Slide Insurance Holdings, Inc. (SLDE) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of Slide Insurance Holdings, Inc. stock $38.34, price $25.94, upside +47.8%, quality 81 out of 100. Rating: undervalued. Calculated from audited financials with 4 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 8, 2026.
How to read this chart
17‑month range $12.70 – $29.08 · fair‑value band $23.42 – $103.30 · the $25.94 price screens below the $38.34 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 8, 2026.
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Slide Insurance Holdings, Inc. provides property and casualty insurance services in the United States.
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The company writes coastal specialty personal lines insurance, including homeowners, condominium unit owners, commercial residential, and other products, as well as offers reinsurance and insurance agency services.
Slide Insurance Holdings, Inc. was incorporated in 2021 and is headquartered in Tampa, Florida.
Stock analysis
Slide Insurance Holdings, Inc. (SLDE) currently trades at $25.94, while our model-based Fair Value estimate is $38.34, implying the stock looks roughly 32% undervalued today.
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Valuation
Bull case: the Economic Profit group reads highest at a median of $38.34 per share, and 2 of the 4 models we run sit above the $25.94 price.
Bear case: the Multiples group reads lowest at $30.66, and 2 of the 4 models stay below the price. Data coverage for this calculation is medium.
Scenario range: $23.42 (bear) to $103.30 (bull), the price of $25.94 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 81/100 (high quality), in the Financial Services sector.
Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Slide Insurance Holdings, Inc. Common Stock reported revenue of $1.2B in FY2025 versus $242M in FY2022, a compound +68.3%/yr. Reported net income was $444M in FY2025, compounding +171.0%/yr from FY2022. FY2022 was a trough year, so the rate overstates the trend.
Key figures
Market cap $3.4B Mid · P/E ratio 5.9 · P/S ratio 2.46 · EPS (TTM) $4.42 · Dividend yield 0.3% · Net margin 39.3% · Return on equity 51.4% · Return on assets (EBIT) 12.3% (4-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 90 out of 100 (low confidence).
What moves the price
The share trades about 11% below its 52-week high and 67% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −22% fair-value upside, at 48%, SLDE screens cheaper than that median.
Fair Value models
Bear$23.42Fair Value $38.34Bull$103.30
Price $25.94 · Upside +47.8%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then ($3.73 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
In the last 6 months, 9 officers or directors sold shares worth $48.3M and none bought.
SaleMatthew Paul LarsonChief Risk Officer18× since Mar 3, 2026: 238,750 shares, avg. $19.89$4.7MOct 22, 202610b5-1 plan
SaleAnastasios OmiridisChief Financial Officer2× since May 4, 2026: 9,330 shares, avg. $18.82$175,606Sep 14, 2026
SaleStephen L RohdeDirector8× since Feb 27, 2026: 56,835 shares, avg. $20.31$1.2MSep 14, 2026
SaleRobert Gries JRDirector6× since Mar 17, 2026: 507,816 shares, avg. $21.04$10.7MSep 9, 202610b5-1 plan
SaleCharles William PowellChief Revenue Officer2× since Apr 29, 2026: 20,803 shares, avg. $20.53$427,022Sep 3, 202610b5-1 plan
SaleAndrew Pardo WrightDirector5× since May 1, 2026: 102,404 shares, avg. $18.71$1.9MJun 29, 2026
SaleShannon LucasPresident & COO, Director, 10% owner16× since Mar 5, 2026: 531,244 shares, avg. $18.50$9.8MJun 11, 202610b5-1 plan
SaleBruce LucasChief Executive Officer, Director, 10% owner16× since Mar 5, 2026: 5,368,801 shares, avg. $18.50$99.3MJun 11, 202610b5-1 plan
SaleBeth Witte BruceDirector2× since Feb 27, 2026: 72,000 shares, avg. $18.88$1.4MMay 27, 2026
Plus 27 other filings such as grants, option exercises or tax withholding. They are not market purchases or sales.
Sales are often planned (taxes, diversification, 10b5-1 plans). Purchases with their own money are seen as the stronger sign. For information only: not part of the quality score or Fair Value.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.100/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Revenue growth 1 year
+36.5%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+68.3%
’22
’23
’24
’25
What shareholders gained per year (last 3 years) (mathematically smoothed) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 3 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Smoothed = median of all growth paths between the years of the window (trend line on the logarithm of earnings per share): a single extreme year cannot distort the rate. The reported figure stays in the tooltip.
+70.2%
Earnings growth per share plus dividend.
Earnings per share, growth per year+69.9%
Dividend (yield on the price)0.3%
Profit margin 2022 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.12% → 51%
2025 sits 203% above its own trend. The rate follows the median trend of the last 3 years, not that single year.
Growth Forecast
Little optimism in the price
The price assumes less growth than the company has delivered so far and less than analysts expect.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
−26.4%
The company could shrink this much every year for the next five years and today's price would still be justified.
