Ram-On Investments and Holdings Ltd (RMN) fair value: what the stock is really worth
As of Sep 24, 2026: fair value of Ram-On Investments and Holdings Ltd ILS 9.11, price ILS 10.42, upside -12.6%, quality 62 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 23, 2026.
How to read this chart
60‑month range 8.59 ILA – 18.25 ILA · fair‑value band 6.83 ILA – 11.39 ILA · the 10.42 ILA price screens above the 9.11 ILA fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 23, 2026.
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Ram-On Investments and Holdings (1999) Ltd develops, produces, and markets engineering thermoplastic compounds and products in Israel. The company provides binders, enhancers, and TL adhesives. It also exports its products.
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Ram-On Investments and Holdings (1999) Ltd develops, produces, and markets engineering thermoplastic compounds and products in Israel. The company provides binders, enhancers, and TL adhesives. It also exports its products. The company was formerly known as Poliram (1999) Ltd and changed its name to Ram-On Investments and Holdings (1999) Ltd in September 2015. Ram-On Investments and Holdings (1999) Ltd was incorporated in 1999 and is based in Gilboa, Israel.
Stock analysis
Ram-On Investments and Holdings Ltd (RMN) currently trades at 10.42 ILA, while our model-based Fair Value estimate is 9.11 ILA, implying the stock looks roughly 14.4% overvalued today.
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Valuation
How firm this estimate is: it rests on 12 models at a data quality of 93/100, which puts the evidence level at medium.
Scenario range: 6.83 ILA (bear) to 11.39 ILA (bull), the price of 10.42 ILA sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 62/100 (solid quality), in the Financial Services sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Ram-On Investments and Holdings Ltd reported revenue of 3.7M ILA in FY2025 versus 3.8M ILA in FY2021, a compound −0.6%/yr. Reported net income was −18.9M ILA in FY2025.
Key figures
Market cap 174M ILA · P/E ratio 2.8 · P/S ratio 45.7 · EPS (TTM) 3.77 ILA · Dividend yield 4.5% · Return on equity −10.7% · Return on assets (EBIT) −0.2% · Operating margin −2.6%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 43 out of 100 (low confidence).
What moves the price
The share trades about 25% below its 52-week high and 9% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −4% fair-value upside, at −13%, RMN screens richer than that median.
Fair Value models
Bear 6.83 ILAFair Value 9.11 ILABull 11.39 ILA
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 9 months old). Earnings retained since then (2.77 ILS per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.43/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+0.9%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−0.9%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+3.9%
Start year 2020 (pandemic). Over 10 years: +9.4% a year
Revenue growth 18 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−21.2%
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Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−16.3% (2020) → −4.1% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
not computed
Growth Forecast
A lot of optimism in the price
The price assumes more growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+23.9%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (Israel: IMF forecast 2.1% a year to 2030, 1.7% from 2016 to 2025) that is about +21.4% a year for the price.
Compare Ram-On Investments and Holdings Ltd with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Asset Management · 658 stocks
Beats the industry median on 4/11 measures
Overall it trails its industry peers.
Valuation
Quality Score62 · Above median
Fair Value upside−13% · Below median
Profitability
Return on assets0% · Below median
Operating margin (TTM)−3% · Bottom 25%
Growth and dividend
Revenue growth2% · Below median
Dividend yield (TTM)4.5% · Above median
Balance sheet
Debt / equity0.15× · Above median
Valuation Multiplesvs Asset Management median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Ram-On Investments and Holdings Ltd Fair Value". https://www.fairvalue-calculator.com/stock/RMN
Frequently asked questions
Is Ram-On Investments and Holdings Ltd (RMN) overvalued or undervalued?
As of Sep 23, 2026, our model estimates a fair value of 9.11 ILA versus a price of 10.42 ILA, about −13% upside (overvalued).
What is the fair value of RMN?
Our model-based fair value for Ram-On Investments and Holdings Ltd is 9.11 ILA (as of Sep 23, 2026), built from audited fundamentals. The current price: 10.42 ILA.
What is the quality score of RMN?
Ram-On Investments and Holdings Ltd has a Quality Score of 62/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Ram-On Investments and Holdings Ltd (RMN)?
Our model-based price target is the fair value of 9.11 ILA (as of Sep 23, 2026) from 2 valuation models. Cautious scenario 6.83 ILA, optimistic scenario 11.39 ILA. It is a calculation from audited fundamentals, not an analyst target.
What is the Ram-On Investments and Holdings Ltd stock forecast for 2026?
Our models put fair value at 9.11 ILA, about −13% upside versus a price of 10.42 ILA (overvalued). Cautious scenario 6.83 ILA, optimistic scenario 11.39 ILA. The calculation is refreshed regularly with new filings.
What is the revenue of Ram-On Investments and Holdings Ltd (RMN)?
Ram-On Investments and Holdings Ltd reported trailing-twelve-month revenue of about 3.7M ILS (latest available figure, as of Sep 23, 2026).
Does Ram-On Investments and Holdings Ltd pay a dividend?
Ram-On Investments and Holdings Ltd currently shows a dividend yield of about 4.52% relative to its recent price (as of Sep 23, 2026).
What growth is priced into Ram-On Investments and Holdings Ltd (RMN)?
For today's price to be fair in a discounted-cash-flow model, Ram-On Investments and Holdings Ltd would have to grow free cash flow by +23.9 % per year for five years (discount rate 13.1 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +3.9 % per year. As of Sep 23, 2026.
What discount rate (WACC) does the fair value of RMN use?
