Taishin Financial Holding Co. Ltd. Pfd. (2887F) fair value: what the stock is really worth
As of Oct 2, 2026: fair value of Taishin Financial Holding Co. Ltd. Pfd. TWD 47.82, price TWD 45.45, upside +5.2%, quality 31 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.
How to read this chart
52‑month range 43.20 TWD – 48.03 TWD · fair‑value band 39.04 TWD – 67.07 TWD · the 45.45 TWD price screens below the 47.82 TWD fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 24, 2026.
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TS Financial Holding Co., Ltd., together with its subsidiaries, provides various financial products and services.
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TS Financial Holding Co., Ltd., together with its subsidiaries, provides various financial products and services. It offers wealth management services, such as financial consulting, tax planning, trust, asset allocation advisory services, TWD and FCY deposits, investment, and insurance products; consumer lending services, including 1st and 2nd lien mortgage, auto loan, personal loan, micro SME loans, and credit cards; and e-payment services. The company also provides digital, internet, and mobile banking services; mobile payment services; ATM services; exchange rate, interest rate, stock, bond, commodity, and gold account; funding, underwriting, and bond management services for onshore/offshore bond issuers; and brokerage, proprietary trading, underwriting, concurrent operation of futures and the design, issuance, trading, hedging of derivatives. In addition, it offers financial advisory services, risk management, facilities and financing, short-term bill trading, and bond issuance to corporations, government departments and financial institutions; and corporate restructuring, reorganization, mergers, acquisitions and financial planning or other consulting services. Further, the company provides money market, fixed income, domestic equity, global equity, fund of funds, and ETFs; and insurance products comprising of life insurance, retirement planning, asset accumulation, health, and accidental injuries. The company was formerly known as Taishin Financial Holding Co., Ltd. and changed its name to TS Financial Holding Co., Ltd. in July 2025. The company was founded in 1992 and is based in Taipei, Taiwan.
Stock analysis
Taishin Financial Holding Co. Ltd. Pfd. (2887F) currently trades at 45.45 TWD, while our model-based Fair Value estimate is 47.82 TWD, so the stock looks roughly fairly valued today (gap 5.0%).
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Valuation
Bull case: the Multiples group reads highest at a median of 46.50 TWD per share, and 2 of the 6 models we run sit above the 45.45 TWD price.
Bear case: the Asset-Based group reads lowest at 31.05 TWD, and 4 of the 6 models stay below the price. Evidence for this calculation is medium.
Scenario range: 39.04 TWD (bear) to 67.07 TWD (bull), the price of 45.45 TWD sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 31/100 (below-average quality), in the Financial Services sector.
Expensive Growth: The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Taishin Financial Holding Co. Ltd. Pfd. reported revenue of 152B TWD in FY2025 versus 58.1B TWD in FY2021, a compound +27.1%/yr. Reported net income was 37.3B TWD in FY2025, compounding +16.4%/yr from FY2021.
Key figures
Market cap 149B TWD (≈ $4.7B) · P/E ratio 32.2 · P/S ratio 7.92 · EPS (TTM) 1.42 TWD · Dividend yield 2.2% · Net margin 24.6% · Return on equity 13.6% · Return on assets 0.9%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 42 out of 100 (low confidence).
What moves the price
The share trades about 5% below its 52-week high and 3% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −36% fair-value upside, at 5%, 2887F screens cheaper than that median.
Fair Value models
Bear 39.04 TWDFair Value 47.82 TWDBull 67.07 TWD
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 9 months old). Earnings retained since then (0.3267 TWD per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.62/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Revenue growth 1 year
+75.4%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+31.7%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+29.0%
Start year 2020 (pandemic)
Revenue growth 8 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+20.4%
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What shareholders gained per year (last 5 years), in TWD ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in TWD: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
Compare Taishin Financial Holding Co. Ltd. Pfd. with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Banks - Regional · 1060 stocks
Beats the industry median on 4/9 measures
A mixed picture versus its industry peers.
