Taishin Financial Holding Co Ltd Pref (2887E) fair value: what the stock is really worth
As of Oct 2, 2026: fair value of Taishin Financial Holding Co Ltd Pref TWD 41.54, price TWD 48.30, upside -14.0%, quality 30 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.
How to read this chart
60‑month range 44.72 TWD – 52.80 TWD · fair‑value band 38.77 TWD – 47.74 TWD · the 48.30 TWD price screens above the 41.54 TWD fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 24, 2026.
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TS Financial Holding Co., Ltd., together with its subsidiaries, provides various financial products and services.
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TS Financial Holding Co., Ltd., together with its subsidiaries, provides various financial products and services. It offers wealth management services, such as financial consulting, tax planning, trust, asset allocation advisory services, TWD and FCY deposits, investment, and insurance products; consumer lending services, including 1st and 2nd lien mortgage, auto loan, personal loan, micro SME loans, and credit cards; and e-payment services. The company also provides digital, internet, and mobile banking services; mobile payment services; ATM services; exchange rate, interest rate, stock, bond, commodity, and gold account; funding, underwriting, and bond management services for onshore/offshore bond issuers; and brokerage, proprietary trading, underwriting, concurrent operation of futures and the design, issuance, trading, hedging of derivatives. In addition, it offers financial advisory services, risk management, facilities and financing, short-term bill trading, and bond issuance to corporations, government departments and financial institutions; and corporate restructuring, reorganization, mergers, acquisitions and financial planning or other consulting services. Further, the company provides money market, fixed income, domestic equity, global equity, fund of funds, and ETFs; and insurance products comprising of life insurance, retirement planning, asset accumulation, health, and accidental injuries. The company was formerly known as Taishin Financial Holding Co., Ltd. and changed its name to TS Financial Holding Co., Ltd. in July 2025. The company was founded in 1992 and is based in Taipei, Taiwan.
Stock analysis
Taishin Financial Holding Co Ltd Pref (2887E) currently trades at 48.30 TWD, while our model-based Fair Value estimate is 41.54 TWD, 14.0% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Multiples group reads highest at a median of 46.50 TWD per share, and 1 of the 4 models we run sit above the 48.30 TWD price.
Bear case: the Asset-Based group reads lowest at 31.05 TWD, and 3 of the 4 models stay below the price. Evidence for this calculation is medium.
Scenario range: 38.77 TWD (bear) to 47.74 TWD (bull), the price of 48.30 TWD sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 30/100 (below-average quality), in the Financial Services sector.
Expensive Growth: The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Taishin Financial Holding Co Ltd Pref reported revenue of 152B TWD in FY2025 versus 58.1B TWD in FY2021, a compound +27.1%/yr. Reported net income was 37.3B TWD in FY2025, compounding +16.4%/yr from FY2021.
Key figures
Market cap 150B TWD (≈ $4.7B) · P/E ratio 34.2 · P/S ratio 8.42 · EPS (TTM) 1.42 TWD · Dividend yield 2.0% · Net margin 24.6% · Return on equity 13.6% · Return on assets 0.9%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 47 out of 100 (low confidence).
What moves the price
The share trades about 7% below its 52-week high and at its 52-week low, currently below its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −36% fair-value upside, at −14%, 2887E screens cheaper than that median.
Fair Value models
Bear 38.77 TWDFair Value 41.54 TWDBull 47.74 TWD
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 9 months old). Earnings retained since then (0.3267 TWD per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.62/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Revenue growth 1 year
+75.4%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+31.7%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+29.0%
Start year 2020 (pandemic)
Revenue growth 8 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+20.4%
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What shareholders gained per year (last 5 years), in TWD ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in TWD: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
Compare Taishin Financial Holding Co Ltd Pref with another stock
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Banks - Regional · 1052 stocks
Beats the industry median on 4/9 measures
A mixed picture versus its industry peers.
