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Basellandschaftliche Kantonalbank (0QQ4) fair value: what the stock is really worth

As of Sep 25, 2026: fair value of Basellandschaftliche Kantonalbank £826, price £1,175, upside -29.7%, quality 48 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.

  1. Fair value above price? No
  2. Good quality? No
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Financial Services · GB · Home Switzerland · ISIN CH0001473559

BK Some data Sep 24, 2026

Basellandschaftliche Kantonalbank

0QQ4 · LSE

Weak valuationQuality is weak on top of the rich price.

!Fair value £826.27 · Overvalued (−29.7%)
!Quality 48/100
!Expensive Growth (revenue 5y +14.3 %/yr)
✓Highly profitable · 31.0% net margin (TTM)
!negative free cash flow
!3.6% dividend yield · Watch coverage
!Moderate moat 53/100
!Evidence only medium, so the estimate is less certain
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What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

£1,175 £735.40 Fair Value £826.27 Jun 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.

How to read this chart

60‑month range £735.40 – £1,175 · fair‑value band £619.71 – £1,033 · the £1,175 price screens above the £826.27 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 24, 2026.

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Company profile

Basellandschaftliche Kantonalbank provides various banking products and services to the private and corporate customers in Switzerland.

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Basellandschaftliche Kantonalbank provides various banking products and services to the private and corporate customers in Switzerland. It offers private, current, capital deposit, rent, tenant savings, and club accounts; corporate, structured, and real estate financing; investment for entrepreneurs; trading and currency services; foundations, institutional clients, and external asset managers; fixed term deposit and call money investment; foreign exchange; and physical precious metal accounts. The company also provides fixed-rate mortgage, SARON mortgage, standard mortgage, and energy mortgage; consulting services; lombard and cash loan; asset management, investment advice, and execution services; and investment products, including investment fund, pension fund, fund savings plan, investment plan plus, structured products, money and capital markets, precious metal, and cryptocurrencies. In addition, it offers planning retirement, estate and death, and pension products; tax consulting, tax return after property acquisition, tax check, and tax statement services; and digital banking. Basellandschaftliche Kantonalbank was founded in 1864 and is based in Liestal, Switzerland.

Stock analysis

Basellandschaftliche Kantonalbank (0QQ4) currently trades at £1,175, while our model-based Fair Value estimate is £826.27, 29.7% below the price, so the stock looks overvalued today.

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Valuation

Bull case: the Economic Profit group reads highest at a median of £1,027 per share, and 0 of the 6 models we run sit above the £1,175 price.

Bear case: the Dividend Discount group reads lowest at £563.38, and 6 of the 6 models stay below the price. Evidence for this calculation is medium.

Scenario range: £619.71 (bear) to £1,033 (bull), the price of £1,175 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 48/100 (below-average quality), in the Financial Services sector.

Expensive Growth: The company is growing, but growth may require heavy reinvestment or weak cash conversion.

Basellandschaftliche Kantonalbank reported revenue of £688M in FY2025 versus £394M in FY2021, a compound +14.9%/yr. Reported net income was £120M in FY2025, compounding −2.1%/yr from FY2021.

Key figures

Market cap £2.3B · P/E ratio 0.2 · P/S ratio 0.03 · EPS (TTM) £65.02 · Dividend yield 3.6% · Net margin 17.4% · Return on equity 5.1% · Return on assets (EBIT) 0.4%.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 32 out of 100 (low confidence).

What moves the price

The share trades at its 52-week high and 33% above its 52-week low, currently above its 200-day average.

For context, the median of 10 Financial Services peers we cover trades at −36% fair-value upside, at −30%, 0QQ4 screens cheaper than that median.

Fair Value models

Bear £619.71 Fair Value £826.27 Bull £1,033
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 9 months old). Earnings retained since then (£17.40 per share) are deliberately not added. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds. Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Highest evidence
Residual Income £1,027 £1,027 £1,061 76
Gordon GGM £391.42 £626.67 £883.75 68
DDM Multi-Stage £391.42 £563.38 £747.62 67
All 6 models by family
Dividend Discount
Gordon GGM £391.42 £626.67 £883.75 68
DDM Multi-Stage £391.42 £563.38 £747.62 67
Multiples
P/E Multiple £537.18 £716.24 £895.30 63
P/B Multiple £702.47 £936.62 £1,171 55
Asset-Based
NCAV (Graham) £692.41 £927.83 £1,385 51
Economic Profit
Residual Income £1,027 £1,027 £1,061 76

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Quality Score breakdown

Overall quality 48/100

Of which business quality 49 · Market factors (momentum, volatility) 76

Profitability 25
Margins and returns on capital today
Quality Growth 59
Are margins and returns improving?
Cashflow 0
Earnings quality: real cash, not paper profit
Fin. Strength 73
Balance sheet, leverage, solvency risk
Investment 90
Disciplined investing over empire-building
Low Volatility 100
Calm price path (market factor)
Momentum 55
Price trend over the last 3–12 months (market factor)
52W Momentum 85
Distance to the 52-week high (market factor)
Net Issuance 79
Share count: buybacks or dilution?

