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SpareBank 1 Østlandet (0RU6) fair value: what the stock is really worth

As of Oct 2, 2026: fair value of SpareBank 1 Østlandet NOK 368, price NOK 201, upside +82.8%, quality 44 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.

Fair value above price? Yes
Good quality? No
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Financial Services · GB · ISIN NO0010751910

S1 Broad data Sep 24, 2026

SpareBank 1 Østlandet

0RU6 · LSE

Cheap, value-trap riskThe stock looks deeply undervalued, but low quality raises value-trap risk.

✓Fair value kr 367.84 · Strongly undervalued (+82.8%)

!Quality 44/100

✓Healthy Growth (revenue 5y +30.4 %/yr)

✓Highly profitable · 47.1% net margin (TTM)

✓generates free cash flow

✓6.3% dividend yield · Sustainable

✓Wide moat 72/100

26 models, one by oneBear kr 235.18 to bull kr 614.26 Growth analysisrevenue history, year by year Quality 44/100 in detail37 factors, each one shown Compared with its peersrank on every measure, side by side

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What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.

How to read this chart

60‑month range kr 67.72 – kr 210.45 · fair‑value band kr 235.18 – kr 614.26 · the kr 201.20 price screens below the kr 367.84 fair value. Dashed = 300-day average. As of Sep 24, 2026.

Which stocks are undervalued right now? Check free Discover now →

Company profile

SpareBank 1 Østlandet provides various financial products and services to individuals, businesses, public entities, teams, associations, and organisations. It operates through the Retail Division, Corporate Division, SpareBank 1 Finans Østlandet, EiendomsMegler 1 Østlandet, and SpareBank 1 ForretningsPartner Østlandet segments. The Retail segment offers financial services comprising savings, financing, payment processing, insurance, loss prevention, capital management, and investments. The Corporate segment provides hedging for interest and foreign exchange transactions, placement of surplus liquidity, insurance for individuals, pension solutions, as well as buildings and movable property for businesses; and delivers advisory solutions to private customers and businesses, and it also engages in foreign currency services. The SpareBank 1 Finans Østlandet's segment provides activities consisting of leasing and lending for private purchases of vehicles, including car loans for electric vehicles, as well as leasing and lending to corporate customers for vehicles and operating assets. The EiendomsMegler 1 Østlandet's segment offers activities consisting of advisory services and real estate brokerage in connection with the purchase and sale of residential property and real estate. The SpareBank 1 ForretningsPartner Østlandet's segment provides activities consisting of accounting services, advisory and consultancy services, including advisory services related to sustainability. SpareBank 1 Østlandet was founded in 1845 and is headquartered in Hamar, Norway.

Stock analysis

SpareBank 1 Østlandet (0RU6) currently trades at kr 201.20, while our model-based Fair Value estimate is kr 367.84, implying the stock looks roughly 45.3% undervalued today.

Valuation

Bull case: the Multiples group reads highest at a median of kr 335.33 per share, and 5 of the 6 models we run sit above the kr 201.20 price.

Bear case: the Asset-Based group reads lowest at kr 160.48, and 1 of the 6 models stay below the price. Evidence for this calculation is high.

Scenario range: kr 235.18 (bear) to kr 614.26 (bull), the price of kr 201.20 sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 44/100 (below-average quality), in the Financial Services sector.

Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.

SpareBank 1 Østlandet reported revenue of 14.5B NOK in FY2025 versus 5.3B NOK in FY2021, a compound +28.5%/yr. Reported net income was 3.5B NOK in FY2025, compounding +26.2%/yr from FY2021.

Key figures

Market cap 27.3B NOK (≈ $2.8B) · P/E ratio 0.2 · P/S ratio 0.04 · EPS (TTM) kr 12.57 · Dividend yield 6.3% · Net margin 24.3% · Return on equity 13.5% · Return on assets (EBIT) 1.8%.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 50 out of 100 (low confidence).

What moves the price

The share trades about 4% below its 52-week high and 23% above its 52-week low, currently above its 200-day average.

For context, the median of 10 Financial Services peers we cover trades at −36% fair-value upside, at 83%, 0RU6 screens cheaper than that median.

Fair Value models

Bear kr 235.18 Fair Value kr 367.84 Bull kr 614.26

Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds. Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.

Highest evidence

Residual Income kr 228.60 kr 276.98 kr 382.18 76

Gordon GGM kr 155.61 kr 310.06 kr 469.52 67

DDM Multi-Stage kr 155.61 kr 267.96 kr 327.29 67

All 6 models by family

Dividend Discount

Gordon GGM kr 155.61 kr 310.06 kr 469.52 67

DDM Multi-Stage kr 155.61 kr 267.96 kr 327.29 67

Multiples

P/E Multiple kr 319.85 kr 426.46 kr 533.08 63

P/B Multiple kr 251.50 kr 335.33 kr 419.16 55

Asset-Based

NCAV (Graham) kr 119.76 kr 160.48 kr 239.52 51

Economic Profit

Residual Income kr 228.60 kr 276.98 kr 382.18 76

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Quality Score breakdown

Overall quality 44/100

Of which business quality 36 · Market factors (momentum, volatility) 67

Profitability 37

Margins and returns on capital today

Quality Growth 45

Are margins and returns improving?