Valuation
Quality Score27 · Bottom 25%
Fair Value upside−59.5% · Bottom 25%
Profitability
Return on equity (TTM)13.6% · Top 25%
Return on assets0.9% · Below median
Net margin (TTM)43.5% · Top 25%
Operating margin (TTM)58.8% · Top 25%
Growth and dividend
Revenue growth274.7% · Top 25%
Dividend yield (TTM)2.2% · Below median
Valuation Multiplesvs Banks - Regional median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Is Taishin Financial Holding Co. Ltd. Pfd. (2887F) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of 47.82 TWD versus a price of 45.45 TWD, about +5% upside (fairly valued).
What is the fair value of 2887F?
Our model-based fair value for Taishin Financial Holding Co. Ltd. Pfd. is 47.82 TWD (as of Sep 24, 2026), built from audited fundamentals. The current price: 45.45 TWD.
What is the quality score of 2887F?
Taishin Financial Holding Co. Ltd. Pfd. has a Quality Score of 31/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Taishin Financial Holding Co. Ltd. Pfd. (2887F)?
Our model-based price target is the fair value of 47.82 TWD (as of Sep 24, 2026) from 6 valuation models. Cautious scenario 39.04 TWD, optimistic scenario 67.07 TWD. It is a calculation from audited fundamentals, not an analyst target.
What is the Taishin Financial Holding Co. Ltd. Pfd. stock forecast for 2026?
Our models put fair value at 47.82 TWD, about +5% upside versus a price of 45.45 TWD (fairly valued). Cautious scenario 39.04 TWD, optimistic scenario 67.07 TWD. The calculation is refreshed regularly with new filings.
What is the revenue of Taishin Financial Holding Co. Ltd. Pfd. (2887F)?
Taishin Financial Holding Co. Ltd. Pfd. reported trailing-twelve-month revenue of about 130B TWD (latest available figure, as of Sep 24, 2026).
Does Taishin Financial Holding Co. Ltd. Pfd. pay a dividend?
Taishin Financial Holding Co. Ltd. Pfd. currently shows a dividend yield of about 2.18% relative to its recent price (as of Sep 24, 2026).
What is the intrinsic value of Taishin Financial Holding Co. Ltd. Pfd. (2887F)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Taishin Financial Holding Co. Ltd. Pfd. it is 47.82 TWD per share (as of Sep 24, 2026), against a price of 45.45 TWD. It is the blended result of 6 valuation models (cash flow, earnings, asset, dividend).
Is Taishin Financial Holding Co. Ltd. Pfd. stock overvalued or undervalued in 2026?
As of Sep 24, 2026, 2887F trades below its calculated fair value: price 45.45 TWD, fair value 47.82 TWD, a gap of about +5% (fairly valued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 2887F?
No. The price is what the market pays today (45.45 TWD); the fair value is what the company's own numbers justify (47.82 TWD). For Taishin Financial Holding Co. Ltd. Pfd. the two are 2.37 TWD per share apart. That gap is exactly why we show both numbers side by side.
How much is Taishin Financial Holding Co. Ltd. Pfd. worth?
The market values Taishin Financial Holding Co. Ltd. Pfd. at about 149B TWD (market capitalisation, as of Sep 24, 2026). Per share that is 45.45 TWD; our models calculate a fair value of 47.82 TWD per share.
What do the bullish and bearish scenarios say about 2887F?
Our models span a range for Taishin Financial Holding Co. Ltd. Pfd.: cautious scenario 39.04 TWD, base 47.82 TWD, optimistic 67.07 TWD per share (as of Sep 24, 2026, price 45.45 TWD). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of 2887F?
Taishin Financial Holding Co. Ltd. Pfd. trades at a price-to-earnings ratio of 32.2 (as of Sep 24, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 47.82 TWD is built from several models across several years.
How solid is the balance sheet of Taishin Financial Holding Co. Ltd. Pfd. (2887F)?
