Union Community Co. Ltd (203450) fair value: what the stock is really worth
As of Sep 23, 2026: fair value of Union Community Co. Ltd KRW 1,704, price KRW 2,780, upside -38.7%, quality 53 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Union Community Co., Ltd. provides various biometric solutions in South Korea and internationally. The company offers access control, time and attendance management, drinking water management, integrated control, and image detection solutions.
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Union Community Co., Ltd. provides various biometric solutions in South Korea and internationally. The company offers access control, time and attendance management, drinking water management, integrated control, and image detection solutions. The company offers products for government offices, factories, financial and research institutes, military offices, companies, schools, and stores. It provides its products under the VIRDI brand name. The company was founded in 2000 and is headquartered in Seoul, South Korea.
Stock analysis
Union Community Co. Ltd (203450) currently trades at 2,780 KRW, while our model-based Fair Value estimate is 1,704 KRW, implying the stock looks roughly 63.2% overvalued today.
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Valuation
Bull case: the DCF Models group reads highest at a median of 2,797 KRW per share, and 2 of the 15 models we run sit above the 2,780 KRW price.
Bear case: the Earnings-Based group reads lowest at 683.51 KRW, and 13 of the 15 models stay below the price. Evidence for this calculation is low.
Scenario range: 1,495 KRW (bear) to 1,704 KRW (bull), the price of 2,780 KRW sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 53/100 (solid quality), in the Technology sector.
Expensive Growth: The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Union Community Co. Ltd reported revenue of 51.3B KRW in FY2025 versus 39.0B KRW in FY2021, a compound +7.1%/yr. Reported net income was 2.0B KRW in FY2025, compounding −3.9%/yr from FY2021.
Key figures
Market cap 33.3B KRW (≈ $23.3M) · P/S ratio 0.75 · Dividend yield 2.9% · Net margin 3.9% · Return on equity 1,532% · Return on assets (EBIT) 2.3% · Operating margin 1.4% · Revenue (TTM) 42.4B KRW.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 37 out of 100 (medium confidence).
What moves the price
The share trades about 24% below its 52-week high and 20% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Technology peers we cover trades at 59% fair-value upside, at −39%, 203450 screens richer than that median.
Fair Value models
Bear 1,495 KRWFair Value 1,704 KRWBull 1,704 KRW
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.31/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Revenue growth 1 year
−9.6%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+3.5%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+3.2%
Start year 2020 (pandemic). Over 10 years: +1.8% a year
Revenue growth 10 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+1.8%
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What shareholders gained per year (last 5 years), in KRW ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in KRW: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+1.7%
Earnings growth per share plus dividend.
Earnings per share, growth per year−1.2%
Dividend (yield on the price)2.9%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.−1% vs −8%, picking up
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.5% → 2%
Compare Union Community Co. Ltd with another stock
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Electronic Equipment & Parts · 22 stocks
Beats the industry median on 3/7 measures
A mixed picture versus its industry peers.
Valuation
Quality Score53 · Below median
Fair Value upside−39% · Below median
Profitability
Return on assets1% · Below median
Net margin (TTM)7% · Above median
Operating margin (TTM)1% · Below median
Growth and dividend
Revenue growth45% · Top 25%
Dividend yield (TTM)2.9% · Above median
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 38
FUTURE (revenue growth)100· sector 0
PAST (return on equity)0· sector 0
HEALTH (low debt)100· sector 97
DIVIDEND (yield)57· sector 57
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Union Community Co. Ltd Fair Value". https://www.fairvalue-calculator.com/stock/203450
Frequently asked questions
Is Union Community Co. Ltd (203450) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of 1,704 KRW versus a price of 2,780 KRW, about −39% upside (overvalued).
What is the fair value of 203450?
Our model-based fair value for Union Community Co. Ltd is 1,704 KRW (as of Sep 24, 2026), built from audited fundamentals. The current price: 2,780 KRW.
What is the quality score of 203450?
Union Community Co. Ltd has a Quality Score of 53/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Union Community Co. Ltd (203450)?
Our model-based price target is the fair value of 1,704 KRW (as of Sep 24, 2026) from 15 valuation models. Cautious scenario 1,495 KRW, optimistic scenario 1,704 KRW. It is a calculation from audited fundamentals, not an analyst target.
What is the Union Community Co. Ltd stock forecast for 2026?
Our models put fair value at 1,704 KRW, about −39% upside versus a price of 2,780 KRW (overvalued). Cautious scenario 1,495 KRW, optimistic scenario 1,704 KRW. The calculation is refreshed regularly with new filings.