Cashflow 62

Earnings quality: real cash, not paper profit

Fin. Strength 0

Balance sheet, leverage, solvency risk

Investment 68

Disciplined investing over empire-building

Low Volatility 96

Calm price path (market factor)

Momentum 49

Price trend over the last 3–12 months (market factor)

52W Momentum 66

Distance to the 52-week high (market factor)

Net Issuance 13

Share count: buybacks or dilution?

Open the full quality analysis →

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 100/100

Revenue growth appears healthy and is supported by profitability and cash-flow quality.

Revenue growth 1 year

+14.4%

Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.

+20.3%

Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.

+30.4%

Start year 2020 (pandemic). Over 10 years: +17.5% a year

Revenue growth 13 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.

+19.7%

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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Basis: EBIT basis.

+15.7%

Earnings growth per share plus dividend.

Earnings per share, growth per year+9.4%

Dividend (yield on the price)6.3%

Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.13.6% vs 9.7%, picking up

Profit margin 2017 to 2022 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.34% → 26%

Start year 2020 (pandemic)

Growth Forecast

A lot of optimism in the price

The price assumes less growth than the company has delivered so far and more than analysts expect.

What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).

−2.1%

Yearly growth needed for the next five years to justify today's price.

What forecasts expect ⓘAnalysts publish sales forecasts for the next two fiscal years. For the years after that, growth slows evenly to 2 % a year by year ten (2 % is the long-run rate our models use). Projected years are marked as such.

−9.8%

Yearly sales growth analysts expect, extended to five years.

After inflation (Norway: IMF forecast 2.4% a year to 2030, 3.3% from 2016 to 2025) that is about −4.4% a year for the price and −11.9% for the forecasts.

Forecast 2026 (sales)−51.5%

Forecast 2027 (sales)+6.1%

Projected 2028 (sales)+5.6%

Projected 2029 (sales)+5.1%

Projected 2030 (sales)+4.6%

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Price, fair value, quality and upside side by side.

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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Banks - Regional · 1053 stocks

Beats the industry median on 11/13 measures

Overall it ranks above its industry peers.

Valuation

Quality Score 40 · Bottom 25%

Fair Value upside +44.6% · Top 25%

Profitability

Return on equity (TTM) 13.5% · Top 25%

Return on assets 1.6% · Top 25%

Net margin (TTM) 47.1% · Top 25%

Operating margin (TTM) 50.5% · Above median

Growth and dividend

Revenue growth −1.4% · Bottom 25%

Dividend yield (TTM) 6.3% · Top 25%

Valuation Multiplesvs Banks - Regional median · lower = cheaper

P/E (TTM) 0.2× · Cheapest 25%

P/B 0.10× · Cheapest 25%

P/S (TTM) 0.34× · Cheapest 25%

P/FCF 1.1× · Cheapest 25%

EV/EBITDA 0.6× · Cheapest 25%

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Banks - Regional stocks, each showing price versus our Fair Value estimate.

Stock	Price	Fair Value	vs Fair Value
DBS Group D05	78.00 SGD	40.39 SGD	−48%
China Merchants Bank Co 600036	¥40.69	¥52.73	+30%
UniCredit S.p.A UCG	€79.53	€77.12	−3%
Mizuho Financial Group MFG	$11.05	$6.82	−38%
Intesa Sanpaolo S.p.A ISP	€6.38	€4.06	−36%
BNP Paribas SA BNP	€91.54	€105.99	+16%
HDFC Bank Limited HDFCBANK	₹721.20	₹406.44	−44%
Oversea-Chinese Banking Corporation O39	32.01 SGD	19.78 SGD	−38%
Al Rajhi Banking and Investment Corporation 1120	63.15 SAR	36.95 SAR	−41%
CaixaBank, S.A CABK	€12.03	€8.46	−30%

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SpareBank 1 Østlandet · Fair Value
kr 367.84 +45%Fair Value
Calculator →

