Fairvalue-Calculator Fairvalue-Calculator
EN DE

TS Financial Holding (2887E) Fair Value & Analysis

Financial Services · TW · Market cap 150B TWD

TF TS Financial Holding 2887E · TW
Price50.80 TWD
Fair Value46.50 TWD
Upside-8.5%
Quality95/100
Evidence: Medium Range 34.88 TWD – 58.13 TWD

Fair value as of: Jun 26, 2026

From 10 valuation models · updated 4 days ago

Share price −2.9% over the past month.

Price vs Fair Value (12 months)

53.44 TWD 49.48 TWD Fair Value 46.50 TWD Jun 2025 Jul 2026

12‑month range 49.48 TWD – 53.44 TWD · fair‑value band 34.88 TWD – 58.13 TWD · the 50.80 TWD price screens above the 46.50 TWD fair value. As of Jun 26, 2026.

✦ Find undervalued quality stocks — 35,000+ analysed Find stocks →

Analysis

TS Financial Holding (2887E) currently trades at 50.80 TWD, while our model-based Fair Value estimate is 46.50 TWD — implying the stock looks roughly 8.5% overvalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: medium).

Over the trailing twelve months, TS Financial Holding generated revenue of 130B TWD at a net margin of 43.5%. Revenue grew 274.7% year over year. It earns a return on equity of 13.6%. Net debt stands at 7.0B TWD. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) 130B TWD
Revenue growth (YoY) +275%
Net margin 43.5%
Return on equity 13.6%
Free cash flow −84.9B TWD FY2025
P/E ratio 35.7
More key figures
Operating margin 58.8%
EPS (TTM) 1.42 TWD
Dividend yield 2.0%
EPS growth (YoY) +646%
Net debt 7.0B TWD FY2018

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

TS Financial Holding Co., Ltd., together with its subsidiaries, provides various financial products and services. It offers wealth management services, such as financial consulting, tax planning, trust, asset allocation advisory services, TWD and FCY deposits, investment, and insurance products; consumer lending services, including 1st and 2nd lien mortgage, auto loan, personal loan, micro SME loans, and credit cards; and e-payment services. The company also provides digital, internet, and mobile banking services; mobile payment services; ATM services; exchange rate, interest rate, stock, bond, commodity, and gold account; funding, underwriting, and bond management services for onshore/offshore bond issuers; and brokerage, proprietary trading, underwriting, concurrent operation of futures and the design, issuance, trading, hedging of derivatives. In addition, it offers financial advisory services, risk management, facilities and financing, short-term bill trading, and bond issuance …

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

TS Financial Holding reported revenue of 152B TWD in FY2025 versus 58.1B TWD in FY2021, a compound +27.1%/yr. Reported net income was 37.3B TWD in FY2025, compounding +16.4%/yr from FY2021.

Revenue +27.1%/yr
FY21 58.1B TWD
FY22 66.5B TWD
FY23 69.9B TWD
FY24 86.6B TWD
FY25 152B TWD
Net income +16.4%/yr
FY21 20.3B TWD
FY22 14.9B TWD
FY23 14.6B TWD
FY24 20.1B TWD
FY25 37.3B TWD

Open the full interactive analysis →

Similar stocks

6 more Banks - Regional stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).

Stock Price Fair Value vs Fair Value
HDFC Bank Limited HDFCBANK ₹747.05 ₹894.11 +20%
PT Bank Central Asia Tbk BBCA 6,225 IDR 6,617 IDR +6%
PT Bank Rakyat Indonesia (Persero) Tbk BBRI 2,880 IDR 5,760 IDR +100%
Banco Bradesco S.A BBD 5,120 ARS 10,240 ARS +100%
KB Financial Group 105560 157,000 KRW 205,701 KRW +31%
PT Bank Mandiri (Persero) Tbk BMRI 3,710 IDR 7,420 IDR +100%

Explore undervalued stocks

More undervalued Financial Services stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued Blue-Chip StocksUndervalued Small-Cap Stocks

Frequently asked questions

Is TS Financial Holding (2887E) undervalued?
As of Jun 26, 2026, our model estimates a fair value of 46.50 TWD versus a price of 50.80 TWD — about −8% (overvalued). Model-based estimate, not financial advice.
What is the fair value of 2887E?
Our 21-model fair value for TS Financial Holding is 46.50 TWD (as of Jun 26, 2026), built from audited fundamentals. The current price is 50.80 TWD.
What is the quality score of 2887E?
TS Financial Holding has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of TS Financial Holding (2887E)?
TS Financial Holding reported trailing-twelve-month revenue of about 130B TWD (latest available figure, as of Jun 26, 2026).
What is the net profit margin of 2887E?
The net profit margin of TS Financial Holding is about 43.5%, meaning it keeps roughly 43.5% of revenue as net income. Based on the latest reported figures.
Does TS Financial Holding pay a dividend?
TS Financial Holding currently shows a dividend yield of about 1.97% relative to its recent price (as of Jun 26, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.