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BinDawood Holding (4161) Fair Value & Analysis

Consumer Defensive · SA · Market cap 5.3B SAR

BH BinDawood Holding 4161 · SR
Price4.63 SAR
Fair Value4.01 SAR
Upside-13.4%
Quality56/100
Healthy Growth
Thin margins · 4.2% net margin
Low debt · generates free cash flow
2.64% dividend yield
Ranks above peers (11/14)
Narrow moat 41/100
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Evidence: High Range 3.01 SAR – 5.02 SAR Share as image

Fair value as of: Jul 31, 2026

From 26 valuation models · updated today

Share price −5.1% over the past month.

Price vs Fair Value (12 months)

5.85 SAR 4.13 SAR Fair Value 4.01 SAR Aug 2025 Jul 2026

12‑month range 4.13 SAR – 5.85 SAR · fair‑value band 3.01 SAR – 5.02 SAR · the 4.63 SAR price screens above the 4.01 SAR fair value. As of Jul 31, 2026.

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Analysis

BinDawood Holding (4161) currently trades at 4.63 SAR, while our model-based Fair Value estimate is 4.01 SAR, implying the stock looks roughly 13.4% overvalued today. We read business quality at 56/100 (solid quality), in the Consumer Defensive sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, BinDawood Holding generated revenue of 6.5B SAR at a net margin of 4.2%. Revenue grew 8.2% year over year. It earns a return on equity of 17.4%. Net debt stands at 2.5B SAR. Fundamentals as of Jul 31, 2026

Our scenario range runs from 3.01 SAR (bear case) to 5.02 SAR (bull case); at 4.63 SAR, the current price sits within that range. The share trades about 21% below its 52-week high and 14% above its 52-week low, currently below its 200-day average. For context, the median of 10 Consumer Defensive peers we cover trades at -24% fair-value upside, at -13%, 4161 screens cheaper than that median.

Key figures & financial health

Revenue (TTM) 6.5B SAR
Revenue growth (YoY) +8.2%
Net margin 4.2%
Return on equity 17.4%
Free cash flow 515M SAR FY2025
P/E ratio 19.3
More key figures
Operating margin 6.1%
EPS (TTM) 0.2400 SAR
Dividend yield 2.6%
EPS growth (YoY) +2.9%
Net debt 2.5B SAR FY2025

Figures from reported company fundamentals · as of Jul 31, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 56/100
Profitability 55
Quality Growth 45
Cashflow 65
Fin. Strength 43
Investment 78
Low Volatility 86
Momentum 29
52W Momentum 22
Net Issuance 92

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

BinDawood Holding Company operates hypermarkets and supermarkets in Qatar, and the Kingdom of Saudi Arabia. The company provides loyalty management; information technology and communication; delivery, storage and transportation services; warehouse storage management and rental; and market influencing and digital marketing services.

Full company description

BinDawood Holding Company operates hypermarkets and supermarkets in Qatar, and the Kingdom of Saudi Arabia. The company provides loyalty management; information technology and communication; delivery, storage and transportation services; warehouse storage management and rental; and market influencing and digital marketing services. It engages in the wholesale, retail, and distribution of luggage bags, food, toys, foodstuff, and household items; online sale of groceries; operation of pharmacies; wholesale and retail trade in pharmaceutical products and cosmetics; scientific office activities; packaging of pharmaceutical products; operation of bakeries and restaurants; and acquiring and managing of investments. The company recently expanded its operations to Qatar under the BinDawood brand name. BinDawood Holding Company was founded in 1984 and is headquartered in Jeddah, the Kingdom of Saudi Arabia.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

BinDawood Holding reported revenue of 6.3B SAR in FY2025 versus 4.4B SAR in FY2021, a compound +9.7%/yr. Reported net income was 270M SAR in FY2025, compounding +2.9%/yr from FY2021.

Revenue +9.7%/yr
FY21 4.4B SAR
FY22 4.9B SAR
FY23 5.6B SAR
FY24 5.7B SAR
FY25 6.3B SAR
Net income +2.9%/yr
FY21 241M SAR
FY22 119M SAR
FY23 277M SAR
FY24 272M SAR
FY25 270M SAR

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Cite: Fair Value Calculator (2026). "BinDawood Holding Fair Value". https://www.fairvalue-calculator.com/stock/4161

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 15 / 34
FUTURE 41 / 17
PAST 70 / 51
HEALTH 95 / 92
DIVIDEND 53 / 46

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Grocery Stores stocks, each showing price versus our Fair Value estimate (as of Jul 31, 2026).

Stock Price Fair Value vs Fair Value
Loblaw Companies Limited L C$63.38 C$48.12 -24%
Koninklijke Ahold Delhaize N.V AHODF $41.10 $61.32 +49%
Tesco PLC TSCDF $5.94 $7.90 +33%
The Kroger Co KR $64.46 $26.18 -59%
Woolworths Group WOW A$38.32 A$13.76 -64%
Seven & i Holdings SVNDF $12.35 $15.18 +23%
George Weston Limited WN C$100.98 C$63.61 -37%
Coles Group COL A$23.66 A$15.86 -33%
CP ALL Public Company CVPUF $1.30 $1.92 +48%
Metro Inc MRU C$92.64 C$70.30 -24%

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Frequently asked questions

Is BinDawood Holding (4161) overvalued or undervalued?
As of Jul 31, 2026, our model estimates a fair value of 4.01 SAR versus a price of 4.63 SAR, about −13% (overvalued).
What is the fair value of 4161?
Our model-based fair value for BinDawood Holding is 4.01 SAR (as of Jul 31, 2026), built from audited fundamentals. The current price is 4.63 SAR.
What is the quality score of 4161?
BinDawood Holding has a Quality Score of 56/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of BinDawood Holding (4161)?
BinDawood Holding reported trailing-twelve-month revenue of about 6.5B SAR (latest available figure, as of Jul 31, 2026).
What is the net profit margin of 4161?
The net profit margin of BinDawood Holding is about 4.2%, meaning it keeps roughly 4.2% of revenue as net income. Based on the latest reported figures.
Does BinDawood Holding pay a dividend?
BinDawood Holding currently shows a dividend yield of about 2.64% relative to its recent price (as of Jul 31, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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