1916 (1916) Fair Value & Analysis

Financial Services · Market cap HK$3.6B

1 1916 1916 · HK

PriceHK$0.6000

Fair ValueHK$1.20

Upside+100.0%

Quality54/100

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Evidence: High Range HK$0.9000 – HK$1.50

Fair value as of: Jul 2, 2026

From 23 valuation models · updated today

Share price −7.7% over the past month.

Price vs Fair Value (12 months)

12‑month range HK$0.5900 – HK$0.8700 · fair‑value band HK$0.9000 – HK$1.50 · the HK$0.6000 price screens below the HK$1.20 fair value. As of Jul 2, 2026.

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Analysis

1916 (1916) currently trades at HK$0.6000, while our model-based Fair Value estimate is HK$1.20 — implying the stock looks roughly 100.0% undervalued today. We read business quality at 54/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, 1916 generated revenue of HK$3.9B at a net margin of 25.0%. Revenue declined 3.8% year over year. It earns a return on equity of 2.2%. Net debt stands at HK$120B. Fundamentals as of Jul 2, 2026

Key figures & financial health

Revenue (TTM) HK$3.9B

Revenue growth (YoY) -3.8%

Net margin 25.0%

Return on equity 2.2%

Free cash flow HK$7.2B FY2025

P/E ratio 4.9

More key figures

Operating margin 12.4%

EPS (TTM) HK$0.0900

Dividend yield 5.8%

EPS growth (YoY) -38.2%

Net debt HK$120B FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 2, 2026. TTM = trailing twelve months.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

1916 reported revenue of HK$3.9B in FY2025 versus HK$6.1B in FY2021, a compound −10.9%/yr. Reported net income was HK$964M in FY2025, compounding −17.4%/yr from FY2021.

Revenue −10.9%/yr

FY21 HK$6.1B

FY22 HK$5.3B

FY23 HK$4.6B

FY24 HK$4.2B

FY25 HK$3.9B

Net income −17.4%/yr

FY21 HK$2.1B

FY22 HK$1.5B

FY23 HK$1.0B

FY24 HK$1.1B

FY25 HK$964M

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Similar stocks

6 more Banks - Regional stocks, each showing price versus our Fair Value estimate (as of Jul 2, 2026).

Stock	Price	Fair Value	vs Fair Value
HDFC Bank Limited HDFCBANK	₹746.85	₹880.28	+18%
PT Bank Central Asia Tbk BBCA	6,225 IDR	6,617 IDR	+6%
PT Bank Rakyat Indonesia (Persero) Tbk BBRI	2,910 IDR	4,891 IDR	+68%
Banco Bradesco S.A BBD	5,120 ARS	10,240 ARS	+100%
KB Financial Group 105560	154,000 KRW	172,992 KRW	+12%
PT Bank Mandiri (Persero) Tbk BMRI	3,710 IDR	7,420 IDR	+100%

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Frequently asked questions

Is 1916 (1916) undervalued?

As of Jul 2, 2026, our model estimates a fair value of HK$1.20 versus a price of HK$0.6000 — about +100% (undervalued). Model-based estimate, not financial advice.

What is the fair value of 1916?

Our model-based fair value for 1916 is HK$1.20 (as of Jul 2, 2026), built from audited fundamentals. The current price is HK$0.6000.

What is the quality score of 1916?

1916 has a Quality Score of 54/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

What is the revenue of 1916 (1916)?

1916 reported trailing-twelve-month revenue of about HK$3.9B (latest available figure, as of Jul 2, 2026).

What is the net profit margin of 1916?

The net profit margin of 1916 is about 25.0%, meaning it keeps roughly 25.0% of revenue as net income. Based on the latest reported figures.

Does 1916 pay a dividend?

1916 currently shows a dividend yield of about 5.76% relative to its recent price (as of Jul 2, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.