0730 (0730) Fair Value & Analysis

Financial Services · Market cap HK$494M

0 0730 0730 · HK

PriceHK$0.1250

Fair ValueHK$0.1900

Upside+52.0%

Quality60/100

Evidence: Medium Range HK$0.1300 – HK$0.1900

Fair value as of: Jul 2, 2026

From 17 valuation models · updated today

Share price +5.0% over the past month.

Price vs Fair Value (12 months)

12‑month range HK$0.1052 – HK$0.1354 · fair‑value band HK$0.1300 – HK$0.1900 · the HK$0.1250 price screens below the HK$0.1900 fair value. As of Jul 2, 2026.

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Analysis

0730 (0730) currently trades at HK$0.1250, while our model-based Fair Value estimate is HK$0.1900 — implying the stock looks roughly 52.0% undervalued today. We read business quality at 60/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium) — always confirm before acting.

Over the trailing twelve months, 0730 generated revenue of HK$180M at a net margin of 16.3%. Revenue grew 88.8% year over year. It earns a return on equity of 2.2%. The balance sheet holds a net cash position of HK$283M. Fundamentals as of Jul 2, 2026

Key figures & financial health

Revenue (TTM) HK$180M

Revenue growth (YoY) +88.8%

Net margin 16.3%

Return on equity 2.2%

Free cash flow −HK$6.4M FY2025

P/E ratio 12.5

More key figures

Operating margin 30.3%

EPS (TTM) HK$0.0100

Dividend yield 2.4%

EPS growth (YoY) -11.3%

Net cash HK$283M FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 2, 2026. TTM = trailing twelve months.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

0730 reported revenue of HK$179M in FY2025 versus HK$1.9B in FY2021, a compound −44.6%/yr. Reported net income was HK$29.3M in FY2025, compounding +1.8%/yr from FY2021.

Revenue −44.6%/yr

FY21 HK$1.9B

FY22 HK$380M

FY23 HK$219M

FY24 HK$192M

FY25 HK$179M

Net income +1.8%/yr

FY21 HK$27.3M

FY22 HK$14.5M

FY23 HK$32.1M

FY24 HK$28.7M

FY25 HK$29.3M

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Similar stocks

6 more Credit Services stocks, each showing price versus our Fair Value estimate (as of Jul 2, 2026).

Stock	Price	Fair Value	vs Fair Value
Visa Inc V	5,663 MXN	3,002 MXN	-47%
Mastercard Incorporated MA	C$29.95	C$17.84	-40%
M4I M4I	€430.50	€367.81	-15%
American Express Company AXP	C$28.87	C$17.03	-41%
Capital One Financial Corporation COF	$183.20	$122.33	-33%
Bajaj Finance Limited BAJFINANCE	₹884.10	₹604.72	-32%

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Frequently asked questions

Is 0730 (0730) undervalued?

As of Jul 2, 2026, our model estimates a fair value of HK$0.1900 versus a price of HK$0.1250 — about +52% (undervalued). Model-based estimate, not financial advice.

What is the fair value of 0730?

Our model-based fair value for 0730 is HK$0.1900 (as of Jul 2, 2026), built from audited fundamentals. The current price is HK$0.1250.

What is the quality score of 0730?

0730 has a Quality Score of 60/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

What is the revenue of 0730 (0730)?

0730 reported trailing-twelve-month revenue of about HK$180M (latest available figure, as of Jul 2, 2026).

What is the net profit margin of 0730?

The net profit margin of 0730 is about 16.3%, meaning it keeps roughly 16.3% of revenue as net income. Based on the latest reported figures.

Does 0730 pay a dividend?

0730 currently shows a dividend yield of about 2.40% relative to its recent price (as of Jul 2, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.