<a href="https://www.fairvalue-calculator.com/stock/0RU6" target="_blank" rel="nofollow noopener" style="display:inline-flex;align-items:center;gap:12px;box-sizing:border-box;font-family:system-ui,-apple-system,Segoe UI,Roboto,sans-serif;text-decoration:none;background:#0f1814;color:#eaf2ed;border:1px solid #2a3a30;border-radius:12px;padding:12px 16px;max-width:360px"><span style="line-height:1.35"><span style="font-size:12px;color:#9fb0a8">SpareBank 1 Østlandet · Fair Value</span><br><b style="font-size:20px">kr 367.84</b> <span style="color:var(--fvc-g-mitte);font-weight:700;font-size:14px">+45%</span></span><span style="font-size:11px;color:var(--fvc-g-mitte);font-weight:700;margin-left:auto;text-align:right;line-height:1.3">Fair&nbsp;Value<br>Calculator&nbsp;→</span></a>

Cite: Fair Value Calculator (2026). "SpareBank 1 Østlandet Fair Value". https://www.fairvalue-calculator.com/stock/0RU6

Frequently asked questions

Is SpareBank 1 Østlandet (0RU6) overvalued or undervalued?

As of Sep 24, 2026, our model estimates a fair value of kr 367.84 versus a price of kr 201.20, about +83% upside (undervalued).

What is the fair value of 0RU6?

Our model-based fair value for SpareBank 1 Østlandet is kr 367.84 (as of Sep 24, 2026), built from audited fundamentals. The current price: kr 201.20.

What is the quality score of 0RU6?

SpareBank 1 Østlandet has a Quality Score of 44/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.

What is the price target for SpareBank 1 Østlandet (0RU6)?

Our model-based price target is the fair value of kr 367.84 (as of Sep 24, 2026) from 6 valuation models. Cautious scenario kr 235.18, optimistic scenario kr 614.26. It is a calculation from audited fundamentals, not an analyst target.

What is the SpareBank 1 Østlandet stock forecast for 2026?

Our models put fair value at kr 367.84, about +83% upside versus a price of kr 201.20 (undervalued). Cautious scenario kr 235.18, optimistic scenario kr 614.26. The calculation is refreshed regularly with new filings.

What is the revenue of SpareBank 1 Østlandet (0RU6)?

SpareBank 1 Østlandet reported trailing-twelve-month revenue of about 7.3B NOK (latest available figure, as of Sep 24, 2026).

Does SpareBank 1 Østlandet pay a dividend?

SpareBank 1 Østlandet currently shows a dividend yield of about 6.31% relative to its recent price (as of Sep 24, 2026).

What growth is priced into SpareBank 1 Østlandet (0RU6)?

For today's price to be fair in a discounted-cash-flow model, SpareBank 1 Østlandet would have to grow free cash flow by -2.1 % per year for five years (discount rate 9.0 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +30.5 % per year. As of Sep 24, 2026.

What discount rate (WACC) does the fair value of 0RU6 use?

Our models discount SpareBank 1 Østlandet at 9.0 %: a base by market capitalisation (mid), damped by beta 0.35, country premium for United Kingdom. The same rate applies in all 26 models.

What is a reverse DCF?

A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For SpareBank 1 Østlandet that is -2.1 % per year a year over ten years, using the same discount rate (9.0 %) and the same formula as our fair value.

How much growth has SpareBank 1 Østlandet (0RU6) delivered so far?

Over the past 5 years revenue at SpareBank 1 Østlandet grew +30.5 % a year. The price currently implies -2.1 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.

How fast is the sector of SpareBank 1 Østlandet (0RU6) growing?

The median revenue growth in the sector is +7.3 % a year. That is the yardstick for the growth priced into SpareBank 1 Østlandet (-2.1 % per year a year): it shows whether the expectation is within the usual range or beyond it.

What is the free cash flow yield of SpareBank 1 Østlandet (0RU6)?

The free-cash-flow yield on the price is 8.62 %: that much free cash flow SpareBank 1 Østlandet produces per unit of market value. When it exceeds the discount rate of our models (9.0 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.

What is the intrinsic value of SpareBank 1 Østlandet (0RU6)?

Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For SpareBank 1 Østlandet it is kr 367.84 per share (as of Sep 24, 2026), against a price of kr 201.20. It is the blended result of 6 valuation models (cash flow, earnings, asset, dividend).

Is SpareBank 1 Østlandet stock overvalued or undervalued in 2026?

As of Sep 24, 2026, 0RU6 trades below its calculated fair value: price kr 201.20, fair value kr 367.84, a gap of about +83% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.

Is fair value the same as the market price of 0RU6?

No. The price is what the market pays today (kr 201.20); the fair value is what the company's own numbers justify (kr 367.84). For SpareBank 1 Østlandet the two are kr 166.64 per share apart. That gap is exactly why we show both numbers side by side.

How much is SpareBank 1 Østlandet worth?

The market values SpareBank 1 Østlandet at about 27.3B NOK (market capitalisation, as of Sep 24, 2026). Per share that is kr 201.20; our models calculate a fair value of kr 367.84 per share.

What do the bullish and bearish scenarios say about 0RU6?