What is the revenue of Union Community Co. Ltd (203450)?
Union Community Co. Ltd reported trailing-twelve-month revenue of about 42.4B KRW (latest available figure, as of Sep 24, 2026).
Does Union Community Co. Ltd pay a dividend?
Union Community Co. Ltd currently shows a dividend yield of about 2.87% relative to its recent price (as of Sep 24, 2026).
What is the intrinsic value of Union Community Co. Ltd (203450)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Union Community Co. Ltd it is 1,704 KRW per share (as of Sep 24, 2026), against a price of 2,780 KRW. It is the blended result of 15 valuation models (cash flow, earnings, asset, dividend).
Is Union Community Co. Ltd stock overvalued or undervalued in 2026?
As of Sep 24, 2026, 203450 trades above its calculated fair value: price 2,780 KRW, fair value 1,704 KRW, a gap of about −39% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 203450?
No. The price is what the market pays today (2,780 KRW); the fair value is what the company's own numbers justify (1,704 KRW). For Union Community Co. Ltd the two are 1,076 KRW per share apart. That gap is exactly why we show both numbers side by side.
How much is Union Community Co. Ltd worth?
The market values Union Community Co. Ltd at about 33.3B KRW (market capitalisation, as of Sep 24, 2026). Per share that is 2,780 KRW; our models calculate a fair value of 1,704 KRW per share.
What do the bullish and bearish scenarios say about 203450?
Our models span a range for Union Community Co. Ltd: cautious scenario 1,495 KRW, base 1,704 KRW, optimistic 1,704 KRW per share (as of Sep 24, 2026, price 2,780 KRW). The range comes from different growth and margin assumptions, not from analyst opinions.
How far is 203450 from its 52-week high?
Union Community Co. Ltd trades at 2,780 KRW, about 24% below its 52-week high of 3,650 KRW and 20% above the low of 2,310 KRW (as of Sep 23, 2026). Distance from the high says nothing about value: that is what the fair value of 1,704 KRW is for.
Which stocks are comparable to Union Community Co. Ltd?
From the same area (Technology) we also value VINATech Co, Partron Co, Amotech Co, KHVATEC Co, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Union Community Co. Ltd stock attractive at the current price?
The data as of Sep 24, 2026: price 2,780 KRW, calculated fair value 1,704 KRW (−39%), Quality Score 53/100, from 15 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 203450 calculated?
We run Union Community Co. Ltd through 15 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 1,704 KRW, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.0 % above its aggregate fair value. Union Community Co. Ltd itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Union Community Co. Ltd (203450)?
The closing price on Sep 23, 2026 was 2,780 KRW. Our model-based fair value is 1,704 KRW, about −39% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Union Community Co. Ltd right now?
The price sits above even our optimistic bull case (1,704 KRW). The favourable scenario is already priced in. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid but not exceptional quality (53/100) and above fair value, neither a clear bargain nor a standout compounder. The models converge in a tight band (1,495 KRW to 1,704 KRW), unusually little disagreement for a valuation.
Key figures of Union Community Co. Ltd
How large is the market capitalisation of Union Community Co. Ltd (203450)?
The market capitalisation of Union Community Co. Ltd is 33.3B KRW (≈ $23.3M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Union Community Co. Ltd (203450)?
The price-to-sales ratio of Union Community Co. Ltd is 0.75 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What is the dividend yield of Union Community Co. Ltd (203450)?
The dividend yield of Union Community Co. Ltd is 2.9%. Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Union Community Co. Ltd (203450)?
The net margin of Union Community Co. Ltd is 3.9% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Union Community Co. Ltd (203450)?
The return on equity (ROE) of Union Community Co. Ltd is 1,532% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Union Community Co. Ltd (203450)?
On an EBIT basis the return on assets of Union Community Co. Ltd is 2.3% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Union Community Co. Ltd (203450)?
The operating margin of Union Community Co. Ltd is 1.4% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Union Community Co. Ltd (203450)?
Revenue at Union Community Co. Ltd is growing +45.1% versus a year earlier (3y avg +3.5%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Union Community Co. Ltd (203450)?
Earnings per share at Union Community Co. Ltd are growing +595% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Union Community Co. Ltd (203450) generate?
The free cash flow of Union Community Co. Ltd is −12.7B KRW (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Union Community Co. Ltd (203450) carry?
The net debt of Union Community Co. Ltd is 448M KRW (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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