What forecasts expect ⓘAnalysts publish sales forecasts for the next two fiscal years. For the years after that, growth slows evenly to 2 % a year by year ten (2 % is the long-run rate our models use). Projected years are marked as such.
+14.4%
Yearly sales growth analysts expect, extended to five years.
After inflation (USA: IMF forecast 2.4% a year to 2030, 3.1% from 2016 to 2025) that is about −28.1% a year for the price and +11.8% for the forecasts.
News mood ⓘNews mood, the average tone of recent news (95 articles), rated against how stocks are usually covered. 🚀 Hype = unusually upbeat · 🙂 Positive = above average · 😐 Neutral = typical · 🙁 Negative = below average · 😨 Very negative = unusually downbeat. It reflects the tone of coverage, not our valuation.Neutral
Recent news coverage is roughly neutral, about typical for how stocks are covered.
AI conclusion: Data-driven underwriting for coastal properties produces strong combined ratios, while concentration of risk in hurricane-prone regions remains the central limitation.
Main risk: Concentration of insurance risk in hurricane-prone coastal regions threatens the stability of underwriting margins during major storm events.
Slide builds its business as a specialty insurer for coastal and catastrophe-exposed properties, using data-driven underwriting that produced a 57.6 percent combined ratio in the second quarter. The September rollout of expanded HO3, HO5 and HO6 products in South Carolina adds capacity in a fast-growing coastal market, yet the model still concentrates risk in hurricane-prone regions. Will geographic diversification strengthen resilience to storms or simply spread the same volatility further?
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Insurance - Property & Casualty · 100 stocks
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Slide Insurance Holdings, Inc. Common Stock Fair Value". https://www.fairvalue-calculator.com/stock/SLDE
Frequently asked questions
Is Slide Insurance Holdings, Inc. (SLDE) overvalued or undervalued?
As of Nov 8, 2026, our model estimates a fair value of $38.34 versus a price of $25.94, about +48% upside (undervalued).
What is the fair value of SLDE?
Our model-based fair value for Slide Insurance Holdings, Inc. is $38.34 (as of Nov 8, 2026), built from audited fundamentals. The current price: $25.94.
What is the quality score of SLDE?
Slide Insurance Holdings, Inc. has a Quality Score of 81/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Slide Insurance Holdings, Inc. (SLDE)?
Our model-based price target is the fair value of $38.34 (as of Nov 8, 2026) from 4 valuation models. Cautious scenario $23.42, optimistic scenario $103.30. It is a calculation from audited fundamentals, not an analyst target.
What is the Slide Insurance Holdings, Inc. Common Stock stock forecast for 2026?
Our models put fair value at $38.34, about +48% upside versus a price of $25.94 (undervalued). Cautious scenario $23.42, optimistic scenario $103.30. The calculation is refreshed regularly with new filings.
What is the revenue of Slide Insurance Holdings, Inc. (SLDE)?
Slide Insurance Holdings, Inc. reported trailing-twelve-month revenue of about $1.4B (latest available figure, as of Nov 8, 2026).
Does Slide Insurance Holdings, Inc. Common Stock pay a dividend?
Slide Insurance Holdings, Inc. currently shows a dividend yield of 0.27% relative to its recent price (as of Nov 8, 2026).
How much is the dividend of Slide Insurance Holdings, Inc. (SLDE) and when is the ex-dividend date?
Slide Insurance Holdings, Inc. pays a dividend of $0.07 per share a year, a dividend yield of 0.3%. The next ex-dividend date is Nov 23, 2026. The payout ratio is 1.6% of earnings. Free cash flow covers the dividend 96.75 times. Our assessment: Well covered. A low payout and the dividend is fully funded by free cash flow, a comfortable, sustainable dividend.
What growth is priced into Slide Insurance Holdings, Inc. (SLDE)?
For today's price to be fair in a discounted-cash-flow model, Slide Insurance Holdings, Inc. would have to grow free cash flow by -26.4 % per year for five years (discount rate 9.7 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 3 years revenue grew +68.3 % per year. As of Nov 8, 2026.
What discount rate (WACC) does the fair value of SLDE use?
Our models discount Slide Insurance Holdings, Inc. at 9.7 %: a base by market capitalisation (mid), country premium for USA. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Slide Insurance Holdings, Inc. that is -26.4 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (9.7 %) and the same formula as our fair value.
How much growth has Slide Insurance Holdings, Inc. (SLDE) delivered so far?
Over the past 3 years revenue at Slide Insurance Holdings, Inc. grew +68.3 % a year. The price currently implies free-cash-flow growth of -26.4 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Slide Insurance Holdings, Inc. (SLDE) growing?
The median revenue growth in the sector is +9.2 % a year. That is the yardstick for the growth priced into Slide Insurance Holdings, Inc. (-26.4 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Slide Insurance Holdings, Inc. (SLDE)?
