last 3–12 months (market factor)
52W Momentum 15
Distance to the 52-week high (market factor)
Net Issuance 79
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Ram-On Investments and Holdings (1999) Ltd develops, produces, and markets engineering thermoplastic compounds and products in Israel. The company provides binders, enhancers, and TL adhesives. It also exports its products.

Full company description

Ram-On Investments and Holdings (1999) Ltd develops, produces, and markets engineering thermoplastic compounds and products in Israel. The company provides binders, enhancers, and TL adhesives. It also exports its products. The company was formerly known as Poliram (1999) Ltd and changed its name to Ram-On Investments and Holdings (1999) Ltd in September 2015. Ram-On Investments and Holdings (1999) Ltd was incorporated in 1999 and is based in Gilboa, Israel.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Ram-On Investments and Holdings reported revenue of 3.7M ILA in FY2025 versus 3.8M ILA in FY2021, a compound −0.6%/yr. Reported net income was −18.9M ILA in FY2025.

Growth Quality 43/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
3.7M ILS
Latest YoY
+0.9%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−0.9%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+3.9%
Avg. growth/yr (18Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−21.2%
Revenue −0.6%/yr
FY21 3.8M ILA
FY22 3.8M ILA
FY23 3.5M ILA
FY24 3.7M ILA
FY25 3.7M ILA
Net income
FY21 48.0M ILA
FY22 39.0M ILA
FY23 4.8M ILA
FY24 17.3M ILA
FY25 −18.9M ILA

RMN screens 63% overvalued. Compare with Fondul Proprietatea SA →

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Cite: Fair Value Calculator (2026). "Ram-On Investments and Holdings Fair Value". https://www.fairvalue-calculator.com/stock/RMN

Peer Group

Asset Management · 971 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 62 · Above median
Fair Value upside −63% · Bottom 25%
Return on assets 0% · Below median
Net margin (TTM) 0% · Below median
Operating margin (TTM) -3% · Bottom 25%
Revenue growth 2% · Above median
Dividend yield (TTM) 0.0% · Bottom 25%
Debt / equity 0.15× · Higher than median

Valuation Multiples vs Asset Management median · lower = cheaper

P/E (TTM) 2.7× · Cheaper than 75% of peers
P/B 0.31× · Cheaper than 75% of peers
P/S (TTM) 14.92× · Pricier than 75% of peers
P/FCF 8.1× · Cheaper than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 37
FUTURE 8 · sector 6
PAST 0 · sector 26
HEALTH 93 · sector 95
DIVIDEND 0 · sector 69

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Asset Management stocks, each showing price versus our Fair Value estimate (as of Jul 19, 2026).

Stock Price Fair Value vs Fair Value
Fondul Proprietatea SA FP $0.0420 $0.0800 +90%
BlackRock, Inc BLK $1,136 $465.75 -59%
Blackstone Inc BX $124.56 $16.35 -87%
Investor AB INVEB kr 423.70 kr 847.40 +100%
Brookfield Corporation BN C$62.45 C$10.12 -84%
KKR & Co KKR $100.94 $44.88 -56%
AB Industrivärden INDUA kr 532.50 kr 1,065 +100%
Jio Financial Services Limited JIOFIN ₹242.98 ₹40.19 -83%
Hedef Holding HEDEF 267.25 TRY 320.98 TRY +20%
Bajaj Holdings BAJAJHLDNG ₹10,398 ₹9,202 -12%

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Frequently asked questions

Is Ram-On Investments and Holdings (RMN) overvalued or undervalued?
As of Jul 19, 2026, our model estimates a fair value of 3.83 ILA versus a price of 10.36 ILA, about −63% (overvalued).
What is the fair value of RMN?
Our model-based fair value for Ram-On Investments and Holdings is 3.83 ILA (as of Jul 19, 2026), built from audited fundamentals. The current price is 10.36 ILA.
What is the quality score of RMN?
Ram-On Investments and Holdings has a Quality Score of 62/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Ram-On Investments and Holdings (RMN)?
Ram-On Investments and Holdings reported trailing-twelve-month revenue of about 3.7M ILS (latest available figure, as of Jul 19, 2026).
What is the net profit margin of RMN?
The net profit margin of Ram-On Investments and Holdings is about 0.0%, meaning it keeps roughly 0.0% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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