Balance-sheet figures for Taishin Financial Holding Co. Ltd. Pfd. (as of Sep 24, 2026): return on equity 13.6%. They feed the Quality Score of 31/100, which measures business quality independently of the share price.
How far is 2887F from its 52-week high?
Taishin Financial Holding Co. Ltd. Pfd. trades at 45.45 TWD, about 5% below its 52-week high of 48.00 TWD and 3% above the low of 44.10 TWD (as of Oct 2, 2026). Distance from the high says nothing about value: that is what the fair value of 47.82 TWD is for.
Which stocks are comparable to Taishin Financial Holding Co. Ltd. Pfd.?
From the same area (Financial Services) we also value DBS Group, China Merchants Bank Co, UniCredit S.p.A, Mizuho Financial Group, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Taishin Financial Holding Co. Ltd. Pfd. stock attractive at the current price?
The data as of Sep 24, 2026: price 45.45 TWD, calculated fair value 47.82 TWD (+5%), Quality Score 31/100, from 6 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 2887F calculated?
We run Taishin Financial Holding Co. Ltd. Pfd. through 6 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 47.82 TWD, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. Taishin Financial Holding Co. Ltd. Pfd. currently trades 5 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Taishin Financial Holding Co. Ltd. Pfd. (2887F)?
The closing price on Oct 2, 2026 was 45.45 TWD. Our model-based fair value is 47.82 TWD, about +5% upside (fairly valued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Taishin Financial Holding Co. Ltd. Pfd. right now?
The price sits close to our fair value, market and models broadly agree here, little valuation tension. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of Taishin Financial Holding Co. Ltd. Pfd.
How large is the market capitalisation of Taishin Financial Holding Co. Ltd. Pfd. (2887F)?
The market capitalisation of Taishin Financial Holding Co. Ltd. Pfd. is 149B TWD (≈ $4.7B). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Taishin Financial Holding Co. Ltd. Pfd. (2887F)?
The price-to-sales ratio of Taishin Financial Holding Co. Ltd. Pfd. is 7.92 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Taishin Financial Holding Co. Ltd. Pfd. (2887F)?
Earnings per share at Taishin Financial Holding Co. Ltd. Pfd. are 1.42 TWD (price ÷ EPS = P/E 32.2). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Taishin Financial Holding Co. Ltd. Pfd. (2887F)?
The dividend yield of Taishin Financial Holding Co. Ltd. Pfd. is 2.2% (payout 69.6%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Taishin Financial Holding Co. Ltd. Pfd. (2887F)?
The net margin of Taishin Financial Holding Co. Ltd. Pfd. is 24.6% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Taishin Financial Holding Co. Ltd. Pfd. (2887F)?
The return on equity (ROE) of Taishin Financial Holding Co. Ltd. Pfd. is 13.6% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the return on assets of Taishin Financial Holding Co. Ltd. Pfd. (2887F)?
The return on assets (ROA) of Taishin Financial Holding Co. Ltd. Pfd. is 0.9% (last twelve months). Profit relative to everything the company owns. Harder to inflate than return on equity because debt does not boost it.
What is the operating margin of Taishin Financial Holding Co. Ltd. Pfd. (2887F)?
The operating margin of Taishin Financial Holding Co. Ltd. Pfd. is 58.8% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Taishin Financial Holding Co. Ltd. Pfd. (2887F)?
Revenue at Taishin Financial Holding Co. Ltd. Pfd. is growing +275% versus a year earlier (3y avg +31.7%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Taishin Financial Holding Co. Ltd. Pfd. (2887F)?
Earnings per share at Taishin Financial Holding Co. Ltd. Pfd. are growing +646% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Taishin Financial Holding Co. Ltd. Pfd. (2887F) generate?
The free cash flow of Taishin Financial Holding Co. Ltd. Pfd. is −84.9B TWD (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Taishin Financial Holding Co. Ltd. Pfd. (2887F) carry?
The net debt of Taishin Financial Holding Co. Ltd. Pfd. is 7.0B TWD (fiscal year 2018). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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