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Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 62/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+28.7%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+14.3%
Revenue growth 19 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+4.2%
What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
+0.9%
Earnings growth per share plus dividend.
Earnings per share, growth per year−2.7%
Dividend (yield on the price)3.6%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.−2.7% vs −1.0%, steady
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.34% → 25%
Start year 2020 (pandemic)

0QQ4 screens overvalued: fair value 30% below the price. Compare with DBS Group →

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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Banks - Regional · 1053 stocks

Beats the industry median on 5/9 measures
A mixed picture versus its industry peers.
Valuation
Quality Score 55 · Above median
Fair Value upside −13.3% · Above median
Profitability
Return on equity (TTM) 5.1% · Bottom 25%
Return on assets 0.4% · Bottom 25%
Net margin (TTM) 31.0% · Above median
Operating margin (TTM) 28.0% · Bottom 25%
Growth and dividend
Revenue growth 4.8% · Below median
Dividend yield (TTM) 3.6% · Above median

Valuation Multiplesvs Banks - Regional median · lower = cheaper

P/E (TTM) 0.2× · Cheapest 25%

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Banks - Regional stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value
DBS Group D05 78.00 SGD 40.39 SGD −48%
China Merchants Bank Co 600036 ¥40.69 ¥52.73 +30%
UniCredit S.p.A UCG €79.53 €77.12 −3%
Mizuho Financial Group MFG $11.05 $6.82 −38%
Intesa Sanpaolo S.p.A ISP €6.38 €4.06 −36%
BNP Paribas SA BNP €91.54 €105.99 +16%
HDFC Bank Limited HDFCBANK ₹721.20 ₹406.44 −44%
Oversea-Chinese Banking Corporation O39 32.01 SGD 19.78 SGD −38%
Al Rajhi Banking and Investment Corporation 1120 63.15 SAR 36.95 SAR −41%
CaixaBank, S.A CABK €12.03 €8.46 −30%

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Cite: Fair Value Calculator (2026). "Basellandschaftliche Kantonalbank Fair Value". https://www.fairvalue-calculator.com/stock/0QQ4