Our models span a range for SpareBank 1 Østlandet: cautious scenario kr 235.18, base kr 367.84, optimistic kr 614.26 per share (as of Sep 24, 2026, price kr 201.20). The range comes from different growth and margin assumptions, not from analyst opinions.

What is the P/E ratio of 0RU6?

SpareBank 1 Østlandet trades at a price-to-earnings ratio of 0.2 (as of Sep 24, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of kr 367.84 is built from several models across several years. Other multiples: P/B 0.1, P/S 0.3, EV/EBITDA 0.6.

How solid is the balance sheet of SpareBank 1 Østlandet (0RU6)?

Balance-sheet figures for SpareBank 1 Østlandet (as of Sep 24, 2026): return on equity 13.5%. They feed the Quality Score of 44/100, which measures business quality independently of the share price.

How far is 0RU6 from its 52-week high?

SpareBank 1 Østlandet trades at kr 201.20, about 4% below its 52-week high of kr 210.45 and 23% above the low of kr 164.03 (as of Oct 2, 2026). Distance from the high says nothing about value: that is what the fair value of kr 367.84 is for.

Which stocks are comparable to SpareBank 1 Østlandet?

From the same area (Financial Services) we also value DBS Group, China Merchants Bank Co, UniCredit S.p.A, Mizuho Financial Group, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.

Is SpareBank 1 Østlandet stock attractive at the current price?

The data as of Sep 24, 2026: price kr 201.20, calculated fair value kr 367.84 (+83%), Quality Score 44/100, from 6 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.

How is the fair value of 0RU6 calculated?

We run SpareBank 1 Østlandet through 6 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of kr 367.84, with the spread shown as a cautious and an optimistic scenario.

Is it still worth investing in stocks now?

The global stock market currently sits 14.5 % above its aggregate fair value. SpareBank 1 Østlandet currently trades 45 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.

What is the share price of SpareBank 1 Østlandet (0RU6)?

The closing price on Oct 2, 2026 was kr 201.20. Our model-based fair value is kr 367.84, about +83% upside (undervalued). We carry closing prices from our data provider, not a live tick.

What should I pay attention to with SpareBank 1 Østlandet right now?

The large discount to fair value meets weak quality (44/100). That raises the risk this is a value trap rather than a bargain. The price is below even our cautious bear case (kr 235.18). The market is more pessimistic than our downside scenario. The model range is unusually wide (kr 235.18 to kr 614.26). The outcome hinges heavily on assumptions, so read the point estimate with caution. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Where does the earnings growth of SpareBank 1 Østlandet (0RU6) come from?

Earnings per share at SpareBank 1 Østlandet grew +8.4 % a year from 2014 to 2025. Broken into its drivers: revenue per share +12.6 %, EBIT margin −0.8 %, tax rate −0.3 %, residual (interest, one-offs) −2.7 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.

Key figures of SpareBank 1 Østlandet

How large is the market capitalisation of SpareBank 1 Østlandet (0RU6)?

The market capitalisation of SpareBank 1 Østlandet is 27.3B NOK (≈ $2.8B). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.

What is the P/S ratio of SpareBank 1 Østlandet (0RU6)?

The price-to-sales ratio of SpareBank 1 Østlandet is 0.04 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.

What are the earnings per share of SpareBank 1 Østlandet (0RU6)?

Earnings per share at SpareBank 1 Østlandet are kr 12.57 (price ÷ EPS = P/E 0.2). Earnings per share over the last twelve months: total profit spread across every single share.

What is the dividend yield of SpareBank 1 Østlandet (0RU6)?

The dividend yield of SpareBank 1 Østlandet is 6.3% (payout 101%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.

What is the net margin of SpareBank 1 Østlandet (0RU6)?

The net margin of SpareBank 1 Østlandet is 24.3% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.

What is the return on equity of SpareBank 1 Østlandet (0RU6)?

The return on equity (ROE) of SpareBank 1 Østlandet is 13.5% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.

What is the EBIT return on assets of SpareBank 1 Østlandet (0RU6)?

On an EBIT basis the return on assets of SpareBank 1 Østlandet is 1.8% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.

What is the operating margin of SpareBank 1 Østlandet (0RU6)?

The operating margin of SpareBank 1 Østlandet is 50.5% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.

How fast is revenue growing at SpareBank 1 Østlandet (0RU6)?

Revenue at SpareBank 1 Østlandet is growing −1.4% versus a year earlier (3y avg +20.3%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.

How fast are earnings growing at SpareBank 1 Østlandet (0RU6)?

Earnings per share at SpareBank 1 Østlandet are growing −8.0% versus a year earlier. How much earnings per share grew versus a year earlier.

How much net debt does SpareBank 1 Østlandet (0RU6) carry?

The net debt of SpareBank 1 Østlandet is 49.9B NOK (fiscal year 2025, ≈ 21.2 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.

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