The free-cash-flow yield on the price is 23.22 %: that much free cash flow Slide Insurance Holdings, Inc. produces per unit of market value. When it exceeds the discount rate of our models (9.7 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Slide Insurance Holdings, Inc. (SLDE)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Slide Insurance Holdings, Inc. it is $38.34 per share (as of Nov 8, 2026), against a price of $25.94. It is the blended result of 4 valuation models in 3 families (Multiples, Asset-Based, Economic Profit).
Is Slide Insurance Holdings, Inc. Common Stock stock overvalued or undervalued in 2026?
As of Nov 8, 2026, SLDE trades below its calculated fair value: price $25.94, fair value $38.34, a gap of about +48% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of SLDE?
No. The price is what the market pays today ($25.94); the fair value is what the company's own numbers justify ($38.34). For Slide Insurance Holdings, Inc. the two are $12.40 per share apart. That gap is exactly why we show both numbers side by side.
How much is Slide Insurance Holdings, Inc. Common Stock worth?
The market values Slide Insurance Holdings, Inc. at about $3.4B (market capitalisation, as of Nov 8, 2026). Per share that is $25.94; our models calculate a fair value of $38.34 per share.
What do the bullish and bearish scenarios say about SLDE?
Our models span a range for Slide Insurance Holdings, Inc.: cautious scenario $23.42, base $38.34, optimistic $103.30 per share (as of Nov 8, 2026, price $25.94). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of SLDE?
Slide Insurance Holdings, Inc. trades at a price-to-earnings ratio of 5.9 (as of Nov 8, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $38.34 is built from several models across several years. Other multiples: P/B 3.1, P/S 2.5, EV/EBITDA 3.0.
How solid is the balance sheet of Slide Insurance Holdings, Inc. (SLDE)?
Balance-sheet figures for Slide Insurance Holdings, Inc. (as of Nov 8, 2026): return on equity 51.4%, debt of 0.03 per unit of equity. They feed the Quality Score of 81/100, which measures business quality independently of the share price.
How far is SLDE from its 52-week high?
Slide Insurance Holdings, Inc. trades at $25.94, about 11% below its 52-week high of $29.08 and 67% above the low of $15.52 (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of $38.34 is for.
Which stocks are comparable to Slide Insurance Holdings, Inc. Common Stock?
From the same area (Financial Services) we also value Chubb Limited, The Progressive Corporation, The Travelers Companies, Inc, The Allstate Corporation, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Slide Insurance Holdings, Inc. Common Stock stock attractive at the current price?
The data as of Nov 8, 2026: price $25.94, calculated fair value $38.34 (+48%), Quality Score 81/100, from 4 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of SLDE calculated?
We run Slide Insurance Holdings, Inc. through 4 models from 3 families: Multiples, Asset-Based, Economic Profit. Every model gets the same audited fundamentals; the fair value of $38.34 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. Slide Insurance Holdings, Inc. currently trades 32% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Slide Insurance Holdings, Inc. (SLDE)?
The closing price on Nov 6, 2026 was $25.94. Our model-based fair value is $38.34, about +48% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Slide Insurance Holdings, Inc. Common Stock right now?
The rarer combination: high quality (81/100) AND below fair value. That earns a closer look rather than a quick verdict. The model range is unusually wide ($23.42 to $103.30). The outcome hinges heavily on assumptions, so read the point estimate with caution. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of Slide Insurance Holdings, Inc.
How large is the market capitalisation of Slide Insurance Holdings, Inc. (SLDE)?
The market capitalisation of Slide Insurance Holdings, Inc. is $3.4B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Slide Insurance Holdings, Inc. (SLDE)?
The price-to-sales ratio of Slide Insurance Holdings, Inc. is 2.46 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Slide Insurance Holdings, Inc. (SLDE)?
Earnings per share at Slide Insurance Holdings, Inc. are $4.42 (price ÷ EPS = P/E 5.9). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Slide Insurance Holdings, Inc. (SLDE)?
The dividend yield of Slide Insurance Holdings, Inc. is 0.3% (payout 1.6%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Slide Insurance Holdings, Inc. (SLDE)?
The net margin of Slide Insurance Holdings, Inc. is 39.3% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Slide Insurance Holdings, Inc. (SLDE)?
The return on equity (ROE) of Slide Insurance Holdings, Inc. is 51.4% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Slide Insurance Holdings, Inc. (SLDE)?
On an EBIT basis the return on assets of Slide Insurance Holdings, Inc. is 12.3% (avg 4y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
How fast is revenue growing at Slide Insurance Holdings, Inc. (SLDE)?
Revenue at Slide Insurance Holdings, Inc. is growing +35.9% versus a year earlier (3y avg +68.3%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Slide Insurance Holdings, Inc. (SLDE)?
Earnings per share at Slide Insurance Holdings, Inc. are growing +38.0% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net cash does Slide Insurance Holdings, Inc. (SLDE) hold?
Slide Insurance Holdings, Inc. holds more cash than debt, $1.2B net (fiscal year 2025). The company holds more cash than debt, a safety cushion.
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Nov 8, 2026