Valuation
Quality Score26 · Bottom 25%
Fair Value upside−59.5% · Bottom 25%
Profitability
Return on equity (TTM)13.6% · Top 25%
Return on assets0.9% · Below median
Net margin (TTM)43.5% · Top 25%
Operating margin (TTM)58.8% · Top 25%
Growth and dividend
Revenue growth274.7% · Top 25%
Dividend yield (TTM)2.0% · Below median
Valuation Multiplesvs Banks - Regional median · lower = cheaper
P/E (TTM)34.2× · Priciest 25%
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 12
FUTURE (revenue growth)100· sector 47
PAST (return on equity)55· sector 41
HEALTH (low debt)0· sector 84
DIVIDEND (yield)41· sector 53
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Taishin Financial Holding Co Ltd Pref Fair Value". https://www.fairvalue-calculator.com/stock/2887E
Frequently asked questions
Is Taishin Financial Holding Co Ltd Pref (2887E) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of 41.54 TWD versus a price of 48.30 TWD, about −14% upside (overvalued).
What is the fair value of 2887E?
Our model-based fair value for Taishin Financial Holding Co Ltd Pref is 41.54 TWD (as of Sep 24, 2026), built from audited fundamentals. The current price: 48.30 TWD.
What is the quality score of 2887E?
Taishin Financial Holding Co Ltd Pref has a Quality Score of 30/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Taishin Financial Holding Co Ltd Pref (2887E)?
Our model-based price target is the fair value of 41.54 TWD (as of Sep 24, 2026) from 4 valuation models. Cautious scenario 38.77 TWD, optimistic scenario 47.74 TWD. It is a calculation from audited fundamentals, not an analyst target.
What is the Taishin Financial Holding Co Ltd Pref stock forecast for 2026?
Our models put fair value at 41.54 TWD, about −14% upside versus a price of 48.30 TWD (overvalued). Cautious scenario 38.77 TWD, optimistic scenario 47.74 TWD. The calculation is refreshed regularly with new filings.
What is the revenue of Taishin Financial Holding Co Ltd Pref (2887E)?
Taishin Financial Holding Co Ltd Pref reported trailing-twelve-month revenue of about 130B TWD (latest available figure, as of Sep 24, 2026).
Does Taishin Financial Holding Co Ltd Pref pay a dividend?
Taishin Financial Holding Co Ltd Pref currently shows a dividend yield of about 2.05% relative to its recent price (as of Sep 24, 2026).
What is the intrinsic value of Taishin Financial Holding Co Ltd Pref (2887E)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Taishin Financial Holding Co Ltd Pref it is 41.54 TWD per share (as of Sep 24, 2026), against a price of 48.30 TWD. It is the blended result of 4 valuation models (cash flow, earnings, asset, dividend).
Is Taishin Financial Holding Co Ltd Pref stock overvalued or undervalued in 2026?
As of Sep 24, 2026, 2887E trades above its calculated fair value: price 48.30 TWD, fair value 41.54 TWD, a gap of about −14% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 2887E?
No. The price is what the market pays today (48.30 TWD); the fair value is what the company's own numbers justify (41.54 TWD). For Taishin Financial Holding Co Ltd Pref the two are 6.76 TWD per share apart. That gap is exactly why we show both numbers side by side.
How much is Taishin Financial Holding Co Ltd Pref worth?
The market values Taishin Financial Holding Co Ltd Pref at about 150B TWD (market capitalisation, as of Sep 24, 2026). Per share that is 48.30 TWD; our models calculate a fair value of 41.54 TWD per share.
What do the bullish and bearish scenarios say about 2887E?
Our models span a range for Taishin Financial Holding Co Ltd Pref: cautious scenario 38.77 TWD, base 41.54 TWD, optimistic 47.74 TWD per share (as of Sep 24, 2026, price 48.30 TWD). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of 2887E?
Taishin Financial Holding Co Ltd Pref trades at a price-to-earnings ratio of 34.2 (as of Sep 24, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 41.54 TWD is built from several models across several years.
