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Fubon Financial Holding (2881) Fair Value & Analysis

Financial Services · TW · Market cap 1.6T TWD

FF Fubon Financial Holding 2881 · TW
Price134.00 TWD
Fair Value115.05 TWD
Upside-14.1%
Quality51/100
Evidence: High Range 86.29 TWD – 143.82 TWD

Fair value as of: Jun 26, 2026

From 17 valuation models · updated 5 days ago

Share price +5.3% over the past month.

Price vs Fair Value (12 months)

154.74 TWD 87.85 TWD Fair Value 115.05 TWD Jun 2025 Jul 2026

12‑month range 87.85 TWD – 154.74 TWD · fair‑value band 86.29 TWD – 143.82 TWD · the 134.00 TWD price screens above the 115.05 TWD fair value. As of Jun 26, 2026.

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Analysis

Fubon Financial Holding (2881) currently trades at 134.00 TWD, while our model-based Fair Value estimate is 115.05 TWD — implying the stock looks roughly 14.1% overvalued today. We read business quality at 51/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

Over the trailing twelve months, Fubon Financial Holding generated revenue of 1.0T TWD at a net margin of 17.6%. Revenue grew 175.6% year over year. It earns a return on equity of 18.7%. The balance sheet holds a net cash position of 258B TWD. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) 1.0T TWD
Revenue growth (YoY) +176%
Net margin 17.6%
Return on equity 18.7%
Free cash flow −10.8B TWD FY2025
P/E ratio 14.1
More key figures
Operating margin 48.5%
EPS (TTM) 8.37 TWD
Dividend yield 3.7%
EPS growth (YoY) +1.8%
Net cash 258B TWD FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

Fubon Financial Holding Co., Ltd. provides various financial products and services in Taiwan, Asia, and internationally. It operates through Banking Business, Property Insurance Business, Life Insurance Business, Securities Business, and Others segments. The company offers insurance products, including property, casualty, life, health, accident, fire, transportation, fishing vessel, car, liability, engineering and nuclear, guarantee and letter of credit, and personal and commercial multiple peril insurance, as well as typhoons, floods, and earthquake insurance products. It also provides retail and consumer, corporate, and investment banking services; brokerage, trading, and underwriting services; and investment and financial management, and foreign exchange. In addition, the company offers deposits and loans, trust, bill finance, and credit card services; invests in foreign financial institutions; and insurance brokerage and agent services. Further, it engages in the venture …

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Fubon Financial Holding reported revenue of 190B TWD in FY2025 versus 480B TWD in FY2021, a compound −20.7%/yr. Reported net income was 121B TWD in FY2025, compounding −4.4%/yr from FY2021.

Revenue −20.7%/yr
FY21 480B TWD
FY22 255B TWD
FY23 172B TWD
FY24 871B TWD
FY25 190B TWD
Net income −4.4%/yr
FY21 145B TWD
FY22 46.9B TWD
FY23 66.0B TWD
FY24 151B TWD
FY25 121B TWD

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Similar stocks

6 more Insurance - Life stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).

Stock Price Fair Value vs Fair Value
Ping An Insurance (Group) Company 601318 ¥51.98 ¥103.96 +100%
China Life Insurance Company 601628 ¥36.44 ¥72.88 +100%
AIA Group AAGIY $37.91 $30.44 -20%
Manulife Financial Corporation MFC $40.34 $76.10 +89%
0945 0945 HK$317.40 HK$248.94 -22%
China Pacific Insurance (Group) Co CHPXF $3.65 $5.65 +55%

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Frequently asked questions

Is Fubon Financial Holding (2881) undervalued?
As of Jun 26, 2026, our model estimates a fair value of 115.05 TWD versus a price of 134.00 TWD — about −14% (overvalued). Model-based estimate, not financial advice.
What is the fair value of 2881?
Our model-based fair value for Fubon Financial Holding is 115.05 TWD (as of Jun 26, 2026), built from audited fundamentals. The current price is 134.00 TWD.
What is the quality score of 2881?
Fubon Financial Holding has a Quality Score of 51/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Fubon Financial Holding (2881)?
Fubon Financial Holding reported trailing-twelve-month revenue of about 1.0T TWD (latest available figure, as of Jun 26, 2026).
What is the net profit margin of 2881?
The net profit margin of Fubon Financial Holding is about 17.6%, meaning it keeps roughly 17.6% of revenue as net income. Based on the latest reported figures.
Does Fubon Financial Holding pay a dividend?
Fubon Financial Holding currently shows a dividend yield of about 3.73% relative to its recent price (as of Jun 26, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.