Our models discount Ram-On Investments and Holdings Ltd at 13.1 %: a base by market capitalisation (micro), damped by beta 0.14, country premium for Israel. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Ram-On Investments and Holdings Ltd that is +23.9 % per year a year over ten years, using the same discount rate (13.1 %) and the same formula as our fair value.
How much growth has Ram-On Investments and Holdings Ltd (RMN) delivered so far?
Over the past 5 years revenue at Ram-On Investments and Holdings Ltd grew +3.9 % a year. The price currently implies +23.9 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Ram-On Investments and Holdings Ltd (RMN) growing?
The median revenue growth in the sector is +3.3 % a year. That is the yardstick for the growth priced into Ram-On Investments and Holdings Ltd (+23.9 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Ram-On Investments and Holdings Ltd (RMN)?
The free-cash-flow yield on the price is 3.92 %: that much free cash flow Ram-On Investments and Holdings Ltd produces per unit of market value. When it exceeds the discount rate of our models (13.1 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Ram-On Investments and Holdings Ltd (RMN)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Ram-On Investments and Holdings Ltd it is 9.11 ILA per share (as of Sep 23, 2026), against a price of 10.42 ILA. It is the blended result of 2 valuation models (cash flow, earnings, asset, dividend).
Is Ram-On Investments and Holdings Ltd stock overvalued or undervalued in 2026?
As of Sep 23, 2026, RMN trades above its calculated fair value: price 10.42 ILA, fair value 9.11 ILA, a gap of about −13% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of RMN?
No. The price is what the market pays today (10.42 ILA); the fair value is what the company's own numbers justify (9.11 ILA). For Ram-On Investments and Holdings Ltd the two are 1.31 ILA per share apart. That gap is exactly why we show both numbers side by side.
How much is Ram-On Investments and Holdings Ltd worth?
The market values Ram-On Investments and Holdings Ltd at about 174M ILA (market capitalisation, as of Sep 23, 2026). Per share that is 10.42 ILA; our models calculate a fair value of 9.11 ILA per share.
What do the bullish and bearish scenarios say about RMN?
Our models span a range for Ram-On Investments and Holdings Ltd: cautious scenario 6.83 ILA, base 9.11 ILA, optimistic 11.39 ILA per share (as of Sep 23, 2026, price 10.42 ILA). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of RMN?
Ram-On Investments and Holdings Ltd trades at a price-to-earnings ratio of 2.8 (as of Sep 23, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 9.11 ILA is built from several models across several years. Other multiples: P/B 0.3, P/S 15.6.
How solid is the balance sheet of Ram-On Investments and Holdings Ltd (RMN)?
Balance-sheet figures for Ram-On Investments and Holdings Ltd (as of Sep 23, 2026): return on equity −10.7%, debt of 0.15 per unit of equity. They feed the Quality Score of 62/100, which measures business quality independently of the share price.
How far is RMN from its 52-week high?
Ram-On Investments and Holdings Ltd trades at 10.42 ILA, about 25% below its 52-week high of 13.97 ILA and 9% above the low of 9.56 ILA (as of Sep 24, 2026). Distance from the high says nothing about value: that is what the fair value of 9.11 ILA is for.
Which stocks are comparable to Ram-On Investments and Holdings Ltd?
From the same area (Financial Services) we also value Blackstone Inc, Brookfield Corporation, KKR & Co, Apollo Global Management, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Ram-On Investments and Holdings Ltd stock attractive at the current price?
The data as of Sep 23, 2026: price 10.42 ILA, calculated fair value 9.11 ILA (−13%), Quality Score 62/100, from 2 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of RMN calculated?
We run Ram-On Investments and Holdings Ltd through 2 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 9.11 ILA, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.2 % above its aggregate fair value. Ram-On Investments and Holdings Ltd itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Ram-On Investments and Holdings Ltd (RMN)?
The closing price on Sep 24, 2026 was 10.42 ILA. Our model-based fair value is 9.11 ILA, about −13% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Ram-On Investments and Holdings Ltd right now?
Solid but not exceptional quality (62/100) and above fair value, neither a clear bargain nor a standout compounder. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of Ram-On Investments and Holdings Ltd
How large is the market capitalisation of Ram-On Investments and Holdings Ltd (RMN)?
The market capitalisation of Ram-On Investments and Holdings Ltd is 174M ILA. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Ram-On Investments and Holdings Ltd (RMN)?
The price-to-sales ratio of Ram-On Investments and Holdings Ltd is 45.7 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Ram-On Investments and Holdings Ltd (RMN)?
Earnings per share at Ram-On Investments and Holdings Ltd are 3.77 ILA (price ÷ EPS = P/E 2.8). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Ram-On Investments and Holdings Ltd (RMN)?
The dividend yield of Ram-On Investments and Holdings Ltd is 4.5% (payout 12.5%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the return on equity of Ram-On Investments and Holdings Ltd (RMN)?
The return on equity (ROE) of Ram-On Investments and Holdings Ltd is −10.7% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Ram-On Investments and Holdings Ltd (RMN)?
On an EBIT basis the return on assets of Ram-On Investments and Holdings Ltd is −0.2% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Ram-On Investments and Holdings Ltd (RMN)?
The operating margin of Ram-On Investments and Holdings Ltd is −2.6% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Ram-On Investments and Holdings Ltd (RMN)?
Revenue at Ram-On Investments and Holdings Ltd is growing +1.6% versus a year earlier (3y avg −0.9%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Ram-On Investments and Holdings Ltd (RMN)?
Earnings per share at Ram-On Investments and Holdings Ltd are growing −67.6% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Ram-On Investments and Holdings Ltd (RMN) carry?
The net debt of Ram-On Investments and Holdings Ltd is 11.3M ILA (fiscal year 2025, ≈ 1.7 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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