How solid is the balance sheet of Taishin Financial Holding Co Ltd Pref (2887E)?
Balance-sheet figures for Taishin Financial Holding Co Ltd Pref (as of Sep 24, 2026): return on equity 13.6%. They feed the Quality Score of 30/100, which measures business quality independently of the share price.
How far is 2887E from its 52-week high?
Taishin Financial Holding Co Ltd Pref trades at 48.30 TWD, about 7% below its 52-week high of 51.70 TWD and at the low of 48.30 TWD (as of Oct 2, 2026). Distance from the high says nothing about value: that is what the fair value of 41.54 TWD is for.
Which stocks are comparable to Taishin Financial Holding Co Ltd Pref?
From the same area (Financial Services) we also value DBS Group, China Merchants Bank Co, UniCredit S.p.A, Mizuho Financial Group, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Taishin Financial Holding Co Ltd Pref stock attractive at the current price?
The data as of Sep 24, 2026: price 48.30 TWD, calculated fair value 41.54 TWD (−14%), Quality Score 30/100, from 4 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 2887E calculated?
We run Taishin Financial Holding Co Ltd Pref through 4 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 41.54 TWD, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. Taishin Financial Holding Co Ltd Pref itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Taishin Financial Holding Co Ltd Pref (2887E)?
The closing price on Oct 2, 2026 was 48.30 TWD. Our model-based fair value is 41.54 TWD, about −14% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Taishin Financial Holding Co Ltd Pref right now?
For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly. The price sits above our optimistic bull case: the favourable scenario is already priced in. Read the verdict with care: some models are missing inputs, so the estimate scatters more than usual.
Key figures of Taishin Financial Holding Co Ltd Pref
How large is the market capitalisation of Taishin Financial Holding Co Ltd Pref (2887E)?
The market capitalisation of Taishin Financial Holding Co Ltd Pref is 150B TWD (≈ $4.7B). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Taishin Financial Holding Co Ltd Pref (2887E)?
The price-to-sales ratio of Taishin Financial Holding Co Ltd Pref is 8.42 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Taishin Financial Holding Co Ltd Pref (2887E)?
Earnings per share at Taishin Financial Holding Co Ltd Pref are 1.42 TWD (price ÷ EPS = P/E 34.2). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Taishin Financial Holding Co Ltd Pref (2887E)?
The dividend yield of Taishin Financial Holding Co Ltd Pref is 2.0% (payout 69.6%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Taishin Financial Holding Co Ltd Pref (2887E)?
The net margin of Taishin Financial Holding Co Ltd Pref is 24.6% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Taishin Financial Holding Co Ltd Pref (2887E)?
The return on equity (ROE) of Taishin Financial Holding Co Ltd Pref is 13.6% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the return on assets of Taishin Financial Holding Co Ltd Pref (2887E)?
The return on assets (ROA) of Taishin Financial Holding Co Ltd Pref is 0.9% (last twelve months). Profit relative to everything the company owns. Harder to inflate than return on equity because debt does not boost it.
What is the operating margin of Taishin Financial Holding Co Ltd Pref (2887E)?
The operating margin of Taishin Financial Holding Co Ltd Pref is 58.8% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Taishin Financial Holding Co Ltd Pref (2887E)?
Revenue at Taishin Financial Holding Co Ltd Pref is growing +275% versus a year earlier (3y avg +31.7%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Taishin Financial Holding Co Ltd Pref (2887E)?
Earnings per share at Taishin Financial Holding Co Ltd Pref are growing +646% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Taishin Financial Holding Co Ltd Pref (2887E) generate?
The free cash flow of Taishin Financial Holding Co Ltd Pref is −84.9B TWD (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Taishin Financial Holding Co Ltd Pref (2887E) carry?
The net debt of Taishin Financial Holding Co Ltd Pref is 7.0B TWD (fiscal year 2018). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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