Frequently asked questions

Is Basellandschaftliche Kantonalbank (0QQ4) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of £826.27 versus the last price from Sep 25, 2026 of £1,175, about −30% upside (overvalued).
What is the fair value of 0QQ4?
Our model-based fair value for Basellandschaftliche Kantonalbank is £826.27 (as of Sep 24, 2026), built from audited fundamentals. Last price (from Sep 25, 2026): £1,175.
What is the quality score of 0QQ4?
Basellandschaftliche Kantonalbank has a Quality Score of 48/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Basellandschaftliche Kantonalbank (0QQ4)?
Our model-based price target is the fair value of £826.27 (as of Sep 24, 2026) from 6 valuation models. Cautious scenario £619.71, optimistic scenario £1,033. It is a calculation from audited fundamentals, not an analyst target.
What is the Basellandschaftliche Kantonalbank stock forecast for 2026?
Our models put fair value at £826.27, about −30% upside versus the last price from Sep 25, 2026 of £1,175 (overvalued). Cautious scenario £619.71, optimistic scenario £1,033. The calculation is refreshed regularly with new filings.
What is the revenue of Basellandschaftliche Kantonalbank (0QQ4)?
Basellandschaftliche Kantonalbank reported trailing-twelve-month revenue of about £499M (latest available figure, as of Sep 24, 2026).
Does Basellandschaftliche Kantonalbank pay a dividend?
Basellandschaftliche Kantonalbank currently shows a dividend yield of about 3.57% relative to its recent price (as of Sep 24, 2026).
What is the intrinsic value of Basellandschaftliche Kantonalbank (0QQ4)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Basellandschaftliche Kantonalbank it is £826.27 per share (as of Sep 24, 2026), against a price of £1,175. It is the blended result of 6 valuation models (cash flow, earnings, asset, dividend).
Is Basellandschaftliche Kantonalbank stock overvalued or undervalued in 2026?
As of Sep 24, 2026, 0QQ4 trades above its calculated fair value: price £1,175, fair value £826.27, a gap of about −30% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 0QQ4?
No. The price is what the market pays today (£1,175); the fair value is what the company's own numbers justify (£826.27). For Basellandschaftliche Kantonalbank the two are £348.73 per share apart. That gap is exactly why we show both numbers side by side.
How much is Basellandschaftliche Kantonalbank worth?
The market values Basellandschaftliche Kantonalbank at about £2.3B (market capitalisation, as of Sep 24, 2026). Per share that is £1,175; our models calculate a fair value of £826.27 per share.
What do the bullish and bearish scenarios say about 0QQ4?
Our models span a range for Basellandschaftliche Kantonalbank: cautious scenario £619.71, base £826.27, optimistic £1,033 per share (as of Sep 24, 2026, price £1,175). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of 0QQ4?
Basellandschaftliche Kantonalbank trades at a price-to-earnings ratio of 0.2 (as of Sep 24, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of £826.27 is built from several models across several years.
How solid is the balance sheet of Basellandschaftliche Kantonalbank (0QQ4)?
Balance-sheet figures for Basellandschaftliche Kantonalbank (as of Sep 24, 2026): return on equity 5.1%. They feed the Quality Score of 48/100, which measures business quality independently of the share price.
How far is 0QQ4 from its 52-week high?
Basellandschaftliche Kantonalbank trades at £1,175, at its 52-week high of £1,175 and 33% above the low of £882.22 (as of Sep 25, 2026). Distance from the high says nothing about value: that is what the fair value of £826.27 is for.
Which stocks are comparable to Basellandschaftliche Kantonalbank?
From the same area (Financial Services) we also value DBS Group, China Merchants Bank Co, UniCredit S.p.A, Mizuho Financial Group, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Basellandschaftliche Kantonalbank stock attractive at the current price?
The data as of Sep 24, 2026: price £1,175, calculated fair value £826.27 (−30%), Quality Score 48/100, from 6 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 0QQ4 calculated?
We run Basellandschaftliche Kantonalbank through 6 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of £826.27, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. Basellandschaftliche Kantonalbank itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Basellandschaftliche Kantonalbank (0QQ4)?
The latest price we hold is from Sep 25, 2026 and stands at £1,175. Our model-based fair value is £826.27, about −30% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Basellandschaftliche Kantonalbank right now?
The price sits above even our optimistic bull case (£1,033). The favourable scenario is already priced in. Solid but not exceptional quality (48/100) and above fair value, neither a clear bargain nor a standout compounder. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Where does the earnings growth of Basellandschaftliche Kantonalbank (0QQ4) come from?
Earnings per share at Basellandschaftliche Kantonalbank grew +9.4 % a year from 2014 to 2025. Broken into its drivers: revenue per share +12.1 %, EBIT margin +0.3 %, tax rate −0.2 %, residual (interest, one-offs) −2.5 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.

Key figures of Basellandschaftliche Kantonalbank

How large is the market capitalisation of Basellandschaftliche Kantonalbank (0QQ4)?
The market capitalisation of Basellandschaftliche Kantonalbank is £2.3B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Basellandschaftliche Kantonalbank (0QQ4)?
The price-to-sales ratio of Basellandschaftliche Kantonalbank is 0.03 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Basellandschaftliche Kantonalbank (0QQ4)?
Earnings per share at Basellandschaftliche Kantonalbank are £65.02 (price ÷ EPS = P/E 0.2). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Basellandschaftliche Kantonalbank (0QQ4)?
The dividend yield of Basellandschaftliche Kantonalbank is 3.6% (payout 64.6%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Basellandschaftliche Kantonalbank (0QQ4)?
The net margin of Basellandschaftliche Kantonalbank is 17.4% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Basellandschaftliche Kantonalbank (0QQ4)?
The return on equity (ROE) of Basellandschaftliche Kantonalbank is 5.1% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Basellandschaftliche Kantonalbank (0QQ4)?
On an EBIT basis the return on assets of Basellandschaftliche Kantonalbank is 0.4% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Basellandschaftliche Kantonalbank (0QQ4)?
The operating margin of Basellandschaftliche Kantonalbank is 28.0% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Basellandschaftliche Kantonalbank (0QQ4)?
Revenue at Basellandschaftliche Kantonalbank is growing +4.8% versus a year earlier (3y avg +15.8%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Basellandschaftliche Kantonalbank (0QQ4)?
Earnings per share at Basellandschaftliche Kantonalbank are growing −46.7% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Basellandschaftliche Kantonalbank (0QQ4) generate?
The free cash flow of Basellandschaftliche Kantonalbank is −£965M (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Basellandschaftliche Kantonalbank (0QQ4) carry?
The net debt of Basellandschaftliche Kantonalbank is £4.6B (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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