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Korea Computer Terminal Inc (089150) Fair Value & Analysis

Technology · KR · Market cap 32.5B KRW

KC Korea Computer Terminal Inc 089150 · KQ
Price1,909 KRW
Fair Value2,466 KRW
Upside+29.2%
Quality68/100
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Healthy Growth
Thin margins · 6.0% net margin
Low debt · generates free cash flow
2.04% dividend yield
Ranks above peers (9/11)
Moderate moat 52/100
Evidence: High Range 1,670 KRW – 3,671 KRW Share as image

Fair value as of: Jul 20, 2026

From 23 valuation models · updated 21 days ago

Share price +2.6% over the past month.

A solid business, screening 29% undervalued on our models.

What matters now

  • Solid quality (68/100) at a price below fair value, the discount is the argument here, not the business quality.
  • A fairly wide model range (1,670 KRW to 3,671 KRW) leaves room in how you read the outcome.
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Price vs Fair Value (5 years)

10,120 KRW 1,542 KRW Fair Value 2,466 KRW Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 20, 2026.

How to read this chart

60‑month range 1,542 KRW – 10,120 KRW · fair‑value band 1,670 KRW – 3,671 KRW · the 1,909 KRW price screens below the 2,466 KRW fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 20, 2026.

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Analysis

Korea Computer Terminal Inc (089150) currently trades at 1,909 KRW, while our model-based Fair Value estimate is 2,466 KRW, implying the stock looks roughly 29.2% undervalued today. The Quality Score stands at 68/100 (solid quality), in the Technology sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, Korea Computer Terminal Inc generated revenue of 15.6B KRW at a net margin of 6.0%. Revenue grew 13.3% year over year. It earns a return on equity of 215.3%. Net debt stands at 9.2B KRW. Fundamentals as of Jul 20, 2026

Our scenario range runs from 1,670 KRW (bear case) to 3,671 KRW (bull case); at 1,909 KRW, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 64% below its 52-week high, currently below its 200-day average. For context, the median of 10 Technology peers we cover trades at -9% fair-value upside, at 29%, 089150 screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF 1,721 KRW 2,703 KRW 4,071 KRW 80
Residual Income 1,732 KRW 1,847 KRW 2,054 KRW 76
Rev-Margin DCF 1,548 KRW 2,702 KRW 3,977 KRW 74
All 23 models by family
DCF Models
FCF DCF 1,667 KRW 2,746 KRW 4,327 KRW 38
Owner Earnings 1,267 KRW 2,149 KRW 3,443 KRW 31
5Y Revenue Exit 1,548 KRW 2,687 KRW 4,106 KRW 39
5Y EBITDA Exit 1,690 KRW 2,944 KRW 4,364 KRW 41
5Y P/E Exit 1,622 KRW 2,821 KRW 4,036 KRW 38
10Y Revenue Exit 1,509 KRW 2,544 KRW 3,864 KRW 36
10Y EBITDA Exit 1,661 KRW 2,720 KRW 4,055 KRW 37
10Y P/E Exit 1,618 KRW 2,636 KRW 3,812 KRW 35
Earnings-Based
Graham-Dodd 1,099 KRW 2,919 KRW 3,816 KRW 54
PEG = 1.0 564.35 KRW 806.22 KRW 1,048 KRW 46
EPV 1,478 KRW 1,814 KRW 2,108 KRW 59
Multiples
P/E Multiple 2,424 KRW 3,231 KRW 4,039 KRW 63
P/S Multiple 2,060 KRW 2,747 KRW 3,433 KRW 58
P/B Multiple 2,060 KRW 2,747 KRW 3,433 KRW 55
EV/EBIT 2,637 KRW 3,696 KRW 4,754 KRW 53
EV/EBITDA 2,005 KRW 2,853 KRW 3,700 KRW 54
EV/Revenue 1,602 KRW 2,520 KRW 3,437 KRW 43
Asset-Based
NCAV (Graham) 1,048 KRW 1,404 KRW 2,095 KRW 50
Growth DCF
Growth DCF 1,721 KRW 2,703 KRW 4,071 KRW 80
Rev-Margin DCF 1,548 KRW 2,702 KRW 3,977 KRW 74
Economic Profit
Residual Income 1,732 KRW 1,847 KRW 2,054 KRW 76
ROIC Compounder 1,478 KRW 1,814 KRW 2,119 KRW 72
Growth Earnings
Growth-Adj P/E 1,911 KRW 2,730 KRW 3,548 KRW 68

Widest divergence: Multiples (2,747 KRW) versus Asset-Based (1,404 KRW). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) 15.6B KRW
Revenue growth (YoY) +13.3%
Net margin 6.0%
Return on equity 215%
Free cash flow 3.5B KRW FY2025
Operating margin 7.3%
More key figures
Dividend yield 2.0%
EPS growth (YoY) +10.1%
Net debt 9.2B KRW FY2025

Figures from reported company fundamentals · as of Jul 20, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 68/100

