1601 (1601) Fair Value & Analysis

Financial Services · Market cap HK$1.3B

1 1601 1601 · HK

PriceHK$0.7900

Fair ValueHK$1.58

Upside+100.0%

Quality43/100

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Evidence: High Range HK$1.43 – HK$2.38

Fair value as of: Jul 2, 2026

From 26 valuation models · updated yesterday

Share price −6.0% over the past month.

Price vs Fair Value (12 months)

12‑month range HK$0.7697 – HK$0.9926 · fair‑value band HK$1.43 – HK$2.38 · the HK$0.7900 price screens below the HK$1.58 fair value. As of Jul 2, 2026.

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Analysis

1601 (1601) currently trades at HK$0.7900, while our model-based Fair Value estimate is HK$1.58 — implying the stock looks roughly 100.0% undervalued today. We read business quality at 43/100 (below-average quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, 1601 generated revenue of HK$561M at a net margin of 49.5%. Revenue grew 6.9% year over year. It earns a return on equity of 9.3%. Net debt stands at HK$7.6B. Fundamentals as of Jul 2, 2026

Key figures & financial health

Revenue (TTM) HK$561M

Revenue growth (YoY) +6.9%

Net margin 49.5%

Return on equity 9.3%

Free cash flow HK$276M FY2025

P/E ratio 3.7

More key figures

Operating margin 50.0%

EPS (TTM) HK$0.0900

Dividend yield 7.5%

EPS growth (YoY) -10.8%

Net debt HK$7.6B FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 2, 2026. TTM = trailing twelve months.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

1601 reported revenue of HK$835M in FY2025 versus HK$657M in FY2021, a compound +6.2%/yr. Reported net income was HK$265M in FY2025, compounding +7.8%/yr from FY2021.

Revenue +6.2%/yr

FY21 HK$657M

FY22 HK$431M

FY23 HK$473M

FY24 HK$517M

FY25 HK$835M

Net income +7.8%/yr

FY21 HK$196M

FY22 HK$226M

FY23 HK$260M

FY24 HK$271M

FY25 HK$265M

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Similar stocks

6 more Credit Services stocks, each showing price versus our Fair Value estimate (as of Jul 2, 2026).

Stock	Price	Fair Value	vs Fair Value
Visa Inc V	5,663 MXN	229.36 MXN	-96%
Mastercard Incorporated MA	C$29.95	C$10.05	-66%
M4I M4I	€430.50	€368.29	-14%
American Express Company AXP	C$28.87	C$23.85	-17%
Capital One Financial Corporation COF	$177.63	$125.08	-30%
Bajaj Finance Limited BAJFINANCE	₹889.40	₹559.13	-37%

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Frequently asked questions

Is 1601 (1601) undervalued?

As of Jul 2, 2026, our model estimates a fair value of HK$1.58 versus a price of HK$0.7900 — about +100% (undervalued). Model-based estimate, not financial advice.

What is the fair value of 1601?

Our model-based fair value for 1601 is HK$1.58 (as of Jul 2, 2026), built from audited fundamentals. The current price is HK$0.7900.

What is the quality score of 1601?

1601 has a Quality Score of 43/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

What is the revenue of 1601 (1601)?

1601 reported trailing-twelve-month revenue of about HK$561M (latest available figure, as of Jul 2, 2026).

What is the net profit margin of 1601?

The net profit margin of 1601 is about 49.5%, meaning it keeps roughly 49.5% of revenue as net income. Based on the latest reported figures.

Does 1601 pay a dividend?

1601 currently shows a dividend yield of about 7.47% relative to its recent price (as of Jul 2, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.