Of which business quality 64 · Market factors (momentum, volatility) 4

Profitability 36
Margins and returns on capital today
Quality Growth 73
Are margins and returns improving?
Cashflow 70
Earnings quality: real cash, not paper profit
Fin. Strength 53
Balance sheet, leverage, solvency risk
Investment 96
Disciplined investing over empire-building
Low Volatility 11
Calm price path (market factor)
Momentum 0
Price trend over the last 3–12 months (market factor)
52W Momentum 4
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Korea Computer Terminal Inc. manufactures and sells terminals in South Korea and internationally. It offers banking systems, such as queuing systems, payment kiosks, passbook printers, and MS/IC card issuers; betting terminals comprising wagering, sports betting, and lottery terminals; airport systems, including boarding gate readers, tax payment kiosks, …

Full company description

Korea Computer Terminal Inc. manufactures and sells terminals in South Korea and internationally. It offers banking systems, such as queuing systems, payment kiosks, passbook printers, and MS/IC card issuers; betting terminals comprising wagering, sports betting, and lottery terminals; airport systems, including boarding gate readers, tax payment kiosks, and boarding control gates; finger/palm scanners; ATM cash machines; outdoor and indoor kiosks; and scanner and printer modules. The company was formerly known as Korea Computer Inc. and changed its name to Korea Computer Terminal Inc. in October 2012. The company was founded in 1974 and is headquartered in Seoul, South Korea.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Korea Computer Terminal Inc reported revenue of 23.1B KRW in FY2025 versus 13.8B KRW in FY2021, a compound +13.8%/yr. Reported net income was 2.8B KRW in FY2025, compounding +84.5%/yr from FY2021.

Growth Quality 68/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2025)
23.1B KRW
Latest YoY
+97.9%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+16.6%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+2.4%
Avg. growth/yr (11Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−4.9%
Revenue +13.8%/yr
FY21 13.8B KRW
FY22 14.6B KRW
FY23 16.1B KRW
FY24 11.7B KRW
FY25 23.1B KRW
Net income +84.5%/yr
FY21 239M KRW
FY22 675M KRW
FY23 1.2B KRW
FY24 876M KRW
FY25 2.8B KRW

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Cite: Fair Value Calculator (2026). "Korea Computer Terminal Inc Fair Value". https://www.fairvalue-calculator.com/stock/089150

Peer Group

Information Technology · 3413 stocks

How this stock ranks against its sector: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median. (Industry “Computers, Phones & Household Electronics” was too small, so the broader sector is used.)

Quality Score 68 · Top 25%
Fair Value upside +29% · Top 25%
Return on equity (TTM) 215% · Top 25%
Return on assets 1% · Below median
Net margin (TTM) 6% · Above median
Operating margin (TTM) 7% · Above median
Revenue growth 13% · Above median
Dividend yield (TTM) 2.0% · Above median
Debt / equity 0.33× · Higher than 75% of peers

Valuation Multiples vs Information Technology median · lower = cheaper

P/FCF 0.0× · Cheaper than 75% of peers
EV/EBITDA 5.8× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 72 · sector 0
FUTURE 67 · sector 38
PAST 100 · sector 22
HEALTH 83 · sector 97
DIVIDEND 41 · sector 28

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Computers, Phones & Household Electronics stocks, each showing price versus our Fair Value estimate (as of Jul 20, 2026).

Stock Price Fair Value vs Fair Value
UIL Co 049520 3,605 KRW 14,308 KRW +297%
SEOWONINTECH.Co.,Ltd 093920 4,710 KRW 7,085 KRW +50%
TJ media Co 032540 3,410 KRW 3,117 KRW -9%
Optrontec Inc 082210 1,885 KRW 952.61 KRW -49%
Atec Co 045660 7,440 KRW 2,901 KRW -61%
Puloon Technology Inc 094940 5,190 KRW 883.51 KRW -83%
Yulho Co 072770 934.00 KRW 849.13 KRW -9%
Finetechnix. Co 106240 1,300 KRW 234.08 KRW -82%
Korea Information Engineering Services Co 039740 3,015 KRW 4,560 KRW +51%
Hansol Inticube Co 070590 1,630 KRW 1,146 KRW -30%

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Frequently asked questions

Is Korea Computer Terminal Inc (089150) overvalued or undervalued?
As of Jul 20, 2026, our model estimates a fair value of 2,466 KRW versus a price of 1,909 KRW, about +29% (undervalued).
What is the fair value of 089150?
Our model-based fair value for Korea Computer Terminal Inc is 2,466 KRW (as of Jul 20, 2026), built from audited fundamentals. The current price is 1,909 KRW.
What is the quality score of 089150?
Korea Computer Terminal Inc has a Quality Score of 68/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Korea Computer Terminal Inc (089150)?
Korea Computer Terminal Inc reported trailing-twelve-month revenue of about 15.6B KRW (latest available figure, as of Jul 20, 2026).
What is the net profit margin of 089150?
The net profit margin of Korea Computer Terminal Inc is about 6.0%, meaning it keeps roughly 6.0% of revenue as net income. Based on the latest reported figures.
Does Korea Computer Terminal Inc pay a dividend?
Korea Computer Terminal Inc currently shows a dividend yield of about 2.04% relative to its recent price (as of Jul 20, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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